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J2L Stables

Active
Private limited companyfounded 1997active for 28 yearsPrinceven 5, 2320 Hoogstraten, BelgiumKBO/BCE: BE 0462.323.972
Summary

J2L Stables has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €163,316 and a net result of -€16,926. Equity remains stable across the filed financial years (±0.1% per year). Its solvency ranks better than 48% of 3,702 sector peers (NACE 01, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisFollow ReportCompare
J2L StablesActiveChecked score 69/100
Risk analysis ReportCompare

Overview

Activity
Raising of horses and other equines
NACE 01430
1 site
Size
€544,213total assets 2025
Equity
€163,316
Loss
-€16,926
Turnover not published (micro format)
Financial health
69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
Parent
L & L FINANCIAL MANAGEMENT · 99%
2025 accounts filed 83 days late2 of 7 deeds summarised
Why 69raises riskLast filed accounts filed 83 days late; 3 of the last 3 lateLiquidity: current ratio 1.44, cash €3,340lowers riskSize: total assets €544,213Founded in 1997Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 24% of its sector peers (NACE 01, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 55+4
equity 30.0% of total assets
Liquidity 14+4
short-term debt 69.5% · cash 0.6%
Profitability 30-6
return on assets -3.1%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (5,688 companies, NACE 01, micro)
Last 24 months 11-2024: 3.3% 12-2024: 3.8%▲ +0.5 percentage points vs 11-2024highest value 01-2025: 1.8%▼ -2.0 percentage points vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 1.8%● unchanged vs 02-2025 04-2025: 1.8%● unchanged vs 03-2025 05-2025: 1.8%● unchanged vs 04-2025 06-2025: 1.7%▼ -0.1 percentage points vs 05-2025 07-2025: 1.7%● unchanged vs 06-2025 08-2025: 2.3%▲ +0.6 percentage points vs 07-2025 09-2025: 2.6%▲ +0.3 percentage points vs 08-2025 10-2025: 3.2%▲ +0.6 percentage points vs 09-2025 11-2025: 1.4%▼ -1.8 percentage points vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.4%● unchanged vs 03-2026 05-2026: 1.4%● unchanged vs 04-2026 06-2026: 1.2%▼ -0.2 percentage points vs 05-2026 07-2026: 1.2%● unchanged vs 06-2026 08-2026: 1.8%▲ +0.6 percentage points vs 07-2026 09-2026: 2.1%▲ +0.3 percentage points vs 08-2026 10-2026: 0.6%▼ -1.5 percentage points vs 09-2026lowest value
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.44, compared with 1.36 in 2024, below the usual 1.5; short-term debt: 69.5% and cash: 0.6% of total assets), and 70% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 01, micro): better than 45% on solvency, 12% on liquidity, 17% on profitability and 22% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 83 days late; 3 of the last 3 late
NBB · filings
lowers risk · Size: total assets €544,213
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1997
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 1.44, cash €3,340
NBB · annual accounts
raises risk · 2025 accounts filed 83 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-10-2026, 83 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
83 days late
2024
70 days late
2023
152 days late
2022
151 days late
2021
152 days late
2020
152 days late
2019
153 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 130 days after the deadline; the sector median (NACE 01) for financial year 2024 is 3 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 December (4 of the last 5 filed years within 68 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Caution: Among the weakest 16% on net resultsector median €7,141 · 3,699 companies -€16,926 View
  • Caution: Latest accounts filed lateafter the legal deadline 83 days View
  • Controlled by L & L FINANCIAL… 99% View

By topic

Financials

Financial year
2025
Total assets
€544,213
Loss
-€16,926
Solvency
30.0%
Total assets▼ 20.3%
Net result
20182025
Go to Financials

Board & ownership

Board
2 members
Parent
L & L FINANCIAL… · 99%
  • LAUWERS GerlindeDirector
  • LUYTEN JolienDirector
Go to Board & ownership

Timeline

Events
32
Since
1999
Next accounts
by 31-07-2027
  1. 29-12-2023Annual accounts filed
  2. 04-08-2023Resignations: LAUWERS Gerlinde (manager) and LUYTEN Jolien…
  3. 20-07-2023Resignation: Luyten Stefaan (director)
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Raising of horses and other equinesNACE 01430
Founded
31-12-1997
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
10
Who signs
Each director alone
Purpose
“De aankoop en verkoop; de import en export, het huren en verhuren, het vervoeren, het…” (deed in Dutch)
Go to Articles of association

Key facts about J2L Stables

What is the company number of J2L Stables?
0462.323.972. In Belgium the VAT number is the company number with BE in front: BE 0462.323.972.
Where is J2L Stables based?
The registered office is at Princeven 5, 2320 Hoogstraten.Company details
What does J2L Stables do?
According to the KBO register, the main activity is raising of horses and other equines (NACE 01430).
What is the legal form of J2L Stables?
Private limited company (BV).
When was J2L Stables founded?
On 31-12-1997.
Is J2L Stables still active?
Yes, J2L Stables is an active enterprise in the KBO register.
How many employees does J2L Stables have?
On average 1 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
What is the turnover of J2L Stables?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is J2L Stables profitable?
In financial year 2025, J2L Stables made a loss of €16,926.
Where can I find the annual accounts of J2L Stables?
J2L Stables filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of J2L Stables due?
By 31-07-2027, for financial year 2026.Timeline

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