JABO
ActiveSummary
JABO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €54,451 and a net result of €14,399. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 59% of 6162 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
What they do
Beauty care and other beauty treatments
NACE 96220NACE 93022Beauty treatment NACE 96022
1 site
How big
€153,196total assets 2024
- Equity
- €54,451
- Profit
- €14,399
Turnover not published (abridged schema)
Who decides
Accounts 62 d overdue0 of 5 deeds read
Why 59- Annual accounts: weaker financial profile- Filed more than 90 days late+ Long track record+ Growing equityShow the evidence
Checked score
Score 2024
Axes · tick = 2023
Profitability80▲+25
Solvency61▲+11
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.56 against 0.48 in 2023; short-term debt: 38.8% and cash: 1.8% of total assets), and 64.5% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
35.5%
Return on assets
9.4%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €54,451
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
110 d late
2022
67 d late
2021
115 d late
2020
61 d late
2019
88 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 89 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Highest result since 2018net €14,399 ▲6,090%
- Annual accounts filedfiscal year 2023 · micro…
Financials
Fiscal year 2024Total assets €153,196Profit €14,399Solvency 35.5%Liquidity 0.56
Total assets
€153,196▼ 3.9%
2018 - 2024
Net result
€14,399▲ 6,090%
2018 - 2024
Equity
€54,451▲ 35.9%
2018 - 2024
Staff (FTE)
1.4▼ 17.6%
2018 - 2019
Financials · fiscal year 2024, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€16,793▼ 48.3%€9,820▼ 41.5%€5,261▼ 46.4%€4,269▼ 18.9%€17,259▲ 304%
Net result-€16,539below the sector's middle half▼ 1,128%€3,646within the sector's middle half-€1,432within the sector's middle half€233within the sector's middle half€14,399within the sector's middle half▲ 6,090%
Equity€37,606within the sector's middle half▼ 30.5%€41,252within the sector's middle half▲ 9.7%€39,820within the sector's middle half▼ 3.5%€40,052within the sector's middle half▲ 0.6%€54,451within the sector's middle half▲ 35.9%
Total assets€181,907within the sector's middle half▼ 52.6%€172,881within the sector's middle half▼ 5.0%€200,381within the sector's middle half▲ 15.9%€159,445within the sector's middle half▼ 20.4%€153,196within the sector's middle half▼ 3.9%
Debt€144,301▼ 56.2%€131,629▼ 8.8%€160,562▲ 22.0%€119,392▼ 25.6%€98,745▼ 17.3%
Working capital-€41,727below the sector's middle half▼ 29.6%-€37,838below the sector's middle half▲ 9.3%-€35,587below the sector's middle half▲ 5.9%-€34,848below the sector's middle half▲ 2.1%-€26,014below the sector's middle half▲ 25.4%
Solvency20.7%within the sector's middle half▲ 6.6pp23.9%within the sector's middle half▲ 3.2pp19.9%within the sector's middle half▼ 4.0pp25.1%within the sector's middle half▲ 5.2pp35.5%within the sector's middle half▲ 10.4pp
Current ratio0.24below the sector's middle half▼ 0.340.30below the sector's middle half▲ 0.060.63within the sector's middle half▲ 0.330.48within the sector's middle half▼ 0.150.56within the sector's middle half▲ 0.08
Return on assets (ROA)-9.1%below the sector's middle half▼ 8.7pp2.1%within the sector's middle half▲ 11.2pp-0.7%within the sector's middle half▼ 2.8pp0.1%within the sector's middle half▲ 0.9pp9.4%within the sector's middle half▲ 9.3pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 304% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €153,196
Fixed assets
€119,698 ▼ 6.1%
Current assets
€33,498 ▲ 4.6%
Equity and liabilities €153,196
Equity
€54,451 ▲ 35.9%
Debt
€98,745 ▼ 17.3%
Debt's share of the balance-sheet total falls from 74.9% to 64.5%. Equity is higher and debt is lower.
