JAAK
ActiveSummary
The computed 12-month bankruptcy probability of JAAK is 1.8% (moderate). The 2025 annual accounts show equity of €22k and a net result of €3k. Equity is growing by ~65.7% per year across the filed fiscal years. Its solvency ranks better than 59% of 13417 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability50▼-31
Solvency66▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.68 against 1.49 in 2024; short-term debt: 59.5% and cash: 0.4% of total assets), but 59.5% of the assets are financed with debt.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-01-2026, 10 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
10 d early
2024
22 d early
2023
19 d early
2022
6 d early
2021
24 d early
2020
4 d early
2019
18 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▲ 13.5%
2024 · €19k
Total assets
€53k▼ 7.4%
2024 · €58k
Net result
€3k▼ 74.1%
2024 · €10k
Working capital
€22k▲ 13.5%
2024 · €19k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€3k▼ 75.7%€26k▲ 683%€15k▼ 43.1%€11k▼ 24.0%€3k▼ 69.0%
Net result€3k▼ 75.0%€26k▲ 654%€15k▼ 43.2%€10k▼ 31.9%€3k▼ 74.1%
Equity€-35k▲ 8.9%€-9k▲ 73.3%€5k€19k▲ 265%€22k▲ 13.5%
Total assets€5k▼ 36.2%€55k▲ 928%€49k▼ 9.7%€58k▲ 17.3%€53k▼ 7.4%
Debt€40k▼ 13.7%€64k▲ 58.0%€44k▼ 31.2%€39k▼ 12.1%€32k▼ 17.8%
Working capital€-35k▲ 9.7%€-61k▼ 73.5%€-41k▲ 33.5%€19k€22k▲ 13.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 69% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €53k
Equity
€22k ▲ 13.5%
Debt
€32k ▼ 17.8%
Debt's share of the balance-sheet total falls from 67.0% to 59.5%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
1.68▲
2024 · 1.49
Debt to equity
1.47▼
2024 · 2.03
ROE
11.9%▼
2024 · 52.2%
ROA
4.8%▼
2024 · 17.3%
Debt ≤ 1 year
€32k▼
2024 · €39k
Income taxes
€859▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €4k | €6k | - | - | - |
| Other operating charges640/8 | - | €450 | €457 | €168 | €516 | ▲ 207% |
| Gross operating margin9900 | €4k | €30k | €21k | €11k | €4k | ▼ 64.9% |
| Operating profit (loss)9901 | €3k | €26k | €15k | €11k | €3k | ▼ 69.0% |
| Financial income75/76B | - | - | €1 | - | - | - |
| Recurring financial income75 | €154 | - | €1 | - | - | - |
| Financial charges65/66B | - | €45 | €51 | €47 | €28 | ▼ 40.8% |
| Recurring financial charges65 | €35 | €45 | €51 | €47 | €28 | ▼ 40.8% |
| Profit (loss) for the period before taxes9903 | €3k | €26k | €15k | €11k | €3k | ▼ 69.1% |
| Income taxes67/77 | - | - | - | €1k | €859 | ▼ 25.2% |
| Profit (loss) for the period9904 | €3k | €26k | €15k | €10k | €3k | ▼ 74.1% |
| Profit (loss) for the period to be appropriated9905 | €3k | €26k | €15k | €10k | €3k | ▼ 74.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €5k | €55k | €49k | €58k | €53k | ▼ 7.4% |
| Fixed assets21/28 | - | €52k | €46k | - | - | - |
| Tangible fixed assets22/27 | - | €52k | €46k | - | - | - |
| Plant, machinery and equipment23 | - | €48k | €43k | - | - | - |
| Furniture and vehicles24 | - | €3k | €3k | - | - | - |
| Current assets29/58 | €5k | €3k | €3k | €58k | €53k | ▼ 7.4% |
| Amounts receivable within one year40/41 | €786 | €1k | €2k | €55k | €53k | ▼ 4.7% |
| Trade receivables40 | - | - | €2k | €55k | €51k | ▼ 8.6% |
| Other amounts receivable41 | - | €1k | €615 | - | €2k | - |
| Cash at bank and in hand54/58 | €5k | €2k | €1k | €2k | €228 | ▼ 88.2% |
| Deferred charges and accrued income490/1 | - | - | - | €400 | €400 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €5k | €55k | €49k | €58k | €53k | ▼ 7.4% |
| Equity10/15 | €-35k | €-9k | €5k | €19k | €22k | ▲ 13.5% |
| Contributions10/11 | - | €6k | €6k | €19k | €19k | = |
| Reserves13 | - | - | - | - | €3k | - |
| Distributable reserves133 | - | - | - | - | €3k | - |
| Profit (loss) carried forward14 | €-41k | €-16k | €-976 | €489 | €67 | ▼ 86.3% |
| Amounts payable17/49 | €40k | €64k | €44k | €39k | €32k | ▼ 17.8% |
| Amounts payable within one year42/48 | €40k | €64k | €44k | €39k | €32k | ▼ 17.8% |
| Trade debts44 | €2k | €6k | €1k | - | €3k | - |
| Suppliers440/4 | - | €6k | €1k | - | €3k | - |
| Taxes, remuneration and social security45 | - | - | - | €2k | - | - |
| Taxes450/3 | - | - | - | €2k | - | - |
| Other amounts payable47/48 | - | €58k | €43k | €37k | €28k | ▼ 22.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3k | €26k | €15k | €10k | €3k | ▼ 74.1% |
| + Depreciation and write-downs630 | - | €4k | €6k | - | - | - |
| Operating cash flow (approximation) | €3k | €30k | €20k | €10k | €3k | ▼ 74.1% |
| Investment in fixed assets (approximation) | - | - | €0 | - | - | - |
| Change in cash | - | €-3k | €-438 | €666 | €-2k | ▼ 355% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Liquidity times 19current ratio 1.49
Current ratio from 0.08 to 1.49; short-term debt falls from €44k to €39k.
12-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €26k ▲654%
Operating result €26k, net result €26k, both a record.
07-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
13-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2017
Ground area
606 m²
Building footprint
585 m²
Volume, LiDAR
4,226 m³
Parcel 11811L3631/00X000, Flanders · tallest building 14.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jaak
since 20172.265.486.666
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3631/00X000 | Flanders | 606 m² | 1 · 585 m² | 14.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Of 14,006 companies in sector 56301 we hold annual accounts for 4,888. 4,009 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-06-2017
Fiscal year end30-06
Activities, NACEBEL 2025
56301Cafés and bars
Contact
Phone
0487707070Antwerpen
Scores and ratios are computed by Checked and are not a credit decision.