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Jacadit

Active Risk: not assessed
Private limited company (pre-2019)founded 20179 yrs activeRoute de Géromont 10, 4180 Hamoir, BelgiumKBO/BCE: BE 0678.747.305
Summary

Jacadit is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €269,419 and a net result of €15,067. Equity is growing by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 43% of 6167 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
not confirmed
2024
21 d early
2023
23 d early
2022
13 d early
2021
32 d early
2020
47 d early
2019
17 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 26 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Jacadit was incorporated on 19 July 2017.1 Total assets rose from EUR 517,827 in 2018 to EUR 597,745 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, abbreviated schema

Equity
€269,419▲ 5.9%
2023 · €254,352
Net result
€15,067▼ 61.8%
2023 · €39,436
Total assets
€597,745▲ 0.3%
2023 · €596,216
Solvency
45.1%▲ 2.4pp
2023 · 42.7%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€9,675▼ 75.5%€24,526▲ 153%€60,202▲ 145%€66,214▲ 10.0%€38,422▼ 42.0%
Net result€927below the sector's middle half▼ 96.0%€12,931within the sector's middle half▲ 1,295%€37,435within the sector's middle half▲ 190%€39,436within the sector's middle half▲ 5.3%€15,067within the sector's middle half▼ 61.8%
Equity€164,551within the sector's middle half▲ 0.6%€177,481within the sector's middle half▲ 7.9%€214,916within the sector's middle half▲ 21.1%€254,352below the sector's middle half▲ 18.3%€269,419within the sector's middle half▲ 5.9%
Total assets€623,479within the sector's middle half▲ 14.7%€580,880within the sector's middle half▼ 6.8%€594,604within the sector's middle half▲ 2.4%€596,216below the sector's middle half▲ 0.3%€597,745below the sector's middle half▲ 0.3%
Debt€458,928▲ 20.7%€403,399▼ 12.1%€379,689▼ 5.9%€341,864▼ 10.0%€328,326▼ 4.0%
Working capital-€229,794below the sector's middle half▼ 13.1%-€248,535below the sector's middle half▼ 8.2%-€242,384below the sector's middle half▲ 2.5%-€239,806within the sector's middle half▲ 1.1%-€232,559below the sector's middle half▲ 3.0%
Solvency26.4%within the sector's middle half▼ 3.7pp30.6%within the sector's middle half▲ 4.2pp36.1%within the sector's middle half▲ 5.6pp42.7%within the sector's middle half▲ 6.5pp45.1%within the sector's middle half▲ 2.4pp
Current ratio0.17below the sector's middle half▼ 0.030.00below the sector's middle half▼ 0.170.04below the sector's middle half▲ 0.040.04below the sector's middle half=0.07below the sector's middle half▲ 0.03
Return on assets (ROA)0.1%below the sector's middle half▼ 4.1pp2.2%within the sector's middle half▲ 2.1pp6.3%within the sector's middle half▲ 4.1pp6.6%within the sector's middle half▲ 0.3pp2.5%within the sector's middle half▼ 4.1pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000Operating result 2020: €9,675€9,675Net result 2020: €927€927Operating result 2021: €24,526€24,526Net result 2021: €12,931€12,931Operating result 2022: €60,202€60,202Net result 2022: €37,435€37,435Operating result 2023: €66,214€66,214Net result 2023: €39,436€39,436Operating result 2024: €38,422€38,422Net result 2024: €15,067€15,06720202021202220232024€0€20,000€40,000€60,000Operating result 2022: €60,202€60,200Net result 2022: €37,435€37,400Operating result 2023: €66,214€66,200Net result 2023: €39,436€39,400Operating result 2024: €38,422€38,400Net result 2024: €15,067€15,100202220232024
