J2RM
ActiveThe computed 12-month bankruptcy probability of J2RM is 2.3% (moderate). The 2025 annual accounts show negative equity (€-4k) and a net result of €-4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 4610 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
27
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-25
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.72 against 1.0 in 2024; short-term debt: 138.2% and cash: 29.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-38.2%
Return on assets
-37.8%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-4k
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
14 d early
2023
41 d early
2022
38 d early
2021
31 d early
2020
21 d late
2019
48 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-4k▼ 10,248%
2024 · €-38
2019: €-2k
2020: €631
2021: €7k
2022: €4k
2023: €2k
2024: €-38
2019 → 2025
Total assets
€10k▲ 5.7%
2024 · €10k
2019: €10k
2020: €15k
2021: €9k
2022: €17k
2023: €12k
2024: €10k
2019 → 2025
Net result
€-4k▼ 62.8%
2024 · €-2k
2019: €-8k
2020: €2k
2021: €6k
2022: €-3k
2023: €-1k
2024: €-2k
2019 → 2025
Working capital
€-4k▼ 10,248%
2024 · €-38
2019: €-3k
2020: €298
2021: €6k
2022: €3k
2023: €2k
2024: €-38
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€4k▼ 46.0%€2k▼ 32.4%€-38€-4k▼ 10,248%
Operating result€6k-€-3k€-880▲ 67.4%€-2k▼ 150%€-4k▼ 73.8%
Net result€6k-€-3k€-1k▲ 62.0%€-2k▼ 112%€-4k▼ 62.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €2k in 2024; the loss grows and 2025 has the lowest result in the available series.
Key figures and ratios
Solvency
-38.2%▼
2024 · -0.4%
Current ratio
0.72▼
2024 · 1.00
Quick ratio
0.22▲
2024 · 0.13
Debt / equity
-3.62
ROA
-37.8%▼
2024 · -24.5%
Debt
€14k▲
2024 · €10k
Debt ≤ 1 year
€14k▲
2024 · €10k
Staff costs
€35k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€10k€10k▲
Current assets29/58€10k€10k▲
Stocks and contracts in progress3€9k€7k▼
Stocks30/36€9k€7k▼
Amounts receivable within one year40/41€275€119▼
Trade receivables40€275€119▼
Cash at bank and in hand54/58€999€3k▲
Deferred charges and accrued income490/1-€0
Equity and liabilities
Total equity and liabilities10/49€10k€10k▲
Equity10/15€-38€-4k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-6k€-10k▼
Amounts payable17/49€10k€14k▲
Amounts payable within one year42/48€10k€14k▲
Trade debts44€939€2k▲
Suppliers440/4€939€2k▲
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€984€2k▲
Remuneration and social security454/9€2k€5k▲
Other amounts payable47/48€6k€6k▼
Income statement
Code20242025
Remuneration, social security and pensions62€21k€35k▲
Other operating charges640/8-€691
Gross operating margin9900€19k€32k▲
Operating profit (loss)9901€-2k€-4k▼
Financial income75/76B€0€164▲
Recurring financial income75€0€164▲
Financial charges65/66B€209€262▲
Recurring financial charges65€209€262▲
Profit (loss) for the period before taxes9903€-2k€-4k▼
Profit (loss) for the period9904€-2k€-4k▼
Profit (loss) for the period to be appropriated9905€-2k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-10k▼
Profit (loss) brought forward from the previous period14P€-4k€-6k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2019net €6k ▲136%
Operating result €6k, net result €6k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.19
Current ratio from 1.02 to 3.19; short-term debt falls from €15k to €3k.
21-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 21 days late
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 48 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Visé(CHE) 1124602 ViséGround area
107 m²
Building footprint
42 m²
Parcel 62024A0816/00Z010, Wallonia. Linked by address, not a title deed.
1 establishment unit
J2RM
since 20182.284.549.146
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62024A0816/00Z010 | Wallonia | 107 m² | 1 · 42 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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COIFFURE LEMONIER
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BOKANA CHIC
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BARBER PRINCE
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Of 21,750 companies in sector 96210 we hold annual accounts for 2,832. 1,563 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2018
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.