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JABA

Active
Private limited company (pre-2019)founded 200026 yrs activeDikkemeerweg 21, 1653 Beersel, BelgiumKBO/BCE: BE 0471.375.260
Summary

The computed 12-month bankruptcy probability of JABA is 3.0% (moderate). The 2025 annual accounts show equity of €8,950 and a net result of -€3,780. Equity is shrinking by ~4.4% per year across the filed fiscal years. The company has been active since 2000 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-8
Solvency96▲+24
Growth32▼-26
Track record84
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 3.47 against 0.84 in 2024; short-term debt: 28.8% and cash: 100% of total assets), and 28.8% of the assets are financed with debt.
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Signals

Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Recent warning signals
The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
Belgian State Gazette
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 26 years 0 30 y
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
71.2%
Return on assets
-30.1%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€3,780
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
29 d late
2024
192 d late
2023
557 d late
2022
923 d late
2021
1286 d late
2020
132 d late
2019
497 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 517 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Late accounts filingStrikeout withdrawn
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 February (4 of the last 5 filed years within 529 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline

History

JABA was incorporated on 8 March 2000.1 Total assets fell from EUR 107,441 in 2018 to EUR 12,571 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€8,950▼ 29.7%
2024 · €12,730
Total assets
€12,571▼ 53.7%
2024 · €27,153
Net result
-€3,780▼ 19.2%
2024 · -€3,170
Working capital
€8,950
2024 · -€2,343
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€209▼ 97.8%€832▲ 298%-€3,234-€3,092▲ 4.4%-€3,594▼ 16.2%
Net result€74▼ 99.2%€665▲ 799%-€3,327-€3,170▲ 4.7%-€3,780▼ 19.2%
Equity€18,563▲ 0.4%€19,227▲ 3.6%€15,900▼ 17.3%€12,730▼ 19.9%€8,950▼ 29.7%
Total assets€81,713▼ 23.8%€27,189▼ 66.7%€27,146▼ 0.2%€27,153=€12,571▼ 53.7%
Debt€63,150▼ 28.8%€7,962▼ 87.4%€11,246▲ 41.2%€14,423▲ 28.3%€3,621▼ 74.9%
Working capital€978€4,502▲ 360%€827▼ 81.6%-€2,343€8,950
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€4,000-€2,000€0Operating result 2021: €209€209Net result 2021: €74€74Operating result 2022: €832€832Net result 2022: €665€665Operating result 2023: -€3,234-€3,234Net result 2023: -€3,327-€3,327Operating result 2024: -€3,092-€3,092Net result 2024: -€3,170-€3,170Operating result 2025: -€3,594-€3,594Net result 2025: -€3,780-€3,78020212022202320242025-€4,000-€3,000-€2,000-€1,000€0Operating result 2023: -€3,234-€3,230Net result 2023: -€3,327-€3,330Operating result 2024: -€3,092-€3,090Net result 2024: -€3,170-€3,170Operating result 2025: -€3,594-€3,590Net result 2025: -€3,780-€3,780202320242025
The operating result stays negative: a loss of €3,594 in 2025 against €3,092 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €12,571
Equity €8,950 ▼ 29.7%
Debt €3,621 ▼ 74.9%
Debt's share of the balance-sheet total falls from 53.1% to 28.8%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
3.47▲
2024 · 0.84
Debt to equity
0.40▼
2024 · 1.13
ROE
-42.2%▼
2024 · -24.9%
ROA
-30.1%▼
2024 · -11.7%
Debt ≤ 1 year
€3,621▼
2024 · €14,423
Income taxes
€90
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 5,836 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.5% went bankrupt
13% stopped otherwise
84% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,836 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€27,153€12,571▼
Fixed assets21/28€15,073-
Tangible fixed assets22/27€15,073-
Furniture and vehicles24€15,073-
Current assets29/58€12,080€12,571▲
Amounts receivable within one year40/41€12,073-
Trade receivables40€12,073-
Cash at bank and in hand54/58€7€12,571▲
Equity and liabilities
Total equity and liabilities10/49€27,153€12,571▼
Equity10/15€12,730€8,950▼
Contributions10/11€12,400€12,400=
Reserves13€10,415€10,415=
Non-distributable reserves130/1€1,859€1,859=
Other1319€1,859€1,859=
Distributable reserves133€8,556€8,556=
Profit (loss) carried forward14-€10,085-€13,865▼
Amounts payable17/49€14,423€3,621▼
Amounts payable within one year42/48€14,423€3,621▼
Other amounts payable47/48€14,423€3,621▼
Income statement Code20242025
Other operating charges640/8€249€254▲
Gross operating margin9900-€2,843-€3,340▼