The operating result falls in 2024; 2024 is 42% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €597,745
Fixed assets €580,377 ▼ 1.1%
Current assets €17,367 ▲ 81.2%
Equity and liabilities €597,745
Equity €269,419 ▲ 5.9%
Debt €328,326 ▼ 4.0%
Debt's share of the balance-sheet total falls from 57.3% to 54.9%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
ROE
5.6%▼
2023 · 15.5%
Debt ≤ 1 year
€249,926▲
2023 · €249,389
Debt > 1 year
€62,299▼
2023 · €92,474
Income taxes
€5,022▼
2023 · €12,854
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 52 lines
Balance sheet Code20232024
Assets
Total assets20/58€596,216€597,745▲
Fixed assets21/28€586,632€580,377▼
Tangible fixed assets22/27€27,476€21,221▼
Plant, machinery and equipment23€1,299€759▼
Furniture and vehicles24€2,110€794▼
Other tangible fixed assets26€24,067€19,669▼
Financial fixed assets28€559,156€559,156=
Current assets29/58€9,584€17,367▲
Amounts receivable within one year40/41€1,392€4,121▲
Trade receivables40€1,392€1,143▼
Other amounts receivable41-€2,978
Cash at bank and in hand54/58€5,822€11,086▲
Deferred charges and accrued income490/1€2,370€2,160▼
Equity and liabilities
Total equity and liabilities10/49€596,216€597,745▲
Equity10/15€254,352€269,419▲
Contributions10/11€110,000€110,000=
Reserves13€4,123€159,419▲
Non-distributable reserves130/1€4,123€4,123=
Reserves not available under the articles1311€4,123€4,123=
Distributable reserves133-€155,295
Profit (loss) carried forward14€140,229€0▼
Amounts payable17/49€341,864€328,326▼
Amounts payable after more than one year17€92,474€62,299▼
Financial debts170/4€92,474€62,299▼
Amounts payable within one year42/48€249,389€249,926▲
Current portion of amounts payable after more than one year42€29,615€30,175▲
Financial debts43€7,797€0▼
Credit institutions430/8€7,797€0▼
Trade debts44€1,804€2,668▲
Suppliers440/4€1,804€2,668▲
Advances received on contracts in progress46€7,260€7,260=
Taxes, remuneration and social security45€9,075€2,568▼
Taxes450/3€7,410€903▼
Remuneration and social security454/9€1,665€1,665=
Other amounts payable47/48€193,838€207,255▲
Accrued charges and deferred income492/3€0€16,100▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,004€6,255▼
Other operating charges640/8€55€0▼
Gross operating margin9900€75,273€44,677▼
Operating profit (loss)9901€66,214€38,422▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€13,924€18,333▲
Recurring financial charges65€13,924€18,333▲
Profit (loss) for the period before taxes9903€52,290€20,089▼
Income taxes67/77€12,854€5,022▼
Profit (loss) for the period9904€39,436€15,067▼
Profit (loss) for the period to be appropriated9905€39,436€15,067▼
Appropriation of the result
Profit (loss) to be appropriated9906€140,229€155,295▲
Profit (loss) brought forward from the previous period14P€100,793€140,229▲
Transfer to equity691/2-€155,295
To other reserves6921-€155,295

