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JACHARO

Active
Private limited companyfounded 197748 yrs activeWinston Churchilllaan 76, 1180 Ukkel, BelgiumKBO/BCE: BE 0417.686.948
Summary

JACHARO has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€148,096) and a net result of -€5,618. Equity is shrinking by ~27.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 12829 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
44 / 100
Weak
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability26▲+26
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.29; short-term debt: 0.9% and cash: 0.3% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 48 years 0 50 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-103%
Return on assets
-3.9%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€148,096
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 d early
2024
30 d late
2023
33 d early
2022
22 d late
2021
6 d early
2020
36 d early
2019
7 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JACHARO was incorporated on 30 November 1977.1 Total assets fell from EUR 297,662 in 2018 to EUR 143,720 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€5,618▲ 76.8%
2024 · -€24,214
Working capital
-€954
2022 · €2,539
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€21,997▼ 3.2%-€22,349▼ 1.6%-€24,403▼ 9.2%-€23,532▲ 3.6%-€4,915▲ 79.1%
Net result-€22,481below the sector's middle half▼ 5.1%-€22,879below the sector's middle half▼ 1.8%-€25,031below the sector's middle half▼ 9.4%-€24,214below the sector's middle half▲ 3.3%-€5,618below the sector's middle half▲ 76.8%
Equity-€70,354below the sector's middle half▼ 47.0%-€93,233below the sector's middle half▼ 32.5%-€118,265below the sector's middle half▼ 26.8%-€142,478below the sector's middle half▼ 20.5%-€148,096below the sector's middle half▼ 3.9%
Total assets€219,953within the sector's middle half▼ 2.2%€197,581within the sector's middle half▼ 10.2%€175,310within the sector's middle half▼ 11.3%€150,181within the sector's middle half▼ 14.3%€143,720within the sector's middle half▼ 4.3%
Debt€290,308▲ 6.4%€290,814▲ 0.2%€293,574▲ 0.9%€292,660▼ 0.3%€291,816▼ 0.3%
Working capital-€14,317below the sector's middle half▲ 36.9%€2,539below the sector's middle half-€954below the sector's middle half
Solvency-32.0%below the sector's middle half▼ 10.7pp-47.2%below the sector's middle half▼ 15.2pp-67.5%below the sector's middle half▼ 20.3pp-94.9%below the sector's middle half▼ 27.4pp-103.0%below the sector's middle half▼ 8.2pp
Current ratio0.12below the sector's middle half▼ 0.250.29below the sector's middle half
Return on assets (ROA)-10.2%below the sector's middle half▼ 0.7pp-11.6%below the sector's middle half▼ 1.4pp-14.3%below the sector's middle half▼ 2.7pp-16.1%below the sector's middle half▼ 1.8pp-3.9%below the sector's middle half▲ 12.2pp
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0Operating result 2021: -€21,997-€21,997Net result 2021: -€22,481-€22,481Operating result 2022: -€22,349-€22,349Net result 2022: -€22,879-€22,879Operating result 2023: -€24,403-€24,403Net result 2023: -€25,031-€25,031Operating result 2024: -€23,532-€23,532Net result 2024: -€24,214-€24,214Operating result 2025: -€4,915-€4,915Net result 2025: -€5,618-€5,61820212022202320242025-€30,000-€20,000-€10,000€0Operating result 2023: -€24,403-€24,400Net result 2023: -€25,031-€25,000Operating result 2024: -€23,532-€23,500Net result 2024: -€24,214-€24,200Operating result 2025: -€4,915-€4,920Net result 2025: -€5,618-€5,620202320242025
The operating result stays negative: a loss of €4,915 in 2025 against €23,532 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €143,720
Fixed assets €143,328 ▼ 4.0%
Current assets €392 ▼ 57.6%
Key figures and ratios
2025 value · change against 2024
EBITDA
€1,015▲
2024 · -€640
Cash flow
€312▲
2024 · -€1,322
Debt to equity
-1.97▲
2024 · -2.05
Interest coverage
1.44▲
2024 · -0.94
Debt ≤ 1 year
€1,346
Debt > 1 year
€289,826▼
2024 · €292,037
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,795 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a small loss
2.1% went bankrupt
6.0% stopped otherwise
90% still going

