J2Fix
ActiveSummary
J2Fix has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €407,804 and a net result of €44,465. Equity is growing by ~49.1% per year across the filed fiscal years. Its solvency ranks better than 45% of 14173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability53▼-22
Solvency49▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.09 in 2024; short-term debt: 22.9% and cash: 0.2% of total assets), and 76.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.8%
Return on assets
2.6%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 05-09-2025, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
51 d early
2023
42 d early
2022
40 d early
2021
12 d early
2020
53 d early
2019
37 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 42 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close26-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€407,804▲ 12.2%
2024 · €363,339
Total assets
€1.7m▲ 3.4%
2024 · €1.7m
Net result
€44,465▼ 49.2%
2024 · €87,583
Working capital
€21,605▼ 37.6%
2024 · €34,644
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€116,503€131,800▲ 13.1%€142,204▲ 7.9%€149,252▲ 5.0%€117,893▼ 21.0%
Net result€96,192€81,987▼ 14.8%€92,519▲ 12.8%€87,583▼ 5.3%€44,465▼ 49.2%
Equity€21,250€183,237▲ 762%€275,757▲ 50.5%€363,339▲ 31.8%€407,804▲ 12.2%
Total assets€1.0m▲ 53.4%€1.3m▲ 30.7%€1.4m▲ 0.8%€1.7m▲ 22.1%€1.7m▲ 3.4%
Debt€1.0m▲ 35.2%€1.2m▲ 15.3%€1.1m▼ 7.0%€1.3m▲ 19.6%€1.3m▲ 0.9%
Working capital-€162,826▲ 63.3%-€126,810▲ 22.1%-€91,503▲ 27.8%€34,644€21,605▼ 37.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.7m
Fixed assets
€1.3m ▲ 6.3%
Current assets
€414,745 ▼ 4.8%
Equity and liabilities €1.7m
Equity
€407,804 ▲ 12.2%
Debt
€1.3m ▲ 0.9%
Debt's share of the balance-sheet total falls from 78.1% to 76.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€180,645▼
2024 · €201,010
Cash flow
€107,217▼
2024 · €139,341
Current ratio
1.05▼
2024 · 1.09
Debt to equity
3.20▼
2024 · 3.56
ROE
10.9%▼
2024 · 24.1%
ROA
2.6%▼
2024 · 5.3%
Interest coverage
3.74▼
2024 · 7.10
Debt ≤ 1 year
€393,140▼
2024 · €400,800
Debt > 1 year
€891,412▲
2024 · €883,329
Income taxes
€25,729▼
2024 · €33,381
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €32,353 | €78,329 | €46,439 | €51,758 | €62,752 | ▲ 21.2% |
| Other operating charges640/8 | - | €5,402 | €6,515 | €7,362 | €7,734 | ▲ 5.1% |
| Gross operating margin9900 | €153,314 | €215,532 | €195,157 | €208,372 | €188,379 | ▼ 9.6% |
| Operating profit (loss)9901 | €116,503 | €131,800 | €142,204 | €149,252 | €117,893 | ▼ 21.0% |
| Financial income75/76B | - | €5 | €0 | €12 | €648 | ▲ 5,179% |
| Recurring financial income75 | €741 | €5 | €0 | €12 | €648 | ▲ 5,179% |
| Financial charges65/66B | - | €17,967 | €21,550 | €28,301 | €48,347 | ▲ 70.8% |
| Recurring financial charges65 | €13,503 | €17,967 | €21,550 | €28,301 | €48,347 | ▲ 70.8% |
| Profit (loss) for the period before taxes9903 | €103,741 | €113,838 | €120,653 | €120,964 | €70,194 | ▼ 42.0% |
| Income taxes67/77 | €7,549 | €31,850 | €28,134 | €33,381 | €25,729 | ▼ 22.9% |
| Profit (loss) for the period9904 | €96,192 | €81,987 | €92,519 | €87,583 | €44,465 | ▼ 49.2% |
| Profit (loss) for the period to be appropriated9905 | €96,192 | €81,987 | €92,519 | €87,583 | €44,465 | ▼ 49.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.0m | €1.3m | €1.4m | €1.7m | €1.7m | ▲ 3.4% |
| Fixed assets21/28 | €937,893 | €1.3m | €1.3m | €1.2m | €1.3m | ▲ 6.3% |
| Tangible fixed assets22/27 | €937,893 | €1.3m | €1.3m | €1.2m | €1.3m | ▲ 6.3% |
| Land and buildings22 | - | €1.3m | €1.3m | €1.2m | €1.3m | ▲ 6.3% |
| Plant, machinery and equipment23 | - | - | - | €1,046 | €800 | ▼ 23.5% |
| Furniture and vehicles24 | - | €1,923 | €1,715 | €8,704 | €10,398 | ▲ 19.5% |
| Current assets29/58 | €92,860 | €79,327 | €106,303 | €435,444 | €414,745 | ▼ 4.8% |
| Amounts receivable within one year40/41 | €39,245 | €17,500 | €96,329 | €369,734 | €408,447 | ▲ 10.5% |
| Trade receivables40 | - | €2,500 | €78,335 | €87,021 | €75,507 | ▼ 13.2% |
