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JAC

Active Private limited companyfounded 2024active for 2 yearsOnegem 66, 9300 AalstKBO/BCE: BE 1011.363.966

Overview

Lifetime

1 annual account with figures
peak €59,697 (2025)
€59,697 
peak €42,663 (2025)
€42,663 
peak €45,663 (2025)
€45,663 
€9,145 
Board1 name since 2025
1 directorCLAUS Jan-Alexander
Documentsfilings and deeds
30-06-202631 days before the deadline
2025micro format
First year with figures

Key points

from the 2025 annual accounts

Turnover

≈ €180,000 estimated

The micro format states no turnover.

Position in the sector

83.3%

Higher solvency than 84% of companies in veterinary activities. Sector median 52.2% · 1,602 companies.

Checked score

95
Excellent
Financially stronger than 73% of micro companies in veterinary activities (NACE 75)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: < 0.1% across 1,971 companies (NACE 75, micro).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 08-2025: 0.3% 09-2025: 0.4%▲ +0.1 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.5%▲ +0.1 percentage points vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026highest value 07-2026: 0.1%▼ -0.4 percentage points vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

100equity 83.3% of total assets
60short-term debt 8.9% · cash 7.7%
100return on assets 77.8%

Score breakdown

raises risk
Founded in 2024
Size: total assets €54,809
lowers risk
Sector: Veterinary activities (NACE 75)
Figures for financial year 2025 (filed on 30-06-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 75, micro). It does better than 88% of them on solvency, 43% on liquidity and 88% on profitability.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as JAC has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of JAC itself is lower: 0.1% within 12 months. It rests on far more data about JAC than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for JAC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €4,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 8.05, above the usual 1.5. Short-term debt is 8.9% and cash 7.7% of total assets. 16.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Veterinary activities (NACE 75)
KBO
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 30-06-2026)
NBB · annual accounts
raises risk · Size: total assets €54,809
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
31 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Board and ownership

CJ
CLAUS Jan-Alexander
Director
  • CLAUS Jan-Alexander Frans Gilberte 100 sharesdeed of 11-07-2024
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1011363966
Incorporation Founding capital of €3,000, 100 shares · Founder: CLAUS Jan-Alexander Frans Gilberte · 100 shares · published on 11-07-2024 · Gazette deed
First establishment Onegem 66, Aalst
All 4 events

Comparable companies

same main activity, similar in size and age
Company
JAC Aalst €54,809 €59,697 83.3% -
DAP Bastet Vilvoorde €60,296 €55,608 70.1% -
Dierenarts De Vlieger Kimberly Waregem €65,790 €60,917 44.6% -
AniCoeur Esneux €55,586 €48,643 72.6% -
Animal Health and Food Safety Kortrijk €50,464 €50,962 87.3% -
DAP De Blomme Diepenbeek €56,796 €44,497 73.0% -
Dierenartsen Wens - Roggen Diepenbeek €66,463 €50,496 68.7% -

These companies have the same main activity as JAC: veterinary services (NACE 75000). They are comparable in size and age: total assets between €50,500 and €66,500, founded between 2024 and 2025.

Official details

Source: KBO
Status
Active since 09-07-2024Normal situation
Activity
Veterinary servicesNACE 75000
Establishment unit
2.361.558.5359300 Aalst, since 09-07-2024
Financial year end
31 December
Peppol
Reachable since 24-03-2025
Company details

Annual accounts 2025

€59,697
€42,663
€45,663
€54,809
Filing
Filed on 30-06-2026, 31 days before the end of the filing period
Financials

Insights on JAC

JAC has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45,663 and a net result of €42,663.

Its solvency ranks better than 84% of 1,602 sector peers (NACE 75, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 30-06-2026, 31 days before the deadline
€59,697
€54,032
€42,663
€34,378
83.3%
8.05

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €180,000. Estimated: probably between €120,000 and €310,000.

Balance sheet

balance sheet total €54,809 on 31-12-2025
What the company ownsHow it is paid for

Position in the sector

83.3%

Higher than 84% of 1,602 companies in 2025.

8.05

Higher than 89% of 1,593 companies in 2025.

