Financials
- Financial year
- 2025
- Total assets
- €166,810
- Profit
- €107,912
- Solvency
- 70.7%
JAB CHAUFFAGE
ActiveSummary
JAB CHAUFFAGE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117,912 and a net result of €107,912. Its solvency ranks better than 76% of 34,356 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
Activity
Installation of electric heating, air conditioning, cooling and ventilation
NACE 43222
1 site
Size
€166,810total assets 2025
- Staff
- 0.4 FTE
- Equity
- €117,912
- Profit
- €107,912
Turnover not published (micro format)
Structure
Accounts filed 21 days late
Why 86raises riskFounded in 2024Size: total assets €166,810lowers riskLiquidity: current ratio 2.46, cash €61,348Equity €117,912 (70.7% of total assets)Show the evidence
Checked score
Score 2025
86
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 84% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency
96
equity 70.7% of total assets
Liquidity
84
short-term debt 29.3% · cash 36.8%
Profitability
100
return on assets 64.7%
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 1.9%
01-2026: 1.9%● unchanged vs 12-2025
02-2026: 1.9%● unchanged vs 01-2026
03-2026: 2.3%▲ +0.4 percentage points vs 02-2026
04-2026: 2.4%▲ +0.1 percentage points vs 03-2026
05-2026: 2.7%▲ +0.3 percentage points vs 04-2026
06-2026: 2.7%● unchanged vs 05-2026
07-2026: 3.0%▲ +0.3 percentage points vs 06-2026highest value
08-2026: 2.9%▼ -0.1 percentage points vs 07-2026
09-2026: 0.5%▼ -2.4 percentage points vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026lowest value
Credit of up to €10,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 2.46, above the usual 1.5; short-term debt: 29.3% and cash: 36.8% of total assets), and 29.3% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 77% on solvency, 82% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
21 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- Appointment: WATHIEU Virginie (director)Gazette deed
- IncorporationAppointment: WILLOT Benjamin Yves François…
Key points
By topic
Timeline
- Events
- 3
- Since
- 2024
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Installation of electric heating, air conditioning, cooling and…NACE 43222
- Founded
- 22-11-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 22
- Who signs
- Each director alone
- Annual meeting
- First Monday of June at 15:00
- Purpose
- “Installation de chauffage (à l’électricité, au gaz et au mazout, y compris les conduites)…” (deed in French)
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