Key figures and ratios
Key figures and ratios
EBITDA
€24,975▲
2023 · €17,552
Cash flow
€22,114▲
2023 · €13,516
Quick ratio
0.46▲
2023 · 0.39
Debt to equity
1.81▼
2023 · 2.98
ROE
26.4%▲
2023 · 0.6%
Interest coverage
7.39▲
2023 · 4.34
Debt ≤ 1 year
€59,511▼
2023 · €66,880
Debt > 1 year
€39,233▼
2023 · €52,512
Income taxes
€288▲
2023 · €271
Staff costs
€18,507
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €22,839 | €2,678 | - | €18,507 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,589 | €16,089 | €16,089 | €13,283 | €7,715 | ▼ 41.9% |
| Other operating charges640/8 | - | €4,540 | €7,069 | €4,005 | €2,841 | ▼ 29.1% |
| Gross operating margin9900 | €65,208 | €53,288 | €31,097 | €21,556 | €46,323 | ▲ 115% |
| Operating profit (loss)9901 | €16,793 | €9,820 | €5,261 | €4,269 | €17,259 | ▲ 304% |
| Financial income75/76B | - | - | - | €277 | €808 | ▲ 192% |
| Recurring financial income75 | €85 | - | - | €277 | €808 | ▲ 192% |
| Financial charges65/66B | - | €5,705 | €6,470 | €4,042 | €3,381 | ▼ 16.3% |
| Recurring financial charges65 | €16,447 | €5,705 | €5,236 | €4,042 | €3,381 | ▼ 16.3% |
| Non-recurring financial charges66B | - | - | €1,234 | - | - | - |
| Profit (loss) for the period before taxes9903 | -€16,100 | €4,115 | -€1,210 | €504 | €14,687 | ▲ 2,815% |
| Income taxes67/77 | €440 | €469 | €223 | €271 | €288 | ▲ 6.2% |
| Profit (loss) for the period9904 | -€16,539 | €3,646 | -€1,432 | €233 | €14,399 | ▲ 6,090% |
| Profit (loss) for the period to be appropriated9905 | -€16,539 | €3,646 | -€1,432 | €233 | €14,399 | ▲ 6,090% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €181,907 | €172,881 | €200,381 | €159,445 | €153,196 | ▼ 3.9% |
| Fixed assets21/28 | €168,774 | €156,685 | €140,696 | €127,413 | €119,698 | ▼ 6.1% |
| Tangible fixed assets22/27 | €167,783 | €151,694 | €135,605 | €122,322 | €114,607 | ▼ 6.3% |
| Land and buildings22 | - | €151,410 | €135,463 | €122,322 | €114,607 | ▼ 6.3% |
| Furniture and vehicles24 | - | €284 | €142 | - | - | - |
| Financial fixed assets28 | €991 | €4,991 | €5,091 | €5,091 | €5,091 | = |
| Current assets29/58 | €13,133 | €16,196 | €59,685 | €32,032 | €33,498 | ▲ 4.6% |
| Stocks and contracts in progress3 | €4,773 | €4,785 | €3,985 | €5,735 | €6,385 | ▲ 11.3% |
| Stocks30/36 | - | €4,785 | €3,985 | €5,735 | €6,385 | ▲ 11.3% |
| Amounts receivable within one year40/41 | €4,368 | €6,790 | €1,794 | €22,696 | €24,139 | ▲ 6.4% |
| Trade receivables40 | - | - | - | €7,200 | €0 | ▼ 100% |
| Other amounts receivable41 | - | €6,790 | €1,794 | €15,496 | €24,139 | ▲ 55.8% |
| Cash at bank and in hand54/58 | €1,485 | €2,226 | €53,230 | €2,385 | €2,821 | ▲ 18.3% |
| Deferred charges and accrued income490/1 | - | €2,394 | €676 | €1,216 | €153 | ▼ 87.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €181,907 | €172,881 | €200,381 | €159,445 | €153,196 | ▼ 3.9% |
| Equity10/15 | €37,606 | €41,252 | €39,820 | €40,052 | €54,451 | ▲ 35.9% |
| Contributions10/11 | - | €40,000 | €40,000 | €40,000 | €40,000 | = |
| Reserves13 | €5,146 | €5,146 | €5,146 | €5,146 | €5,146 | = |
| Non-distributable reserves130/1 | - | €4,000 | €4,000 | €4,000 | €4,000 | = |
| Reserves not available under the articles1311 | - | €4,000 | €4,000 | €4,000 | €4,000 | = |
| Distributable reserves133 | - | €1,146 | €1,146 | €1,146 | €1,146 | = |
| Profit (loss) carried forward14 | -€7,540 | -€3,894 | -€5,326 | -€5,094 | €9,305 | ▲ 283% |
| Amounts payable17/49 | €144,301 | €131,629 | €160,562 | €119,392 | €98,745 | ▼ 17.3% |