A further 1.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,795 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€150,181€143,720▼
Fixed assets21/28€149,258€143,328▼
Tangible fixed assets22/27€149,258€143,328▼
Land and buildings22€149,258€143,328▼
Current assets29/58€923€392▼
Cash at bank and in hand54/58€6€392▲
Deferred charges and accrued income490/1€917€0▼
Equity and liabilities
Total equity and liabilities10/49€150,181€143,720▼
Equity10/15-€142,478-€148,096▼
Contributions10/11€18,592€18,592=
Reserves13€36,093€36,093=
Tax-exempt reserves132€34,233€34,233=
Distributable reserves133€1,859€1,859=
Profit (loss) carried forward14-€197,163-€202,781▼
Amounts payable17/49€292,660€291,816▼
Amounts payable after more than one year17€292,037€289,826▼
Other amounts payable178/9€292,037€289,826▼
Amounts payable within one year42/48-€1,346
Trade debts44-€1,346
Suppliers440/4-€1,346
Accrued charges and deferred income492/3€623€644▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22,892€5,930▼
Other operating charges640/8€2,622€2,277▼
Gross operating margin9900€1,981€3,292▲
Operating profit (loss)9901-€23,532-€4,915▲
Financial charges65/66B€681€703▲
Recurring financial charges65€681€703▲
Profit (loss) for the period before taxes9903-€24,214-€5,618▲
Profit (loss) for the period9904-€24,214-€5,618▲
Profit (loss) for the period to be appropriated9905-€24,214-€5,618▲
Appropriation of the result
Profit (loss) to be appropriated9906-€197,163-€202,781▼
Profit (loss) brought forward from the previous period14P-€172,949-€197,163▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22,416€22,892€22,892€22,892€5,930▼ 74.1%
Other operating charges640/8€3,295€2,289€2,166€2,622€2,277▼ 13.1%
Gross operating margin9900€3,713€2,832€654€1,981€3,292▲ 66.2%
Operating profit (loss)9901-€21,997-€22,349-€24,403-€23,532-€4,915▲ 79.1%
Financial charges65/66B€484€530€628€681€703▲ 3.2%
Recurring financial charges65€484€530€628€681€703▲ 3.2%
Profit (loss) for the period before taxes9903-€22,481-€22,879-€25,031-€24,214-€5,618▲ 76.8%
Profit (loss) for the period9904-€22,481-€22,879-€25,031-€24,214-€5,618▲ 76.8%
Profit (loss) for the period to be appropriated9905-€22,481-€22,879-€25,031-€24,214-€5,618▲ 76.8%
Line20212022202320242025Change
Assets
Total assets20/58€219,953€197,581€175,310€150,181€143,720▼ 4.3%
Fixed assets21/28€217,934€195,042€172,150€149,258€143,328▼ 4.0%
Tangible fixed assets22/27€217,934€195,042€172,150€149,258€143,328▼ 4.0%
Land and buildings22€167,049€161,119€155,189€149,258€143,328▼ 4.0%
Plant, machinery and equipment23€50,885€33,923€16,962---
Current assets29/58€2,020€2,539€3,160€923€392▼ 57.6%
Amounts receivable within one year40/41€18€0----
Trade receivables40€18€0----
Cash at bank and in hand54/58€2,001€2,539€3,160€6€392▲ 6,847%
Deferred charges and accrued income490/1---€917€0▼ 100%
Equity and liabilities
Total equity and liabilities10/49€219,953€197,581€175,310€150,181€143,720▼ 4.3%
Equity10/15-€70,354-€93,233-€118,265-€142,478-€148,096▼ 3.9%
Contributions10/11€18,592€18,592€18,592€18,592€18,592=
Reserves13€36,093€36,093€36,093€36,093€36,093=
Non-distributable reserves130/1€1,859€1,859€0---
Reserves not available under the articles1311€1,859€1,859€0---
Tax-exempt reserves132€34,233€34,233€34,233€34,233€34,233=
Distributable reserves133--€1,859€1,859€1,859=
Profit (loss) carried forward14-€125,039-€147,918-€172,949-€197,163-€202,781▼ 2.8%
Amounts payable17/49€290,308€290,814€293,574€292,660€291,816▼ 0.3%
Amounts payable after more than one year17€273,171€289,485€293,014€292,037€289,826▼ 0.8%
Other amounts payable178/9€273,171€289,485€293,014€292,037€289,826▼ 0.8%
Amounts payable within one year42/48€16,337€0--€1,346-
Trade debts44€23€0--€1,346-
Suppliers440/4€23€0--€1,346-
Other amounts payable47/48€16,314€0----
Accrued charges and deferred income492/3€800€1,330€560€623€644▲ 3.5%
Line20212022202320242025Change
Profit (loss) for the period9904-€22,481-€22,879-€25,031-€24,214-€5,618▲ 76.8%
+ Depreciation and write-downs630€22,416€22,892€22,892€22,892€5,930▼ 74.1%
Operating cash flow (approximation)-€66€13-€2,139-€1,322€312▲ 124%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€538€620-€3,154€386▲ 112%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
14-09
State Gazette act Purpose · Statutes amendment
Purpose change · Capital · Power of attorney7 facts ▸
  • General meeting, 28-08-2026
  • Statutes amendment
  • Other statement, dispense de lecture du rapport spécial, déposé au greffe compétent en même temps qu’une expédition des présentes
  • Purpose change
  • Statutes amendment
  • Capital
  • Power of attorney
08-09
State Gazette act Registered office · Miscellaneous
Registered-office move · Registered office clause · Power of attorney5 facts ▸
  • General meeting, 28-08-2026
  • Registered-office move, Brussels Hoofdstedelijk Gewest
  • Registered office clause, Winston Churchilllaan, 76 te 1180 Ukkel
  • Power of attorney
  • Power of attorney, Géraldine ROLIN JACQUEMYNS
24-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
28-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet -€25,031
Net result drops to -€25,031, the lowest in the series; recovery starts the following year.
22-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
25-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
07-08
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 7 days late
2019
29-11
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 121 days late
2018
03-10
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 64 days late
2017
26-09
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 57 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 10 acts read
About the unread acts