Operating profit (loss)9901-€3,092-€3,594▼
Financial income75/76B-€77
Recurring financial income75-€77
Non-recurring financial income76B-€77
Financial charges65/66B€78€173▲
Recurring financial charges65€78€173▲
Profit (loss) for the period before taxes9903-€3,170-€3,690▼
Income taxes67/77-€90
Profit (loss) for the period9904-€3,170-€3,780▼
Profit (loss) for the period to be appropriated9905-€3,170-€3,780▼
Appropriation of the result
Profit (loss) to be appropriated9906-€10,085-€13,865▼
Profit (loss) brought forward from the previous period14P-€6,915-€10,085▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,512€2,512----
Other operating charges640/8€2,376€177€193€249€254▲ 2.0%
Gross operating margin9900€5,097€3,521-€3,041-€2,843-€3,340▼ 17.5%
Operating profit (loss)9901€209€832-€3,234-€3,092-€3,594▼ 16.2%
Financial income75/76B----€77-
Recurring financial income75----€77-
Non-recurring financial income76B----€77-
Financial charges65/66B€97€101€93€78€173▲ 122%
Recurring financial charges65€97€101€93€78€173▲ 122%
Profit (loss) for the period before taxes9903€112€731-€3,327-€3,170-€3,690▼ 16.4%
Income taxes67/77€38€66--€90-
Profit (loss) for the period9904€74€665-€3,327-€3,170-€3,780▼ 19.2%
Profit (loss) for the period to be appropriated9905€74€665-€3,327-€3,170-€3,780▼ 19.2%
Line20212022202320242025Change
Assets
Total assets20/58€81,713€27,189€27,146€27,153€12,571▼ 53.7%
Fixed assets21/28€17,585€15,073€15,073€15,073--
Tangible fixed assets22/27€17,585€15,073€15,073€15,073--
Furniture and vehicles24€17,585€15,073€15,073€15,073--
Current assets29/58€64,128€12,116€12,073€12,080€12,571▲ 4.1%
Amounts receivable within one year40/41-€12,073€12,073€12,073--
Trade receivables40-€12,073€12,073€12,073--
Cash at bank and in hand54/58€64,128€43-€7€12,571▲ 179,486%
Equity and liabilities
Total equity and liabilities10/49€81,713€27,189€27,146€27,153€12,571▼ 53.7%
Equity10/15€18,563€19,227€15,900€12,730€8,950▼ 29.7%
Contributions10/11€12,400€12,400€12,400€12,400€12,400=
Reserves13€10,415€10,415€10,415€10,415€10,415=
Non-distributable reserves130/1€1,859€1,859€1,859€1,859€1,859=
Other1319€1,859€1,859€1,859€1,859€1,859=
Distributable reserves133€8,556€8,556€8,556€8,556€8,556=
Profit (loss) carried forward14-€4,252-€3,588-€6,915-€10,085-€13,865▼ 37.5%
Amounts payable17/49€63,150€7,962€11,246€14,423€3,621▼ 74.9%
Amounts payable within one year42/48€63,150€7,614€11,246€14,423€3,621▼ 74.9%
Other amounts payable47/48€63,150€7,614€11,246€14,423€3,621▼ 74.9%
Accrued charges and deferred income492/3-€348----
Line20212022202320242025Change
Profit (loss) for the period9904€74€665-€3,327-€3,170-€3,780▼ 19.2%
+ Depreciation and write-downs630€2,512€2,512----
Operating cash flow (approximation)€2,586€3,177-€3,327-€3,170-€3,780▼ 19.2%
Investment in fixed assets (approximation)-€0€0€0--
Change in cash--€64,085--€12,564-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
20-02
KBO administration Strikeout withdrawn
08-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 192 days late
08-02
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 557 days late
08-02
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 923 days late
06-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 1286 days late
2025
31-12
Financial Liquidity quadruplescurrent ratio 3.47
Current ratio from 0.84 to 3.47; short-term debt falls from €14,423 to €3,621.
08-09
KBO administration Late accounts filing
2021
10-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 132 days late
10-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 497 days late
10-12
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 863 days late
10-12
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 1228 days late
Show earlier events
10-12
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 1593 days late
2020
31-12
Financial Back to profitnet €9,467
Net result €9,467 after 2 loss-making years.
2019
31-12
Financial Weakest financial yearnet -€6,935
Net result drops to -€6,935, the lowest in the series; recovery starts the following year.
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2000
seat establishment The establishment unit on the map
Ground area
2,734 m²
Building footprint
245 m²
Parcel 23017C0291/00E000, Flanders. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Dikkemeerweg 21, 1653 Beersel
NACE 74131
since 20002.097.218.489
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23017C0291/00E000 Flanders 2,734 m² 1 · 245 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded08-03-2000
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.