J4 Construction
ActiveSummary
J4 Construction has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €23k. Its solvency ranks better than 66% of 9494 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency95▲+21
Growth52
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 3.14 against 2.01 in 2024; short-term debt: 30.1% and cash: 61.2% of total assets), and 30.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.9%
Return on assets
31.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-12-2025, 38 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
38 d early
2024
45 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€51k▲ 83.7%
2024 · €28k
Total assets
€74k▲ 30.0%
2024 · €57k
Net result
€23k▼ 9.8%
2024 · €26k
Working capital
€47k▲ 66.6%
2024 · €28k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€38k-€32k▼ 16.7%
Net result€26k-€23k▼ 9.8%
Equity€28k-€51k▲ 83.7%
Total assets€57k-€74k▲ 30.0%
Debt€29k-€22k▼ 22.5%
Working capital€28k-€47k▲ 66.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74k
Fixed assets
€4k
Current assets
€70k
Equity and liabilities €74k
Equity
€51k ▲ 83.7%
Debt
€22k ▼ 22.5%
Debt's share of the balance-sheet total falls from 50.6% to 30.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32k
Cash flow
€23k
Current ratio
3.14▲
2024 · 2.01
Debt to equity
0.43▼
2024 · 1.02
ROE
45.6%▼
2024 · 92.8%
ROA
31.8%▼
2024 · 45.9%
Interest coverage
175.04
Debt ≤ 1 year
€22k▼
2024 · €28k
Income taxes
€8k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €4 | - |
| Other operating charges640/8 | €2k | €1k | ▼ 56.9% |
| Gross operating margin9900 | €41k | €33k | ▼ 19.1% |
| Operating profit (loss)9901 | €38k | €32k | ▼ 16.7% |
| Financial charges65/66B | €78 | €183 | ▲ 134% |
| Recurring financial charges65 | €78 | €183 | ▲ 134% |
| Profit (loss) for the period before taxes9903 | €38k | €32k | ▼ 17.0% |
| Income taxes67/77 | €12k | €8k | ▼ 32.1% |
| Profit (loss) for the period9904 | €26k | €23k | ▼ 9.8% |
| Profit (loss) for the period to be appropriated9905 | €26k | €23k | ▼ 9.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €57k | €74k | ▲ 30.0% |
| Fixed assets21/28 | - | €4k | - |
| Tangible fixed assets22/27 | - | €4k | - |
| Furniture and vehicles24 | - | €4k | - |
| Current assets29/58 | €57k | €70k | ▲ 22.9% |
| Amounts receivable within one year40/41 | €25k | €24k | ▼ 5.9% |
| Trade receivables40 | €25k | €24k | ▼ 5.9% |
| Cash at bank and in hand54/58 | €31k | €45k | ▲ 45.3% |
| Deferred charges and accrued income490/1 | €153 | €608 | ▲ 297% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €57k | €74k | ▲ 30.0% |
| Equity10/15 | €28k | €51k | ▲ 83.7% |
| Contributions10/11 | €2k | €2k | = |
| Reserves13 | €26k | €26k | = |
| Distributable reserves133 | €26k | €26k | = |
| Profit (loss) carried forward14 | - | €23k | - |
| Amounts payable17/49 | €29k | €22k | ▼ 22.5% |
| Amounts payable within one year42/48 | €28k | €22k | ▼ 21.2% |
| Trade debts44 | €8k | €8k | ▲ 1.9% |
| Suppliers440/4 | €8k | €8k | ▲ 1.9% |
| Taxes, remuneration and social security45 | €21k | €14k | ▼ 30.5% |
| Taxes450/3 | €21k | €14k | ▼ 30.5% |
| Other amounts payable47/48 | - | €177 | - |
| Accrued charges and deferred income492/3 | €480 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €26k | €23k | ▼ 9.8% |
| + Depreciation and write-downs630 | - | €4 | - |
| Operating cash flow (approximation) | €26k | €23k | ▼ 9.8% |
| Change in cash | - | €14k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2023
Ground area
334 m²
Building footprint
126 m²
Volume, LiDAR
631 m³
Parcel 11036A0413/00T003, Flanders · tallest building 10.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
J4 Construction
since 20232.345.058.439
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11036A0413/00T003 | Flanders | 334 m² | 1 · 126 m² | 10.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,571 companies in sector 71121 we hold annual accounts for 6,561. 4,904 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-05-2023
Fiscal year end30-06
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
33200Installation of industrial machinery and equipment
63920Other information service activities
70200Business and other management consultancy
74112Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Scores and ratios are computed by Checked and are not a credit decision.