Of the 10 Belgian State Gazette acts we know for this company, 2 have been read. The other 8 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 2. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1981
seat establishment The establishment unit on the map
Ground area
785 m²
Building footprint
310 m²
Volume, LiDAR
2,391 m³
2 parcels, Brussels, Flanders · tallest building 19.8 m, ±5 floors. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
Jacharo
Klaprozenhof 13, 1933 ZaventemActivities of lawyers
since 19812.014.187.281
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23082B0254/00C002 Flanders 565 m² 1 · 203 m² 10.1 m · 2 fl.
21618B0277/02Y004 Brussels 220 m² 1 · 107 m² 19.8 m · 5 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Articles of association

Who signs
Annual meeting
Last Thursday of June at 17:00
Registered office clause
Région de Bruxelles-Capitale, sièges administratifs et succursales en Belgique ou à l'étranger par simple décision de l’organe d’administration
Share issue rule
Libérées en totalité à leur émission, En cas d’actionnaire unique-administrateur, ce dernier détermine librement, au fur et à mesure des besoins de la société e…
Courrier électronique, ou, pour les personnes qui ne disposent pas d’une adresse électronique, par courrier ordinaire, à envoyer le même jour que les communicat…
Capital conversion
Compte de capitaux propres disponible
Share class
Le registre des actions pourra être tenu en la forme électronique, nominatives
Ils doivent, pour l'exercice de leurs droits, s'en rapporter aux comptes annuels et écritures sociaux et aux décisions de l'assemblée générale, Sauf disposition…
Transfer restriction
Article 11. Cession et rachat d’actions
Member resignation
Other statement
Article 13. Exclusion
Article 21. Assemblées générales électroniques
Article 22. Admission à l’assemblée générale
Article 23. Séances – procès-verbaux
Article 24. Délibérations
Article 25. Prorogation
Article 27. Répartition – réserves
Article 31. Élection de domicile
Article 32. Clause arbitrale
Article 33. Droit commun
Article 34. Obligations déontologiques de la profession d’avocat
1 more provision on this in the deed
Board rule
Organe d'administration, nommés avec ou sans limitation de durée
Article 17. Rémunération des administrateurs
Auditor rule
Un ou plusieurs commissaires, Lorsque la loi l'exige et dans les limites qu'elle prévoit
Meeting notice
Courriel, Toute personne peut renoncer à la convocation et sera considérée comme ayant été régulièrement convoquée si elle est présente ou représentée à l'assem…
Written decisions
Toutes les décisions qui relèvent du pouvoir de l'assemblée générale, La proposition de décision écrite envoyée peut déterminer que l'approbation doit parvenir…
Dissolution rule
Liquidation rule
Article 29. Liquidateurs
Liquidation distribution
Article 30. Répartition de l’actif net

Structure & network

Owners and holdings

1 owner

Chain of control

  1. DONNAY de VOS 100%
  2. JACHARO

Highest known parent: DONNAY de VOS. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Capital and shareholders

Capital over the years
  1. 14-09-2026 Capital stated in the act · 750 shares

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 22,076 companies in sector 69101 we hold annual accounts for 9,061. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded30-11-1977
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.