J2M

Active Risk: not assessed Private limited company (pre-2019)founded 2003active for 23 yearsSaint-Sauveurstraat 66, 9600 RonseKBO/BCE: BE 0860.685.255

J2M

Financial year 2025

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Annual accounts 2025

abbreviated format, filed on 30-01-2026, 1 day before the deadline

€361,418

▼ 25.8%

€1.2m

▼ 10.7%

€35,108

▲ 266%

29.7%

▼ 6.1 percentage points

9.7%

▲ 7.7 percentage points

2.9%

▲ 2.2 percentage points

Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.

Balance sheet

balance sheet total €1.2m on 30-06-2025

What the company ownsHow it is paid for

in euro

Position in the sector

Compare with sector

29.7%

Higher than 31% of 6,708 companies in 2025.

2.9%

Higher than 42% of 6,673 companies in 2025.

J2M Middle half of the sector 80% of the sector Abbreviated accounts in financial services (NACE 64)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Staff: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it

Line	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007
Balance sheet: assets
`20/58`	1.2m	1.4m	1.1m	1.0m	948,257	1.0m	1.0m	1.0m	1.0m	840,181	883,870	898,025	839,103	807,708	825,715	802,129	824,119	588,122	559,449
`21/28`	975,115	942,287	708,263	854,510	732,940	751,212	894,403	914,695	912,635	780,896	814,799	857,694	762,250	752,113	774,726	751,730	738,340	538,569	440,224
`21`	38,101	55,034	71,968	-	-	0	3,403	6,805	10,208	13,610	-	-	-	-	-	-	-	-	-
`22/27`	937,014	887,252	450,066	452,316	330,746	349,017	368,806	387,037	407,062	599,865	622,919	638,825	591,105	610,738	624,475	618,895	616,709	426,877	431,142
`22`	929,867	887,092	449,368	451,080	330,201	347,706	366,728	385,239	404,826	597,482	620,411	636,853	589,224	610,108	616,653	618,712	616,343	426,111	429,611
`24`	7,147	160	698	1,236	545	1,311	2,078	1,798	2,236	2,383	2,508	1,972	1,881	630	7,822	183	366	766	1,531
`28`	-	0	186,229	402,195	402,195	402,195	522,195	520,853	495,365	167,422	191,880	218,869	171,146	141,375	150,251	132,835	121,631	111,692	9,082
`29/58`	241,743	419,743	422,883	177,225	215,317	250,846	138,986	99,044	128,325	59,284	69,070	40,331	76,852	55,595	50,989	50,399	85,779	49,553	119,225
`3`	-	-	-	-	-	-	-	-	-	-	3,248	1,572	1,211	920	-	-	-	-	-
`30/36`	-	-	-	-	-	-	-	-	-	-	3,248	1,572	1,211	920	-	-	-	-	-
`40/41`	10,737	12,262	7,205	1,762	1,585	3,514	4,796	16,301	17,145	9,676	1,115	5,019	27,551	24,582	36,300	19,575	13,569	16,783	16,328
`40`	10,222	11,257	7,145	1,210	-	0	4,796	14,205	17,145	8,228	-	4,030	26,851	24,582	36,300	19,575	13,569	16,783	16,328
`41`	515	1,005	60	552	1,585	3,514	-	2,096	-	1,448	1,115	989	700	-	-	-	-	-	-
`50/53`	207,558	336,597	396,850	121,850	121,850	59,016	-	-	-	-	-	-	-	-	-	-	-	28,001	35,261
`54/58`	21,008	68,570	15,522	52,937	91,232	187,683	133,565	82,207	110,659	33,707	63,096	33,718	48,067	30,093	14,405	30,824	72,210	4,769	67,636
`490/1`	2,440	2,315	3,306	676	650	634	625	536	521	15,902	1,611	22	24	-	284	-	-	-	-
Balance sheet: equity and liabilities
