Skip to content

JA!

Active
Private limited companyfounded 20197 yrs activeMarionetten(Kor) 33, 8500 Kortrijk, BelgiumKBO/BCE: BE 0729.737.433
Summary

JA! has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82,571 and a net result of €26,542. Equity is growing by ~54.1% per year across the filed fiscal years. Its solvency ranks better than 35% of 16618 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability86▼-3
Solvency69▼-11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 1.69 against 2.46 in 2024; short-term debt: 55.9% and cash: 90.3% of total assets), but 55.9% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
44.1%
Return on assets
14.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
31 d late
2024
29 d late
2023
20 d late
2022
24 d late
2021
31 d late
2020
4 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JA! was incorporated on 3 July 2019 as a Private limited company.1 Total assets rose from EUR 64,865 in 2020 to EUR 187,373 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€82,571▼ 11.5%
2024 · €93,298
Total assets
€187,373▲ 10.8%
2024 · €169,096
Net result
€26,542▼ 1.8%
2024 · €27,030
Working capital
€72,780▼ 25.4%
2024 · €97,589
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€2,593▼ 85.9%€36,685▲ 1,315%€40,925▲ 11.6%€41,600▲ 1.6%€40,996▼ 1.5%
Net result€34▼ 99.7%€24,070▲ 70,117%€26,965▲ 12.0%€27,030▲ 0.2%€26,542▼ 1.8%
Equity€15,233▲ 0.2%€39,303▲ 158%€66,268▲ 68.6%€93,298▲ 40.8%€82,571▼ 11.5%
Total assets€65,745▲ 1.4%€85,993▲ 30.8%€130,727▲ 52.0%€169,096▲ 29.4%€187,373▲ 10.8%
Debt€50,512▲ 1.7%€46,690▼ 7.6%€64,459▲ 38.1%€75,798▲ 17.6%€104,802▲ 38.3%
Working capital€33,936▼ 16.2%€34,624▲ 2.0%€63,033▲ 82.1%€97,589▲ 54.8%€72,780▼ 25.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000Operating result 2021: €2,593€2,593Net result 2021: €34€34Operating result 2022: €36,685€36,685Net result 2022: €24,070€24,070Operating result 2023: €40,925€40,925Net result 2023: €26,965€26,965Operating result 2024: €41,600€41,600Net result 2024: €27,030€27,030Operating result 2025: €40,996€40,996Net result 2025: €26,542€26,54220212022202320242025€0€20,000€40,000Operating result 2023: €40,925€40,900Net result 2023: €26,965€27,000Operating result 2024: €41,600€41,600Net result 2024: €27,030€27,000Operating result 2025: €40,996€41,000Net result 2025: €26,542€26,500202320242025
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €187,373
Fixed assets €9,791 ▲ 108%
Current assets €177,582 ▲ 8.0%
Equity and liabilities €187,373
Equity €82,571 ▼ 11.5%
Debt €104,802 ▲ 38.3%
Debt's share of the balance-sheet total rises from 44.8% to 55.9%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€43,020▼
2024 · €43,398
Cash flow
€28,566▼
2024 · €28,828
Current ratio
1.69▼
2024 · 2.46
Debt to equity
1.27▲
2024 · 0.81
ROE
32.1%▲
2024 · 29.0%
ROA
14.2%▼
2024 · 16.0%
Interest coverage
11.78▼
2024 · 13.06
Debt ≤ 1 year
€104,802▲
2024 · €66,800
Income taxes
€10,820▼
2024 · €11,260
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet Code20242025
Assets
Total assets20/58€169,096€187,373▲
Fixed assets21/28€4,707€9,791▲
Intangible fixed assets21-€3,634
Tangible fixed assets22/27€4,707€6,157▲
Plant, machinery and equipment23€2,917€2,263▼
Furniture and vehicles24€1,790€3,894▲
Current assets29/58€164,388€177,582▲
Amounts receivable within one year40/41€22,186€7,694▼
Trade receivables40€20,283€4,764▼
Other amounts receivable41€1,903€2,930▲
Current investments50/53€130,000€0▼
Cash at bank and in hand54/58€11,431€169,232▲
Deferred charges and accrued income490/1€771€655▼
Equity and liabilities
Total equity and liabilities10/49€169,096€187,373▲
Equity10/15€93,298€82,571▼
Contributions10/11€2,000€2,000=
Reserves13€91,264€80,537▼
Distributable reserves133€91,264€80,537▼
Profit (loss) carried forward14€34€34=
Amounts payable17/49€75,798€104,802▲
Amounts payable within one year42/48€66,800€104,802▲
Financial debts43€323€39▼
Credit institutions430/8€323€0▼
Other loans439-€39
Trade debts44€6,335€4,696▼
Suppliers440/4€6,335€4,696▼
Taxes, remuneration and social security45€16,713€7,121▼
Taxes450/3€16,713€7,121▼
Other amounts payable47/48€43,429€92,947▲
Accrued charges and deferred income492/3€8,998€0▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,798€2,024▲
Other operating charges640/8€577€590▲
Gross operating margin9900€43,975€43,610▼
Operating profit (loss)9901€41,600€40,996▼
Financial income75/76B€13€18▲
Recurring financial income75€13€18▲
Financial charges65/66B€3,322€3,652▲
Recurring financial charges65€3,322€3,652▲
Profit (loss) for the period before taxes9903€38,290€37,362▼
Income taxes67/77€11,260€10,820▼
Profit (loss) for the period9904€27,030€26,542▼
Profit (loss) for the period to be appropriated9905€27,030€26,542▼
Appropriation of the result
Profit (loss) to be appropriated9906€27,064€26,577▼
Profit (loss) brought forward from the previous period14P€34€34=
Transfer from equity791/2-€37,269
Transfer to equity691/2€27,030€26,542▼
To other reserves6921€27,030€26,542▼
Profit to be distributed694/7-€37,269
Return on contributions (dividend)694-€37,269