77.8%

Higher than 95% of 1,598 companies in 2025.

JAC Middle half of the sector 80% of the sector Micro accounts in veterinary activities (NACE 75)

Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025
Balance sheet: assets
20/58 54,809
21/28 15,556
22/27 15,556
24 15,556
29/58 39,253
40/41 35,055
40 5,276
41 29,779
54/58 4,198
Balance sheet: equity and liabilities
10/49 54,809
10/15 45,663
10/11 3,000
13 42,663
133 42,663
17/49 9,145
17 4,271
170/4 4,271
42/48 4,874
42 3,823
45 1,051
450/3 1,051
Income statement
9900 59,697
630 5,005
640/8 660
9901 54,032
65/66B 475
65 475
9903 53,557
67/77 10,894
9904 42,663
9905 42,663
Appropriation of the result
9906 42,663
691/2 42,663
6921 42,663
Document PDF

The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 30-06-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 30-06-2026 2026-00237092 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025
59,037
47,668
20,561
34,378
83.3%
8.05
0.20
93.4%
77.8%
over 100

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item2025
Tangible fixed assets€20,561
Financial fixed assets€0
€5,005

Source: notes to the 2025 annual accounts (statement of fixed assets)

Insights on JAC

Debt's share of the balance-sheet total is 16.7%.

Board & ownership

Board

1 director
CLAUS Jan-Alexander
Director
listed in the 2025 annual accounts, filed on 30-06-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
CLAUS Jan-Alexander
Director
Boardmandate already running before its first mention
Mandates as a list
  • CLAUS Jan-Alexander
    • Director, since before 31-12-2025

See the board, name and registered office on a given date →

Control

Founder
CLAUS Jan-Alexander Frans Gilberte
This company
JAC
Equity €45,663
Profit €42,663 in 2025

Capital

Contribution
€3,000
Shares
100
Contribution per share
€30
Equity per share
€457 in 2025
Source
deed of 11-07-2024

Articles of association

deed of 11-07-2024 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited

Shareholders

At incorporation deed of 11-07-2024 ↗
  • CLAUS Jan-Alexander Frans Gilberte 100 shares (100%) · €3,000

Network & group

No group

JAC has no parent and no holdings in its annual accounts. CLAUS Jan-Alexander is the only director. JAC shares no director with another company.

At the same address

Onegem 66, 9300 Aalst · 2 other companies
DR GCL
registered office since 24-06-2025
founded in 2025
1024.656.035
Claus, Guy (sole trader)
establishment since 01-07-1993
founded in 1993
0814.385.967

Timeline

Timeline

4 events since 2024
2026
Annual accounts 2025 filed NBBmicro format · 31 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1011363966
2024
IncorporationFounding capital of €3,000, 100 shares · Founder: CLAUS Jan-Alexander Frans Gilberte · 100 shares · published on 11-07-20243 points ▸
  • Founder, CLAUS Jan-Alexander Frans Gilberte
  • Founding capital, €3,000, 100 shares
  • 100 shares
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

First establishment Onegem 66, Aalst

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

Company details

Identity

Enterprise number
1011.363.966
VAT number
BE 1011.363.966
Peppol ID
0208:1011363966
Other Peppol ID
9925:BE1011363966
Legal form
Private limited company
Status
Active, normal situation
Founded
09-07-2024
Financial year
ends on 31 December
Peppol
Reachable since 24-03-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
JAC in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 11-07-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Onegem 66, 9300 Aalst”
deed of 11-07-2024 (in Dutch)

Activities

NACEBEL 2025
75000 Veterinary services main activity
Codes under NACEBEL 2008
75000 Veterinary services main activity

Registered office and establishments

1 establishment
Establishment Since Unit number
Onegem 66 registered office 9300 Aalst 09-07-2024 2.361.558.535

Buildings and parcels at the address

Ground area
1,286 m²
Buildings
165 m²
Volume, LiDAR
751 m³
Tallest building
6.4 m
Buildings to scale, each on its own parcel
165 m², 6.4 m 165 m², 6.4 m

Location

registered office establishment The establishment unit on the map
3 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
41302C0017/00B0001,286 m² 1 · 165 m² 6.4 m · 2