`10/49`	1.2m	1.4m	1.1m	1.0m	948,257	1.0m	1.0m	1.0m	1.0m	840,181	883,870	898,025	839,103	807,708	825,715	802,129	824,119	588,122	559,449
`10/15`	361,418	487,284	477,690	397,757	433,622	450,010	466,397	442,150	435,416	411,719	448,919	427,343	377,671	336,391	327,294	284,439	353,654	316,681	258,359
`10/11`	18,600	18,600	18,600	18,600	18,600	0	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600
`100`	-	-	-	-	-	0	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600
`11`	-	-	-	-	-	18,600	-	-	-	-	-	-	-	-	-	-	-	-	-
`1100/10`	-	-	-	-	-	18,600	-	-	-	-	-	-	-	-	-	-	-	-	-
`13`	342,301	468,684	459,090	379,157	415,022	431,410	447,797	423,550	416,816	393,119	430,319	408,743	359,071	317,791	308,694	265,839	335,054	298,081	239,759
`130/1`	1,860	1,860	1,860	1,860	1,860	1,860	-	-	-	-	-	-	-	-	-	-	-	-	-
`130`	-	-	-	-	-	0	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860
`1311`	1,860	1,860	1,860	1,860	1,860	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`1319`	-	-	-	-	-	1,860	-	-	-	-	-	-	-	-	-	-	-	-	-
`132`	123,995	128,177	130,723	3,000	3,000	3,000	3,000	3,000	3,000	3,000	3,000	3,000	3,000	3,000	3,000	3,000	3,000	3,000	3,000
`133`	216,445	338,647	326,507	374,297	410,162	426,550	442,937	418,690	411,956	388,259	425,459	403,883	354,211	312,931	303,834	260,979	330,194	293,221	234,899
`14`	517	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`16`	40,332	41,726	42,574	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`168`	40,332	41,726	42,574	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`17/49`	815,108	833,021	610,881	633,979	514,636	552,047	566,992	571,588	605,544	428,462	434,950	470,683	461,432	471,317	498,421	517,690	470,465	271,441	301,090
`17`	77,375	782,092	593,456	617,627	504,205	500,474	507,556	515,466	533,672	403,156	393,502	389,686	396,999	417,062	439,058	383,995	413,312	223,799	262,269
`170/4`	77,375	90,692	103,849	116,845	0	8,622	29,098	49,267	77,471	18,334	28,334	38,334	54,310	78,328	111,900	134,613	157,078	80,676	90,759
`178/9`	0	691,400	489,606	500,782	504,205	491,851	478,458	466,199	456,200	384,822	365,168	351,353	342,689	338,734	327,158	249,382	256,234	143,123	171,510
`42/48`	736,118	49,314	16,626	16,352	10,431	51,573	59,301	54,965	71,873	25,306	41,448	80,997	64,432	54,255	59,363	133,695	57,153	47,642	38,821
`42`	13,317	13,157	12,996	12,844	8,622	20,475	20,169	28,204	29,575	10,000	10,000	15,956	24,018	23,572	22,714	22,464	21,932	10,516	10,582
`44`	3,693	32,951	1,533	3,070	1,808	2,613	3,718	1,681	3,997	306	3,735	3,033	4,116	6,194	1,310	2,060	480	174	1,496
`440/4`	3,693	32,951	1,533	3,070	1,808	2,613	3,718	1,681	3,997	306	3,735	3,033	4,116	6,194	1,310	2,060	480	174	1,496
`46`	-	-	-	-	-	-	-	-	-	-	-	420	420	420	420	420	420	420	-
`45`	1,043	3,205	2,097	438	0	14,901	18,600	8,934	23,583	4,050	16,984	12,177	24,696	18,315	24,514	32,107	21,077	27,172	17,725
`450/3`	1,043	3,205	2,097	438	0	14,901	18,600	8,934	23,583	4,050	16,984	12,177	17,196	14,565	20,764	28,357	17,327	23,422	13,975
`454/9`	-	-	-	-	-	-	-	-	-	-	-	-	7,500	3,750	3,750	3,750	3,750	3,750	3,750
