JABLO
ActiveSummary
JABLO has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (€-106k) and a net result of €-107k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 10407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2026
Axes · tick = 2025
Profitability37▼-34
Solvency14▼-11
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.1 against 0.12 in 2025; short-term debt: 74.2% and cash: 3.8% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 10407 sector peers (2025).
NBB · sector comparisonPosition among 10407 sector peers
Solvency
better than 13%
← weakest
strongest →
lowers risk · Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
NBB · annual accounts 2025Net result per financial year
1920212223242526
2019 to 2026 · latest year €-107k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 16-09-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
45 d early
2025
8 d early
2024
2 d early
2023
6 d early
2022
7 d late
2021
3 d late
2020
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, abbreviated schema
Equity
€-106k
2025 · €1,000
2019: €48k
2020: €71k▲ +47.3% vs 2019highest in 8 years
2021: €59k▼ -17.3% vs 2020
2022: €-4k▼ -106% vs 2021
2023: €-40k▼ -972% vs 2022
2024: €-20k▲ +48.7% vs 2023
2025: €1,000▲ +105% vs 2024
2026: €-106k▼ -10684% vs 2025lowest in 8 years
2019 → 2026
Total assets
€973k▼ 17.2%
2025 · €1.18M
2019: €950k
2020: €996k▲ +4.8% vs 2019
2021: €874k▼ -12.3% vs 2020
2022: €904k▲ +3.5% vs 2021
2023: €716k▼ -20.9% vs 2022
2024: €634k▼ -11.5% vs 2023lowest in 8 years
2025: €1.18M▲ +85.4% vs 2024highest in 8 years
2026: €973k▼ -17.2% vs 2025
2019 → 2026
Net result
€-107k
2025 · €21k
2019: €-58k
2020: €23k▲ +139% vs 2019highest in 8 years
2021: €-12k▼ -154% vs 2020
2022: €-62k▼ -410% vs 2021
2023: €-36k▲ +42.5% vs 2022
2024: €19k▲ +154% vs 2023
2025: €21k▲ +10.4% vs 2024
2026: €-107k▼ -603% vs 2025lowest in 8 years
2019 → 2026
Working capital
€-650k▼ 2.1%
2025 · €-637k
2019: €-446k
2020: €-439k▲ +1.7% vs 2019
2021: €-442k▼ -0.8% vs 2020
2022: €-382k▲ +13.6% vs 2021highest in 8 years
2023: €-550k▼ -43.9% vs 2022
2024: €-515k▲ +6.2% vs 2023
2025: €-637k▼ -23.5% vs 2024
2026: €-650k▼ -2.1% vs 2025lowest in 8 years
2019 → 2026
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€-4k-€-40k▼ 972%€-20k▲ 48.7%€1,000€-106k
2022: €-4k
2023: €-40k▼ -972% vs 2022
2024: €-20k▲ +48.7% vs 2023
2025: €1,000▲ +105% vs 2024highest in 5 years
2026: €-106k▼ -10684% vs 2025lowest in 5 years
Operating result€-20k-€-29k▼ 47.8%€24k€49k▲ 101%€-94k
2022: €-20k
2023: €-29k▼ -47.8% vs 2022
2024: €24k▲ +184% vs 2023
2025: €49k▲ +101% vs 2024highest in 5 years
2026: €-94k▼ -293% vs 2025lowest in 5 years
Net result€-62k-€-36k▲ 42.5%€19k€21k▲ 10.4%€-107k
2022: €-62k
2023: €-36k▲ +42.5% vs 2022
2024: €19k▲ +154% vs 2023
2025: €21k▲ +10.4% vs 2024highest in 5 years
2026: €-107k▼ -603% vs 2025lowest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2026: a loss of €94k after €49k in 2025, the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €973k
Fixed assets
€901k ▼ 17.5%
Current assets
€73k ▼ 13.1%
Key figures and ratios
EBITDA
€118k▼
2025 · €183k
Cash flow
€105k▼
2025 · €156k
Solvency
-10.9%▼
2025 · 0.1%
Current ratio
0.10▼
2025 · 0.12
Quick ratio
0.09▼
2025 · 0.12
Debt to equity
-10.20
ROA
-11.0%▼
2025 · 1.8%
Interest coverage
3.80▼
2025 · 6.78
Debt
€1.08M▼
2025 · €1.16M
Debt ≤ 1 year
€723k▲
2025 · €720k
Debt > 1 year
€357k▼
2025 · €435k
Income taxes
€451▲
2025 · €430
Staff costs
€253k▲
2025 · €175k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 52 lines
Balance sheet
Code20252026
Assets
Total assets20/58€1.18M€973k▼
Fixed assets21/28€1.09M€901k▼
Tangible fixed assets22/27€1.09M€901k▼
Land and buildings22€568k€486k▼
Plant, machinery and equipment23€29k€21k▼
Furniture and vehicles24€495k€394k▼
Current assets29/58€84k€73k▼
Stocks and contracts in progress3-€5k
Stocks30/36-€5k
Amounts receivable within one year40/41€21k€23k▲
