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JACIT

Active
Private limited companyfounded 20224 yrs activeS.V.D. Veldestraat(SML) 11, 9630 Zwalm, BelgiumKBO/BCE: BE 0780.599.283
Summary

JACIT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59,994 and a net result of €54,994. Equity is growing by ~16.4% per year across the filed fiscal years. Its solvency ranks better than 64% of 17123 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency97▼-3
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 3.45 against 13.2 in 2024; short-term debt: 27.8% and cash: 28.8% of total assets), and 27.8% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
72.2%
Return on assets
66.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
18 d early
2024
15 d early
2023
29 d early
2022
25 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 22 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JACIT was incorporated on 18 January 2022 as a Private limited company.1 Total assets went from EUR 79,988 in 2022 to EUR 83,098 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€59,994▼ 49.6%
2024 · €119,032
Total assets
€83,098▼ 35.3%
2024 · €128,461
Net result
€54,994▲ 51.4%
2024 · €36,325
Working capital
€56,505▼ 50.9%
2024 · €115,052
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€66,158-€49,665▼ 24.9%€48,074▼ 3.2%€72,182▲ 50.1%
Net result€51,972-€38,568▼ 25.8%€36,325▼ 5.8%€54,994▲ 51.4%
Equity€56,972-€94,707▲ 66.2%€119,032▲ 25.7%€59,994▼ 49.6%
Total assets€79,988-€111,502▲ 39.4%€128,461▲ 15.2%€83,098▼ 35.3%
Debt€23,016-€16,795▼ 27.0%€9,429▼ 43.9%€23,104▲ 145%
Working capital€55,728-€90,237▲ 61.9%€115,052▲ 27.5%€56,505▼ 50.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000€80,000Operating result 2022: €66,158€66,158Net result 2022: €51,972€51,972Operating result 2023: €49,665€49,665Net result 2023: €38,568€38,568Operating result 2024: €48,074€48,074Net result 2024: €36,325€36,325Operating result 2025: €72,182€72,182Net result 2025: €54,994€54,9942022202320242025€0€20,000€40,000€60,000€80,000Operating result 2023: €49,665€49,700Net result 2023: €38,568€38,600Operating result 2024: €48,074€48,100Net result 2024: €36,325€36,300Operating result 2025: €72,182€72,200Net result 2025: €54,994€55,000202320242025
The operating result recovers in 2025; 2025 is 50% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83,098
Fixed assets €3,490 ▼ 12.3%
Current assets €79,608 ▼ 36.0%
Equity and liabilities €83,098
Equity €59,994 ▼ 49.6%
Debt €23,104 ▲ 145%
Debt's share of the balance-sheet total rises from 7.3% to 27.8%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€72,672▲
2024 · €48,564
Cash flow
€55,484▲
2024 · €36,815
Current ratio
3.45▼
2024 · 13.20
Debt to equity
0.39▲
2024 · 0.08
ROE
91.7%▲
2024 · 30.5%
ROA
66.2%▲
2024 · 28.3%
Interest coverage
33.87▲
2024 · 20.96
Debt ≤ 1 year
€23,104▲
2024 · €9,429
Income taxes
€15,050▲
2024 · €10,306
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€128,461€83,098▼
Fixed assets21/28€3,980€3,490▼
Tangible fixed assets22/27€3,980€3,490▼
Land and buildings22€3,980€3,490▼
Current assets29/58€124,481€79,608▼
Amounts receivable within one year40/41€44,660€53,870▲
Trade receivables40€39,765€53,870▲
Other amounts receivable41€4,895-
Cash at bank and in hand54/58€75,406€23,935▼
Deferred charges and accrued income490/1€4,415€1,804▼
Equity and liabilities
Total equity and liabilities10/49€128,461€83,098▼
Equity10/15€119,032€59,994▼
Contributions10/11€5,000€5,000=
Reserves13€114,032€3,494▼
Distributable reserves133€114,032€3,494▼
Profit (loss) carried forward14-€51,500
Amounts payable17/49€9,429€23,104▲
Amounts payable within one year42/48€9,429€23,104▲
Trade debts44€2,594€4,214▲
Suppliers440/4€2,594€4,214▲
Taxes, remuneration and social security45€6,656€13,327▲
Taxes450/3€6,656€13,327▲
Other amounts payable47/48€179€5,563▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€490€490=
Other operating charges640/8€760€991▲
Gross operating margin9900€49,324€73,663▲
Operating profit (loss)9901€48,074€72,182▲
Financial income75/76B€873€8▼
Recurring financial income75€873€8▼
Financial charges65/66B€2,316€2,145▼
Recurring financial charges65€2,316€2,145▼