| Amounts payable after more than one year17 | €89,441 | €77,595 | €65,289 | €52,512 | €39,233 | ▼ 25.3% |
| Financial debts170/4 | - | €77,595 | €65,289 | €52,512 | €39,233 | ▼ 25.3% |
| Amounts payable within one year42/48 | €54,860 | €54,034 | €95,273 | €66,880 | €59,511 | ▼ 11.0% |
| Current portion of amounts payable after more than one year42 | - | €11,846 | €12,306 | €12,777 | €13,279 | ▲ 3.9% |
| Trade debts44 | €29,793 | €14,219 | €60,430 | €47,422 | €35,066 | ▼ 26.1% |
| Suppliers440/4 | - | €14,219 | €60,430 | €47,422 | €35,066 | ▼ 26.1% |
| Taxes, remuneration and social security45 | - | €22,651 | €21,506 | €6,682 | €11,166 | ▲ 67.1% |
| Taxes450/3 | - | €17,540 | €21,506 | €6,682 | €11,166 | ▲ 67.1% |
| Remuneration and social security454/9 | - | €5,111 | - | - | - | - |
| Other amounts payable47/48 | - | €5,318 | €1,031 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€16,539 | €3,646 | -€1,432 | €233 | €14,399 | ▲ 6,090% |
| + Depreciation and write-downs630 | €16,589 | €16,089 | €16,089 | €13,283 | €7,715 | ▼ 41.9% |
| Operating cash flow (approximation) | €50 | €19,735 | €14,657 | €13,516 | €22,114 | ▲ 63.6% |
| Investment in fixed assets (approximation) | - | -€4,000 | -€100 | €0 | €0 | - |
| Change in cash | - | €741 | €51,004 | -€50,845 | €436 | ▲ 101% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
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BE 0795.164.230
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ISO BLUE PACIFIC
BE 0803.452.483
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NE'SPA
BE 0698.627.454
Tervuren · Eq €54,150
Of 24,852 companies in this sector we hold annual accounts for 1,447. 1,132 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
14 eventsLatest 31-10-2025
History
Acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
31-12
Financial
Highest result since 2018net €14,399 ▲6,090%
Net result €14,399, the highest in the series.
18-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 110 days late
2023
31-12
Financial
Back to profitnet €233
Net result €233 after one loss-making year.
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
23-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 115 days late
2021
31-12
Financial
Back to profitnet €3,646
Net result €3,646 after 3 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Weakest financial yearnet -€16,539
Net result drops to -€16,539, the lowest in the series; recovery starts the following year.
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
21-03
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 233 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Company details
Private limited company · founded 28-11-2000Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded28-11-2000
Fiscal year end31-12
Activities, NACEBEL 2025
96220Beauty care and other beauty treatments
E-invoicing
Reachable via Peppol
Peppol ID
0208:0473359505
Also
9925:BE0473359505
Registered
24-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2000
Ground area
53 m²
Building footprint
46 m²
Volume, LiDAR
429 m³
Parcel 41002A0961/00B000, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Keizersplein 18, 9300 Aalst
since 2000unit no. 2.099.987.840
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41002A0961/00B000 | Flanders | 53 m² | 1 · 46 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Go further with this company
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