Trade receivables40€17k€16k▼
Other amounts receivable41€3k€8k▲
Cash at bank and in hand54/58€55k€37k▼
Deferred charges and accrued income490/1€7k€7k▼
Equity and liabilities
Total equity and liabilities10/49€1.18M€973k▼
Equity10/15€1,000€-106k▼
Contributions10/11€19k€19k=
Reserves13€35k€2k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€33k-
Profit (loss) carried forward14€-52k€-126k▼
Provisions and deferred taxes16€19k-
Deferred taxes168€19k-
Amounts payable17/49€1.16M€1.08M▼
Amounts payable after more than one year17€435k€357k▼
Financial debts170/4€435k€357k▼
Amounts payable within one year42/48€720k€723k▲
Current portion of amounts payable after more than one year42€121k€78k▼
Trade debts44€213k€197k▼
Suppliers440/4€213k€197k▼
Taxes, remuneration and social security45€19k€38k▲
Taxes450/3-€3k
Remuneration and social security454/9€19k€35k▲
Other amounts payable47/48€368k€409k▲
Income statement
Code20252026
Remuneration, social security and pensions62€175k€253k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€135k€212k▲
Other operating charges640/8€11k€14k▲
Non-recurring operating charges66A-€188
Gross operating margin9900€369k€385k▲
Operating profit (loss)9901€49k€-94k▼
Financial charges65/66B€27k€31k▲
Recurring financial charges65€27k€31k▲
Profit (loss) for the period before taxes9903€22k€-125k▼
Transfer from deferred taxes780-€19k
Income taxes67/77€430€451▲
Profit (loss) for the period9904€21k€-107k▼
Transfer from tax-exempt reserves789-€33k
Profit (loss) for the period to be appropriated9905€21k€-74k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-52k€-126k▼
Profit (loss) brought forward from the previous period14P€-74k€-52k▲
Social balance
Average headcount (FTE)90878.810.5▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €105k | - | - | - | - |
| Remuneration, social security and pensions62 | €160k | €203k | €218k | €175k | €253k | ▲ 44.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €131k | €132k | €126k | €135k | €212k | ▲ 57.8% |
| Other operating charges640/8 | €7k | €9k | €10k | €11k | €14k | ▲ 25.4% |
| Non-recurring operating charges66A | - | - | €11k | - | €188 | - |
| Gross operating margin9900 | €279k | €315k | €389k | €369k | €385k | ▲ 4.3% |
| Operating profit (loss)9901 | €-20k | €-29k | €24k | €49k | €-94k | ▼ 293% |
| Financial income75/76B | €911 | €1 | €188 | - | - | - |
| Recurring financial income75 | €911 | €1 | €188 | - | - | - |
| Financial charges65/66B | €20k | €16k | €14k | €27k | €31k | ▲ 15.0% |
| Recurring financial charges65 | €20k | €16k | €14k | €27k | €31k | ▲ 15.0% |
| Profit (loss) for the period before taxes9903 | €-38k | €-45k | €10k | €22k | €-125k | ▼ 677% |
| Transfer from deferred taxes780 | €9k | €9k | €9k | - | €19k | - |
| Income taxes67/77 | €33k | €350 | €396 | €430 | €451 | ▲ 4.8% |
| Profit (loss) for the period9904 | €-62k | €-36k | €19k | €21k | €-107k | ▼ 603% |
| Transfer from tax-exempt reserves789 | €16k | €16k | €16k | - | €33k | - |
| Profit (loss) for the period to be appropriated9905 | €-46k | €-19k | €36k | €21k | €-74k | ▼ 448% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €904k | €716k | €634k | €1.18M | €973k | ▼ 17.2% |
| Fixed assets21/28 | €746k | €671k | €579k | €1.09M | €901k | ▼ 17.5% |
| Tangible fixed assets22/27 | €746k | €671k | €579k | €1.09M | €901k | ▼ 17.5% |
| Land and buildings22 | €613k | €584k | €511k | €568k | €486k | ▼ 14.4% |
| Plant, machinery and equipment23 | €28k | €24k | €20k | €29k | €21k | ▼ 28.3% |
| Furniture and vehicles24 | €48k | €33k | €49k | €495k | €394k | ▼ 20.4% |
| Leasing and similar rights25 | €56k | €30k | - | - | - | - |
| Current assets29/58 | €159k | €45k | €54k | €84k | €73k | ▼ 13.1% |
| Stocks and contracts in progress3 | - | - | - | - | €5k | - |
| Stocks30/36 | - | - | - | - | €5k | - |
| Amounts receivable within one year40/41 | €17k | €14k | €19k | €21k | €23k | ▲ 13.1% |