Profit (loss) for the period before taxes9903€46,631€70,045▲
Income taxes67/77€10,306€15,050▲
Profit (loss) for the period9904€36,325€54,994▲
Profit (loss) for the period to be appropriated9905€36,325€54,994▲
Appropriation of the result
Profit (loss) to be appropriated9906€36,325€54,994▲
Transfer from equity791/2€12,000€114,032▲
Transfer to equity691/2€36,325€3,494▼
To other reserves6921€36,325€3,494▼
Profit to be distributed694/7€12,000€114,032▲
Return on contributions (dividend)694€12,000€114,032▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€922€425€490€490=
Other operating charges640/8€647€64€760€991▲ 30.4%
Gross operating margin9900€67,727€50,154€49,324€73,663▲ 49.3%
Operating profit (loss)9901€66,158€49,665€48,074€72,182▲ 50.1%
Financial income75/76B-€1€873€8▼ 99.1%
Recurring financial income75-€1€873€8▼ 99.1%
Financial charges65/66B€82€181€2,316€2,145▼ 7.4%
Recurring financial charges65€82€181€2,316€2,145▼ 7.4%
Profit (loss) for the period before taxes9903€66,076€49,486€46,631€70,045▲ 50.2%
Income taxes67/77€14,104€10,918€10,306€15,050▲ 46.0%
Profit (loss) for the period9904€51,972€38,568€36,325€54,994▲ 51.4%
Profit (loss) for the period to be appropriated9905€51,972€38,568€36,325€54,994▲ 51.4%
Line2022202320242025Change
Assets
Total assets20/58€79,988€111,502€128,461€83,098▼ 35.3%
Fixed assets21/28€1,244€4,470€3,980€3,490▼ 12.3%
Tangible fixed assets22/27€1,244€4,470€3,980€3,490▼ 12.3%
Land and buildings22€1,244€4,470€3,980€3,490▼ 12.3%
Current assets29/58€78,744€107,032€124,481€79,608▼ 36.0%
Amounts receivable within one year40/41€32,603€42,452€44,660€53,870▲ 20.6%
Trade receivables40€32,040€32,208€39,765€53,870▲ 35.5%
Other amounts receivable41€563€10,243€4,895--
Cash at bank and in hand54/58€46,141€59,162€75,406€23,935▼ 68.3%
Deferred charges and accrued income490/1-€5,418€4,415€1,804▼ 59.2%
Equity and liabilities
Total equity and liabilities10/49€79,988€111,502€128,461€83,098▼ 35.3%
Equity10/15€56,972€94,707€119,032€59,994▼ 49.6%
Contributions10/11€5,000€5,000€5,000€5,000=
Reserves13€51,972€89,707€114,032€3,494▼ 96.9%
Distributable reserves133€51,972€89,707€114,032€3,494▼ 96.9%
Profit (loss) carried forward14---€51,500-
Amounts payable17/49€23,016€16,795€9,429€23,104▲ 145%
Amounts payable within one year42/48€23,016€16,795€9,429€23,104▲ 145%
Trade debts44€12,038€8,945€2,594€4,214▲ 62.4%
Suppliers440/4€12,038€8,945€2,594€4,214▲ 62.4%
Taxes, remuneration and social security45€10,978€6,878€6,656€13,327▲ 100%
Taxes450/3€10,978€6,878€6,656€13,327▲ 100%
Other amounts payable47/48-€972€179€5,563▲ 3,005%
Line2022202320242025Change
Profit (loss) for the period9904€51,972€38,568€36,325€54,994▲ 51.4%
+ Depreciation and write-downs630€922€425€490€490=
Operating cash flow (approximation)€52,894€38,993€36,815€55,484▲ 50.7%
Investment in fixed assets (approximation)--€3,651€0€0-
Change in cash-€13,022€16,243-€51,471▼ 417%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
13-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2022net €54,994 ▲51.4%
Operating result €72,182, net result €54,994, both a record.
16-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €36,325 ▼5.8%
Net result drops to €36,325, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity doublescurrent ratio 13.20
Current ratio from 6.37 to 13.20; short-term debt falls from €16,795 to €9,429.
31-12
Financial Equity above €100,000Eq €119,032 ▲25.7%
3 profitable years in a row build equity to €119,032.
02-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwalm · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
1,239 m²
Building footprint
121 m²
Parcel 45049B0035/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
JACIT
S.V.D. Veldestraat(SML) 11, 9630 ZwalmManufacture of computer, electronic and optical products
since 20222.326.737.911
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45049B0035/00E000 Flanders 1,239 m² 1 · 121 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,002 companies in sector 62200 we hold annual accounts for 18,394. 15,463 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded18-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management

Scores and ratios are computed by Checked and are not a credit decision.