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€565€1,445€1,798€2,024▲ 12.6%
Other operating charges640/8€8,613€517€1,875€577€590▲ 2.3%
Gross operating margin9900€11,206€37,766€44,245€43,975€43,610▼ 0.8%
Operating profit (loss)9901€2,593€36,685€40,925€41,600€40,996▼ 1.5%
Financial income75/76B€1€420€26€13€18▲ 40.0%
Recurring financial income75€1€420€26€13€18▲ 40.0%
Financial charges65/66B€181€195€2,150€3,322€3,652▲ 9.9%
Recurring financial charges65€181€195€2,150€3,322€3,652▲ 9.9%
Profit (loss) for the period before taxes9903€2,412€36,909€38,801€38,290€37,362▼ 2.4%
Income taxes67/77€2,378€12,839€11,837€11,260€10,820▼ 3.9%
Profit (loss) for the period9904€34€24,070€26,965€27,030€26,542▼ 1.8%
Profit (loss) for the period to be appropriated9905€34€24,070€26,965€27,030€26,542▼ 1.8%
Line20212022202320242025Change
Assets
Total assets20/58€65,745€85,993€130,727€169,096€187,373▲ 10.8%
Fixed assets21/28-€4,680€3,235€4,707€9,791▲ 108%
Intangible fixed assets21----€3,634-
Tangible fixed assets22/27-€4,680€3,235€4,707€6,157▲ 30.8%
Plant, machinery and equipment23-€2,270-€2,917€2,263▼ 22.4%
Furniture and vehicles24-€2,410€3,235€1,790€3,894▲ 118%
Current assets29/58€65,745€81,313€127,492€164,388€177,582▲ 8.0%
Amounts receivable within one year40/41€31,667€35,144€22,690€22,186€7,694▼ 65.3%
Trade receivables40€28,045€35,144€22,355€20,283€4,764▼ 76.5%
Other amounts receivable41€3,622-€335€1,903€2,930▲ 54.0%
Current investments50/53--€95,000€130,000€0▼ 100%
Cash at bank and in hand54/58€33,626€42,604€9,248€11,431€169,232▲ 1,380%
Deferred charges and accrued income490/1€452€3,565€554€771€655▼ 15.0%
Equity and liabilities
Total equity and liabilities10/49€65,745€85,993€130,727€169,096€187,373▲ 10.8%
Equity10/15€15,233€39,303€66,268€93,298€82,571▼ 11.5%
Contributions10/11€2,000€2,000€2,000€2,000€2,000=
Reserves13€13,199€37,269€64,234€91,264€80,537▼ 11.8%
Distributable reserves133€13,199€37,269€64,234€91,264€80,537▼ 11.8%
Profit (loss) carried forward14€34€34€34€34€34=
Amounts payable17/49€50,512€46,690€64,459€75,798€104,802▲ 38.3%
Amounts payable within one year42/48€31,809€46,690€64,459€66,800€104,802▲ 56.9%
Financial debts43€63€366€499€323€39▼ 88.0%
Credit institutions430/8€63€366€499€323€0▼ 100%
Other loans439----€39-
Trade debts44€1,571€3,327€6,280€6,335€4,696▼ 25.9%
Suppliers440/4€1,571€3,327€6,280€6,335€4,696▼ 25.9%
Taxes, remuneration and social security45€6,679€14,867€21,394€16,713€7,121▼ 57.4%
Taxes450/3€6,679€14,867€21,394€16,713€7,121▼ 57.4%
Other amounts payable47/48€23,497€28,131€36,286€43,429€92,947▲ 114%
Accrued charges and deferred income492/3€18,703--€8,998€0▼ 100%
Line20212022202320242025Change
Profit (loss) for the period9904€34€24,070€26,965€27,030€26,542▼ 1.8%
+ Depreciation and write-downs630-€565€1,445€1,798€2,024▲ 12.6%
Operating cash flow (approximation)€34€24,635€28,409€28,828€28,566▼ 0.9%
Investment in fixed assets (approximation)--€0-€3,270-€7,108▼ 117%
Change in cash-€8,978-€33,356€2,183€157,801▲ 7,128%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial Highest result since 2020net €27,030 ▲0.2%
Operating result €41,600, net result €27,030, both a record.
20-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
24-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial Weakest financial yearnet €34 ▼99.7%
Net result drops to €34, the lowest in the series; recovery starts the following year.
27-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
1,043 m²
Building footprint
182 m²
Volume, LiDAR
702 m³
Parcel 34022E0744/00G000, Flanders · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JA!
Marionetten(Kor) 33, 8500 KortrijkManufacture of other non-metallic mineral products
since 20192.292.099.805
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34022E0744/00G000 Flanders 1,043 m² 1 · 182 m² 6.0 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2024 · 3 entries · 527 EUR awarded · 527 EUR paid
Year Entries awardedpaid
2024 1 0 EUR378 EUR
2023 1 378 EUR149 EUR
2022 1 149 EUR0 EUR
Schemes
3 entries · 527 EUR · 527 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 10,439 companies in sector 86995 we hold annual accounts for 886. 698 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded03-07-2019
Fiscal year end31-12
Activities, NACEBEL 2025
86995Nutrition and dietetics services
85599Other education

Scores and ratios are computed by Checked and are not a credit decision.