`47/48`	718,065	-	-	-	0	13,584	16,814	16,145	14,718	10,949	10,729	49,411	11,183	5,754	10,405	76,644	13,244	9,360	9,018
`492/3`	1,615	1,615	800	-	-	0	135	1,157	-	-	-	-	-	-	-	-	-	-	-
Income statement
`76A`	5,369	0	171,702	-	-	-	-	-	48,312	3,607	971	25,057	9,199	-	18,804	-	-	-	-
`9900`	19,140	26,433	166,859	2,434	6,373	50,343	68,494	45,901	90,446	20,699	81,859	126,197	77,420	83,383	83,832	80,818	118,380	113,784	111,292
`630`	56,585	43,862	32,377	35,104	19,811	23,191	24,299	24,139	24,406	30,032	27,125	33,885	21,971	22,397	22,585	19,079	44,699	13,185	13,046
`640/8`	5,716	5,118	8,136	2,532	3,010	1,939	3,636	1,891	4,924	4,247	4,528	3,209	3,666	4,786	4,099	4,884	2,576	2,442	766
`66A`	269	-	-	0	786	-	-	-	-	1,778	-	-	675	17,154	1,263	19,497	-	-	-
`9901`	-43,431	-22,546	126,345	-35,202	-17,234	25,213	40,559	19,871	61,116	-13,580	50,205	89,103	51,783	56,200	57,148	56,855	71,105	98,157	97,480
`75/76B`	86,337	49,945	745	1,528	2,047	2,509	22,834	4,488	3,005	312	705	897	9,679	1,320	1,635	1,644	1,654	2,897	11,144
`75`	86,337	49,945	745	1,528	2,047	2,509	22,834	4,488	3,005	312	705	897	9,679	1,320	1,635	1,644	1,654	2,897	11,144
`65/66B`	9,269	18,706	4,583	2,191	1,201	41,999	25,124	25,707	24,437	17,200	16,737	17,459	19,910	21,663	19,761	22,867	22,646	18,782	15,490
`65`	9,269	18,706	4,583	2,191	1,201	41,999	25,124	25,707	24,437	17,200	16,737	17,459	19,910	21,663	19,761	22,867	22,646	18,782	15,490
`9903`	33,637	8,693	122,508	-35,865	-16,389	-14,277	38,269	-1,348	39,684	-28,639	35,144	97,598	50,077	18,703	56,563	16,135	50,113	82,272	93,134
`780`	1,394	849	4	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`680`	-	0	42,578	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`67/77`	-78	-52	-	-	0	2,109	14,022	-8,082	15,987	8,562	13,567	8,926	8,797	9,606	13,708	10,349	13,140	23,950	27,542
`9904`	35,108	9,594	79,933	-35,865	-16,389	-16,387	24,247	6,734	23,697	-37,200	21,577	88,672	41,280	9,097	42,855	5,786	36,973	58,322	65,592
`789`	4,181	2,547	11	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`689`	-	0	127,734	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`9905`	39,289	12,140	-47,790	-35,865	-16,389	-16,387	24,247	6,734	23,697	-37,200	21,577	88,672	41,280	9,097	42,855	5,786	36,973	58,322	65,592
Appropriation of the result
`9906`	39,289	12,140	-47,790	-35,865	-16,389	-16,387	24,247	6,734	23,697	-37,200	21,577	88,672	41,280	9,097	42,855	5,786	36,973	58,322	65,592
`791/2`	160,973	0	47,790	35,865	16,389	16,387	-	-	-	37,200	-	-	-	-	-	69,214	-	-	-
`691/2`	38,772	12,140	-	-	-	0	24,247	6,734	23,697	-	21,577	49,672	41,280	9,097	42,855	-	36,973	58,322	65,592
`6920`	-	12,140	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`6921`	38,772	-	-	-	-	0	24,247	6,734	23,697	-	21,577	49,672	41,280	9,097	42,855	-	36,973	58,322	65,592
`694/7`	160,973	-	-	-	-	-	-	-	-	-	-	39,000	-	-	-	75,000	-	-	-
`694`	160,973	-	-	-	-	-	-	-	-	-	-	-	-	-	-	75,000	-	-	-
`695`	-	-	-	-	-	-	-	-	-	-	-	39,000	-	-	-	-	-	-	-
Social balance sheet
`9087`	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Document	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF

