JAC WIN WIN
ActiveSummary
JAC WIN WIN has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €14k. Equity is shrinking by ~54.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 75% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+77
Solvency100▲+92
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 4.42 against 0.44 in 2024; short-term debt: 21% and cash: 22.6% of total assets), and 21.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.6%
Return on assets
92.7%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-02-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
26 d late
2023
29 d late
2022
27 d late
2021
24 d late
2020
8 d late
2019
13 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€12k
2024 · €-2k
Total assets
€15k▲ 23.7%
2024 · €12k
Net result
€14k
2024 · €-6k
Working capital
€11k
2024 · €-8k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-6k▲ 34.3%€-6k▼ 7.3%€-6k▲ 14.7%€-5k▲ 11.5%€16k
Net result€-7k▲ 29.6%€-7k▼ 7.5%€-6k▲ 13.0%€-6k▲ 10.8%€14k
Equity€17k▼ 28.3%€10k▼ 42.5%€3k▼ 64.4%€-2k€12k
Total assets€36k▲ 32.0%€23k▼ 37.0%€19k▼ 14.3%€12k▼ 37.7%€15k▲ 23.7%
Debt€19k▲ 398%€13k▼ 32.2%€16k▲ 22.8%€14k▼ 11.2%€3k▼ 77.5%
Working capital€-9k€-6k▲ 36.6%€-8k▼ 28.2%€-8k▼ 4.8%€11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €16k after a loss of €5k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15k
Fixed assets
€1k ▼ 81.3%
Current assets
€14k ▲ 122%
Equity and liabilities €15k
Equity
€12k
Debt
€3k
Debt finances 21.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€17k▲
2024 · €267
Cash flow
€14k▲
2024 · €-363
Current ratio
4.42▲
2024 · 0.44
Debt to equity
0.27▲
2024 · -6.75
ROE
117.9%
ROA
92.7%▲
2024 · -45.8%
Interest coverage
140.97▲
2024 · 2.81
Debt ≤ 1 year
€3k▼
2024 · €14k
Income taxes
€3k▲
2024 · €535
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11k | €11k | €5k | €5k | €284 | ▼ 94.5% |
| Other operating charges640/8 | - | €546 | €4k | €618 | €6k | ▲ 943% |
| Gross operating margin9900 | €5k | €5k | €4k | €885 | €23k | ▲ 2,524% |
| Operating profit (loss)9901 | €-6k | €-6k | €-6k | €-5k | €16k | ▲ 436% |
| Financial income75/76B | - | - | - | - | €70 | - |
| Recurring financial income75 | €1 | - | - | - | €70 | - |
| Financial charges65/66B | - | €88 | €121 | €95 | €119 | ▲ 25.3% |
| Recurring financial charges65 | €65 | €88 | €121 | €95 | €119 | ▲ 25.3% |
| Profit (loss) for the period before taxes9903 | €-6k | €-7k | €-6k | €-5k | €16k | ▲ 429% |
| Income taxes67/77 | €509 | €544 | €538 | €535 | €3k | ▲ 383% |
| Profit (loss) for the period9904 | €-7k | €-7k | €-6k | €-6k | €14k | ▲ 350% |
| Profit (loss) for the period to be appropriated9905 | €-7k | €-7k | €-6k | €-6k | €14k | ▲ 350% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €36k | €23k | €19k | €12k | €15k | ▲ 23.7% |
| Fixed assets21/28 | €26k | €16k | €11k | €6k | €1k | ▼ 81.3% |
| Tangible fixed assets22/27 | €26k | €16k | €11k | €6k | €1k | ▼ 81.3% |
| Furniture and vehicles24 | - | €16k | €11k | €6k | €1k | ▼ 81.3% |
| Current assets29/58 | €10k | €7k | €8k | €6k | €14k | ▲ 122% |
| Amounts receivable within one year40/41 | €5k | €2k | €3k | €2k | €10k | ▲ 557% |
| Trade receivables40 | - | €2k | €3k | €2k | €4k | ▲ 135% |
| Other amounts receivable41 | - | - | - | - | €6k | - |
| Cash at bank and in hand54/58 | €3k | €4k | €3k | €3k | €3k | ▼ 2.6% |
| Deferred charges and accrued income490/1 | - | €1k | €2k | €1k | €537 | ▼ 57.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €36k | €23k | €19k | €12k | €15k | ▲ 23.7% |
| Equity10/15 | €17k | €10k | €3k | €-2k | €12k | ▲ 659% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | - | - | - | - | - |
| Profit (loss) carried forward14 | €-4k | €-9k | €-15k | €-21k | €-7k | ▲ 66.9% |
| Amounts payable17/49 | €19k | €13k | €16k | €14k | €3k | ▼ 77.5% |
| Amounts payable within one year42/48 | €19k | €13k | €16k | €14k | €3k | ▼ 77.8% |
| Trade debts44 | €2k | €504 | €5k | €9k | €463 | ▼ 94.9% |
| Suppliers440/4 | - | €504 | €5k | €9k | €463 | ▼ 94.9% |
| Taxes, remuneration and social security45 | - | €2k | €3k | €2k | €3k | ▲ 78.0% |
| Taxes450/3 | - | €2k | €3k | €2k | €3k | ▲ 78.0% |
| Other amounts payable47/48 | - | €11k | €8k | €4k | - | - |
| Accrued charges and deferred income492/3 | - | €57 | €65 | €64 | €67 | ▲ 4.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-7k | €-7k | €-6k | €-6k | €14k | ▲ 350% |
| + Depreciation and write-downs630 | €11k | €11k | €5k | €5k | €284 | ▼ 94.5% |
| Operating cash flow (approximation) | €4k | €3k | €-839 | €-363 | €14k | ▲ 3,996% |
| Investment in fixed assets (approximation) | - | €0 | €-826 | €-1 | €4k | ▲ 447,400% |
| Change in cash | - | €707 | €-857 | €204 | €-91 | ▼ 145% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
30-06
Financial
Back to profitnet €14k
Net result €14k after 6 loss-making years.
30-06
Financial
Liquidity times 10current ratio 4.42
Current ratio from 0.44 to 4.42; short-term debt falls from €14k to €3k.
26-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
27-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
24-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
08-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 8 days late
2020
30-06
Financial
Liquidity doublescurrent ratio 4.07
Current ratio from 1.86 to 4.07; short-term debt falls from €14k to €4k.
13-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
11-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 11 days late
2017
07-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
26-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2014
Ground area
1,002 m²
Building footprint
138 m²
Volume, LiDAR
755 m³
Parcel 92021F0083/00L005, Wallonia · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JAC WIN WIN
since 20142.237.625.692
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92021F0083/00L005 | Wallonia | 1,001 m² | 1 · 138 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 24,756 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded30-12-2014
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.