JAC-MOTORS

Active

Public limited companyfounded 199233 yrs activeHoogstraat 139, 1000 Brussel, BelgiumKBO/BCE: BE 0448.893.531

Summary

The annual accounts of JAC-MOTORS for fiscal year 2025 show a net loss of 76% of the equity at the start of that year. The 2025 annual accounts show equity of €28,783 and a net result of -€90,536. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 4911 sector peers (fiscal year 2025). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch Report Compare

JAC-MOTORSActiveChecked score 54/100

Risk analysis Report Compare

Activity

Retail sale of cars and light vans (up to 3.5 tonnes)

NACE 47811NACE 45113NACE 70201

1 site

Size

€677,400turnover 2025

Equity: €28,783
Loss: -€90,536

Financial health

54 Fair Checked score 2025

Bankruptcy chance 12 m: 0.4%

Structure

Parent: REGENTINVEST · 100%
Board: 1 member

Accounts 46 d early1 of 12 deeds read

Why 54Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Sector Retail trade (NACE 47)- Equity €28,783 (0.9% of total assets)+ Size: turnover €677,400, total assets €3.1m+ Founded in 1992Show the evidence

Checked score

Score 2025

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 24% of its sector peers (NACE 47, small)

Performance against the sector, not lower risk

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 26-2

equity 0.9% of total assets

Liquidity 1-1

short-term debt 97.1% · cash 1.0%

Profitability 48-13

return on assets -3.0%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,688 companies)

Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● 0.0% vs 11-2024lowest value 01-2025: 0.2%● 0.0% vs 12-2024lowest value 02-2025: 0.3%▲ +8.2% vs 01-2025 03-2025: 0.4%▲ +33.7% vs 02-2025 04-2025: 0.4%▲ +6.8% vs 03-2025 05-2025: 0.4%▲ +0.3% vs 04-2025 06-2025: 0.4%▲ +16.7% vs 05-2025 07-2025: 0.7%▲ +61.5% vs 06-2025highest value 08-2025: 0.2%▼ -65.3% vs 07-2025 09-2025: 0.2%● 0.0% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%● 0.0% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.3%▲ +35.6% vs 02-2026 04-2026: 0.3%▲ +3.0% vs 03-2026 05-2026: 0.3%▲ +0.6% vs 04-2026 06-2026: 0.4%▲ +20.7% vs 05-2026 07-2026: 0.4%▼ -6.7% vs 06-2026 08-2026: 0.4%● 0.0% vs 07-2026 09-2026: 0.4%● 0.0% vs 08-2026 10-2026: 0.4%● 0.0% vs 09-2026

Size: turnover €677,400, total assets €3.1m lowers the probability for this profile
Sector Retail trade (NACE 47) raises the probability
Equity €28,783 (0.9% of total assets) raises the probability
Founded in 1992 lowers the probability for this profile

Credit up to €1,500 at 30 days only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity short (current ratio 0.65 against 0.76 in 2024; short-term debt: 97.1% and cash: 1% of total assets), and 99.1% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, small). Better than this share of them on solvency 11%, liquidity 2%, profitability 31%, growth against the median 50%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: turnover €677,400, total assets €3.1m

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Sector Retail trade (NACE 47)

In the bankruptcy model this factor raises the probability.

KBO

Equity €28,783 (0.9% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Founded in 1992

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 4911 sector peers (2025).

NBB · sector comparison

Position among 4911 sector peers

Solvency

better than 13%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

46 d early

2024

7 d early

2023

5 d early

2022

17 d early

2021

33 d early

2020

117 d early

2019

72 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 42 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 July (3 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

05-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

15-06-26 Annual accounts filedfiscal year 2025 · full…
18-03-26 Resignations: Promofi BV (managing director) and…Permanent representatives: Laurent Jaspers and…
24-07-25 Annual accounts filedfiscal year 2024 · full…

Key points

Caution: From profit to loss in 2025after €61,876 in 2024 -€90,536 View
Caution: Board changedlatest change 01-01-2026 · 1 in office 2 joined · 2 left View
Caution: Among the weakest 12% on net resultsector median €41,157 · 4,911 companies -€90,536 View
Positive: Always filed on timeaccounts within the deadline every year 8 years View
Controlled by REGENTINVESTultimately: Arch - Invest 100% View