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,920€6,947€7,331€9,004€6,255▼ 30.5%
Other operating charges640/8---€55€0▼ 100%
Gross operating margin9900€13,595€31,472€67,533€75,273€44,677▼ 40.6%
Operating profit (loss)9901€9,675€24,526€60,202€66,214€38,422▼ 42.0%
Financial income75/76B--€0€0--
Recurring financial income75--€0€0--
Financial charges65/66B-€8,952€10,522€13,924€18,333▲ 31.7%
Recurring financial charges65€8,071€8,952€10,522€13,924€18,333▲ 31.7%
Profit (loss) for the period before taxes9903€1,605€15,574€49,680€52,290€20,089▼ 61.6%
Income taxes67/77€678€2,643€12,245€12,854€5,022▼ 60.9%
Profit (loss) for the period9904€927€12,931€37,435€39,436€15,067▼ 61.8%
Profit (loss) for the period to be appropriated9905€927€12,931€37,435€39,436€15,067▼ 61.8%
Line20202021202220232024Change
Assets
Total assets20/58€623,479€580,880€594,604€596,216€597,745▲ 0.3%
Fixed assets21/28€577,210€580,733€584,431€586,632€580,377▼ 1.1%
Tangible fixed assets22/27€18,054€21,577€25,275€27,476€21,221▼ 22.8%
Plant, machinery and equipment23-€1,289€1,840€1,299€759▼ 41.6%
Furniture and vehicles24-€4,741€3,425€2,110€794▼ 62.4%
Other tangible fixed assets26-€15,547€20,010€24,067€19,669▼ 18.3%
Financial fixed assets28€559,156€559,156€559,156€559,156€559,156=
Current assets29/58€46,269€148€10,174€9,584€17,367▲ 81.2%
Amounts receivable within one year40/41€3,498€15€0€1,392€4,121▲ 196%
Trade receivables40-€15€0€1,392€1,143▼ 17.8%
Other amounts receivable41-€0--€2,978-
Cash at bank and in hand54/58€42,701€63€8,371€5,822€11,086▲ 90.4%
Deferred charges and accrued income490/1-€70€1,803€2,370€2,160▼ 8.9%
Equity and liabilities
Total equity and liabilities10/49€623,479€580,880€594,604€596,216€597,745▲ 0.3%
Equity10/15€164,551€177,481€214,916€254,352€269,419▲ 5.9%
Contributions10/11-€110,000€110,000€110,000€110,000=
Reserves13€4,123€4,123€4,123€4,123€159,419▲ 3,766%
Non-distributable reserves130/1-€4,123€4,123€4,123€4,123=
Reserves not available under the articles1311-€4,123€4,123€4,123€4,123=
Distributable reserves133----€155,295-
Profit (loss) carried forward14€50,427€63,358€100,793€140,229€0▼ 100%
Amounts payable17/49€458,928€403,399€379,689€341,864€328,326▼ 4.0%
Amounts payable after more than one year17€179,679€151,154€122,089€92,474€62,299▼ 32.6%
Financial debts170/4-€151,154€122,089€92,474€62,299▼ 32.6%
Amounts payable within one year42/48€276,063€248,683€252,558€249,389€249,926▲ 0.2%
Current portion of amounts payable after more than one year42-€28,525€29,065€29,615€30,175▲ 1.9%
Financial debts43---€7,797€0▼ 100%
Credit institutions430/8---€7,797€0▼ 100%
Trade debts44€2,989€3,755€13,674€1,804€2,668▲ 47.9%
Suppliers440/4-€3,755€13,674€1,804€2,668▲ 47.9%
Advances received on contracts in progress46-€7,260€0€7,260€7,260=
Taxes, remuneration and social security45-€11,202€13,047€9,075€2,568▼ 71.7%
Taxes450/3-€11,202€13,047€7,410€903▼ 87.8%
Remuneration and social security454/9---€1,665€1,665=
Other amounts payable47/48-€197,940€196,772€193,838€207,255▲ 6.9%
Accrued charges and deferred income492/3-€3,562€5,042€0€16,100-
Line20202021202220232024Change
Profit (loss) for the period9904€927€12,931€37,435€39,436€15,067▼ 61.8%
+ Depreciation and write-downs630€3,920€6,947€7,331€9,004€6,255▼ 30.5%
Operating cash flow (approximation)€4,847€19,877€44,765€48,440€21,322▼ 56.0%
Investment in fixed assets (approximation)--€10,469-€11,029-€11,205€0▲ 100%
Change in cash--€42,639€8,308-€2,549€5,264▲ 307%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
10-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
08-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial Highest result since 2018net €39,436 ▲5.3%
Operating result €66,214, net result €39,436, both a record.
18-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €200,000Eq €214,916 ▲21.1%
5 profitable years in a row build equity to €214,916.
29-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
14-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet €927 ▼96%
Net result drops to €927, the lowest in the series; recovery starts the following year.
14-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial Equity above €150,000Eq €163,624 ▲16.6%
2 profitable years in a row build equity to €163,624.
21-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamoir · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
4,958 m²
Building footprint
132 m²
Volume, LiDAR
800 m³
Parcel 61014B0903/00M000, Wallonia · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Jacadit
Route de Géromont 10, 4180 HamoirHoldings
since 20172.268.520.885
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
61014B0903/00M000 Wallonia 4,958 m² 1 · 132 m² 7.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 holdings · 2 subsidiaries in the tree

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 2

All subsidiaries, including indirect ones 2

Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.

According to the 2024 annual accounts of Jacadit and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,705 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded19-07-2017
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
74999Other professional, scientific and technical activities
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0678747305
Also 9925:BE0678747305
Registered 09-07-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.