| Other amounts receivable41 | - | €15,000 | €17,995 | €282,714 | €332,940 | ▲ 17.8% |
| Current investments50/53 | - | - | - | €60,000 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €51,753 | €56,325 | €5,951 | €5,710 | €4,166 | ▼ 27.0% |
| Deferred charges and accrued income490/1 | - | €5,502 | €4,022 | €0 | €2,131 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.0m | €1.3m | €1.4m | €1.7m | €1.7m | ▲ 3.4% |
| Equity10/15 | €21,250 | €183,237 | €275,757 | €363,339 | €407,804 | ▲ 12.2% |
| Contributions10/11 | - | €86,200 | €86,200 | €86,200 | €86,200 | = |
| Reserves13 | €15,050 | €97,037 | €189,557 | €277,139 | €321,604 | ▲ 16.0% |
| Non-distributable reserves130/1 | - | €13,800 | €13,800 | €13,800 | €13,800 | = |
| Reserves not available under the articles1311 | - | €13,800 | €13,800 | €13,800 | €13,800 | = |
| Distributable reserves133 | - | €83,237 | €175,757 | €263,339 | €307,804 | ▲ 16.9% |
| Profit (loss) carried forward14 | -€67,772 | - | - | - | - | - |
| Amounts payable17/49 | €1.0m | €1.2m | €1.1m | €1.3m | €1.3m | ▲ 0.9% |
| Amounts payable after more than one year17 | €753,817 | €957,692 | €884,260 | €883,329 | €891,412 | ▲ 0.9% |
| Financial debts170/4 | - | €957,692 | €884,260 | €883,329 | €891,412 | ▲ 0.9% |
| Amounts payable within one year42/48 | €255,686 | €206,137 | €197,807 | €400,800 | €393,140 | ▼ 1.9% |
| Current portion of amounts payable after more than one year42 | - | €76,389 | €81,765 | €94,389 | €101,834 | ▲ 7.9% |
| Trade debts44 | - | €3,155 | €8,455 | €17,040 | €6,652 | ▼ 61.0% |
| Suppliers440/4 | - | €3,155 | €8,455 | €17,040 | €6,652 | ▼ 61.0% |
| Taxes, remuneration and social security45 | - | €50,219 | €13,786 | €17,490 | €15,103 | ▼ 13.7% |
| Taxes450/3 | - | €48,519 | €12,086 | €15,790 | €13,403 | ▼ 15.1% |
| Remuneration and social security454/9 | - | €1,700 | €1,700 | €1,700 | €1,700 | = |
| Other amounts payable47/48 | - | €76,374 | €93,800 | €271,881 | €269,551 | ▼ 0.9% |
| Accrued charges and deferred income492/3 | - | €200 | €200 | €10,128 | €21,914 | ▲ 116% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €96,192 | €81,987 | €92,519 | €87,583 | €44,465 | ▼ 49.2% |
| + Depreciation and write-downs630 | €32,353 | €78,329 | €46,439 | €51,758 | €62,752 | ▲ 21.2% |
| Operating cash flow (approximation) | €128,545 | €160,317 | €138,958 | €139,341 | €107,217 | ▼ 23.1% |
| Investment in fixed assets (approximation) | - | -€408,375 | -€30,219 | -€22,191 | -€140,125 | ▼ 531% |
| Change in cash | - | €4,572 | -€50,373 | -€242 | -€1,544 | ▼ 539% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
05-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
10-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 1.09
Current ratio from 0.54 to 1.09.
2023
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Equity above €200,000Eq €275,757 ▲50.5%
3 profitable years in a row build equity to €275,757.
2022
21-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Equity above €150,000Eq €183,237 ▲762%
2 profitable years in a row build equity to €183,237.
2021
19-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Back to profitnet €96,192
Net result €96,192 after 2 loss-making years.
2020
08-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
24-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
12-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alken · 1 establishment unit since 1999
Ground area
547 m²
Building footprint
120 m²
Volume, LiDAR
869 m³
Parcel 73001I0361/00G000, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
J2Fix Vastgoed
since 19992.090.863.902
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73001I0361/00G000 | Flanders | 547 m² | 1 · 120 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,326 companies in sector 68110 we hold annual accounts for 5,384. 3,772 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-03-1999
Fiscal year end31-03
Activities, NACEBEL 2025
68110Buying and selling of own real estate
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.