| Trade receivables40 | - | €5k | €12k | €17k | €16k | ▼ 10.3% |
| Other amounts receivable41 | €17k | €9k | €7k | €3k | €8k | ▲ 135% |
| Cash at bank and in hand54/58 | €133k | €23k | €22k | €55k | €37k | ▼ 33.0% |
| Deferred charges and accrued income490/1 | €9k | €8k | €13k | €7k | €7k | ▼ 5.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €904k | €716k | €634k | €1.18M | €973k | ▼ 17.2% |
| Equity10/15 | €-4k | €-40k | €-20k | €1,000 | €-106k | ▼ 10,684% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €67k | €51k | €35k | €35k | €2k | ▼ 94.6% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Tax-exempt reserves132 | €66k | €49k | €33k | €33k | - | - |
| Profit (loss) carried forward14 | €-90k | €-109k | €-74k | €-52k | €-126k | ▼ 142% |
| Provisions and deferred taxes16 | €37k | €28k | €19k | €19k | - | - |
| Deferred taxes168 | €37k | €28k | €19k | €19k | - | - |
| Amounts payable17/49 | €871k | €727k | €635k | €1.16M | €1.08M | ▼ 6.6% |
| Amounts payable after more than one year17 | €330k | €132k | €66k | €435k | €357k | ▼ 18.0% |
| Financial debts170/4 | €330k | €132k | €66k | €435k | €357k | ▼ 18.0% |
| Amounts payable within one year42/48 | €541k | €595k | €570k | €720k | €723k | ▲ 0.3% |
| Current portion of amounts payable after more than one year42 | €78k | €78k | €67k | €121k | €78k | ▼ 35.4% |
| Trade debts44 | €231k | €239k | €208k | €213k | €197k | ▼ 7.4% |
| Suppliers440/4 | €231k | €239k | €208k | €213k | €197k | ▼ 7.4% |
| Taxes, remuneration and social security45 | €22k | €30k | €32k | €19k | €38k | ▲ 104% |
| Taxes450/3 | - | - | - | - | €3k | - |
| Remuneration and social security454/9 | €22k | €30k | €32k | €19k | €35k | ▲ 85.7% |
| Other amounts payable47/48 | €209k | €248k | €263k | €368k | €409k | ▲ 11.2% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-62k | €-36k | €19k | €21k | €-107k | ▼ 603% |
| + Depreciation and write-downs630 | €131k | €132k | €126k | €135k | €212k | ▲ 57.8% |
| Operating cash flow (approximation) | €69k | €96k | €145k | €156k | €105k | ▼ 32.4% |
| Investment in fixed assets (approximation) | - | €-57k | €-35k | €-647k | €-21k | ▲ 96.7% |
| Change in cash | - | €-110k | €-1k | €34k | €-18k | ▼ 154% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
16-09
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-107k
Net result drops to €-107k, the lowest in the series.
2025
23-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Back to profitnet €19k
Net result €19k after 3 loss-making years.
2023
25-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
07-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 7 days late
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 3 days late
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
31-03
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
2019
07-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 7 days late
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 1998
Ground area
2,127 m²
Building footprint
1,194 m²
Volume, LiDAR
7,446 m³
Parcel 23074C0004/00E000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
JABLO
since 19982.087.701.108
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23074C0004/00E000 | Flanders | 2,127 m² | 1 · 1,194 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 1,200 EUR awarded · 1,200 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 382 EUR | 382 EUR |
| 2023 | 1 | 818 EUR | 818 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteDilbeek2.087.701.108
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Of 3,824 companies in sector 47210 we hold annual accounts for 965. 144 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded20-05-1998
Fiscal year end31-03
Activities, NACEBEL 2025
47210Retail sale of fruit and vegetables
47789Other retail sale of new goods
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.