The accounts for 3 older financial years (2004-2006) were filed as documents without figures as data, scans for example.

The notes to these accounts have 23 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 30-01-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

Financial year	Type	Filed	Reference	Document
30-06-2025	abbreviated format	30-01-2026	2026-00023671	PDF
30-06-2024	abbreviated format	30-01-2025	2025-00015617	PDF
30-06-2023	abbreviated format	05-02-2024	2024-00024898	PDF
30-06-2022	abbreviated format	27-01-2023	2023-00005495	PDF
30-06-2021	abbreviated format	25-01-2022	2022-01600160	PDF
30-06-2020	abbreviated format	27-12-2020	2020-77200370	PDF
30-06-2019	abbreviated format	17-01-2020	2020-01400522	PDF
30-06-2018	abbreviated format	14-12-2018	2018-74600324	PDF
30-06-2017	abbreviated format	05-01-2018	2018-00200538	PDF
30-06-2016	abbreviated format	22-12-2016	2016-70800438	PDF
30-06-2015	abbreviated format	22-12-2015	2015-69600362	PDF
30-06-2014	abbreviated format	09-01-2015	2015-00500075	PDF
30-06-2013	abbreviated format	23-12-2013	2013-69300094	PDF
30-06-2012	abbreviated format	29-11-2012	2012-64800100	PDF
30-06-2011	abbreviated format	23-12-2011	2011-64600042	PDF
30-06-2010	abbreviated format	23-12-2011	2011-64600035	PDF
30-06-2009	abbreviated format	14-12-2009	2009-88400158	PDF
30-06-2008	abbreviated format	22-12-2008	2008-85900358	PDF
30-06-2007	abbreviated format	21-12-2007	2007-83800109	PDF
30-06-2006	abbreviated format	12-12-2006	2006-90303851	PDF
30-06-2005	abbreviated format	05-01-2006	2006-00405133	PDF
30-06-2004	abbreviated format	16-12-2004	2004-86001787	PDF

Key figures and ratios

per financial year, computed from the annual accounts

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007
89,414	518,565	140,770	156,674	1,540	0	4,007	26,198	356,068	20,588	23,312	126,943	62,430	21,090	45,579	32,469	244,471	111,531	13,067
-47,562	53,047	-37,415	-38,295	-96,451	54,118	51,358	-28,452	76,952	-29,389	29,378	-14,349	17,974	15,688	-16,419	-41,386	67,441	-62,867	-
29.7%	35.8%	42.2%	38.6%	45.7%	44.9%	45.1%	43.6%	41.8%	49.0%	50.8%	47.6%	45.0%	41.6%	39.6%	35.5%	42.9%	53.8%	46.2%
9.7%	2.0%	16.7%	-9.0%	-3.8%	-3.6%	5.2%	1.5%	5.4%	-9.0%	4.8%	20.7%	10.9%	2.7%	13.1%	2.0%	10.5%	18.4%	25.4%
2.9%	0.7%	7.1%	-3.5%	-1.7%	-1.6%	2.3%	0.7%	2.3%	-4.4%	2.4%	9.9%	4.9%	1.1%	5.2%	0.7%	4.5%	9.9%	11.7%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Securities and guarantees

on own assets and for others

Item	30-06-2025	30-06-2024	30-06-2023	30-06-2022
Debts secured on the company's own assets	-	€103,849	-	-

Source: notes to the 2022 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired

Item	30-06-2025	30-06-2024	30-06-2023	30-06-2022
Tangible fixed assets	€89,414	€518,565	€28,001	€156,674
Intangible fixed assets	-	-	€84,668	-
Financial fixed assets	-	-	€28,101	-
	€56,585	€43,862	€32,377	€35,104

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on J2M

The operating result for 2025 is a loss of €43,431, larger than the loss of €22,546 in 2024. It is the lowest result since 2007.

Debt's share of the balance-sheet total rises from 61.2% to 67.0%. Equity and debt are lower.

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check See what changed in the latest annual accounts.What changed

Annual accounts 2025

Balance sheet

Change in equityin euro

Change in cashin euro

Position in the sector

Solvency29.7%

Return on assets2.9%

Filed annual accounts

Filings

Key figures and ratios

Securities and guarantees

Investments

Insights on J2M

Next steps

in euro

in euro

29.7%

2.9%