J & W PARTNERS

Active

Private limited companyfounded 1999active for 27 yearsObberg 83, 1780 Wemmel, BelgiumKBO/BCE: BE 0465.380.363

Summary

The computed 12-month bankruptcy probability of J & W PARTNERS is 2.0% (moderate). The 2025 annual accounts show negative equity (-€131,312) and a net result of -€45,294. Equity is shrinking by about 48% per year across the filed financial years. Its solvency ranks better than 13% of 613 sector peers (NACE 53, financial year 2025). The company has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

J & W PARTNERSActiveChecked score 52/100

Risk analysis Report Compare

Activity

Checked score

Score 2025

52 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 19% of its sector peers (NACE 53, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 0-9

equity -28.0% of total assets

Liquidity 6+2

short-term debt 124.9% · cash 4.4%

Profitability 71-1

return on assets -9.7%

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 2.6% (912 companies, NACE 53, micro)

Last 24 months 11-2024: 2.1% 12-2024: 2.1%● unchanged vs 11-2024 01-2025: 2.2%▲ +0.1 percentage points vs 12-2024 02-2025: 2.2%● unchanged vs 01-2025 03-2025: 2.2%● unchanged vs 02-2025 04-2025: 2.3%▲ +0.1 percentage points vs 03-2025highest value 05-2025: 2.2%▼ -0.1 percentage points vs 04-2025 06-2025: 2.0%▼ -0.2 percentage points vs 05-2025 07-2025: 2.2%▲ +0.2 percentage points vs 06-2025 08-2025: 1.7%▼ -0.5 percentage points vs 07-2025 09-2025: 1.7%● unchanged vs 08-2025 10-2025: 1.7%● unchanged vs 09-2025 11-2025: 1.7%● unchanged vs 10-2025 12-2025: 1.6%▼ -0.1 percentage points vs 11-2025 01-2026: 1.7%▲ +0.1 percentage points vs 12-2025 02-2026: 1.7%● unchanged vs 01-2026 03-2026: 1.7%● unchanged vs 02-2026 04-2026: 1.8%▲ +0.1 percentage points vs 03-2026 05-2026: 1.8%● unchanged vs 04-2026 06-2026: 1.6%▼ -0.2 percentage points vs 05-2026lowest value 07-2026: 1.7%▲ +0.1 percentage points vs 06-2026 08-2026: 2.0%▲ +0.3 percentage points vs 07-2026 09-2026: 2.0%● unchanged vs 08-2026 10-2026: 2.0%● unchanged vs 09-2026

No credit on open account

Liquidity insufficient (current ratio 0.04, compared with 0.05 in 2024, below 1; short-term debt: 124.9% and cash: 4.4% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 53, micro): better than 7% on solvency, 10% on liquidity, 49% on profitability and 12% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Size: turnover €34,606, total assets €469,260

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Loss of €45,294, the second in a row (financial year 2025)

NBB · annual accounts

Negative equity -€131,312

NBB · annual accounts

Sector: Postal and courier activities (NACE 53)

KBO

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year -€131,312

A punctual record breaks

This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.

NBB · 10 filings

Deviation from the deadline

2025

18 days late

2024

9 days early

2023

57 days early

2022

49 days early

2021

5 days late

2020

31 days late

2019

32 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median (NACE 53) for financial year 2024 is 13 days after the deadline, and 56% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 July (4 of the last 5 filed years within 40 days of that day).

Companies Code · seven months

Where today falls in the filing period

29-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

18-08-2026 Annual accounts filedfinancial year 2025 · micro…
22-07-2025 Annual accounts filedfinancial year 2024 · micro…
19-12-2024 Resignations & appointmentsDirector in office

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€131,312 View
Risk: 8 loss-making years in a rowloss financial year 2025 -€45,294 View
Caution: Among the weakest 5% on net resultsector median €5,055 · 616 companies -€45,294 View

By topic

Financials

Financial year: 2025
Turnover: €34,606
Loss: -€45,294
Solvency: -28.0%

Turnover▼ 32.5%

Net result

20182025

Go to Financials

Board & ownership

Board: 1 member

VAN WEMMEL WendyDirector

Go to Board & ownership

Timeline

Events: 31
Since: 2000
Next accounts: by 31-07-2027

04-06-2024Annual accounts filed
12-06-2023Annual accounts filed
17-01-2023Resignation: VAN WEMMEL Wendy (manager)

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Other postal and courier activitiesNACE 53200
Founded: 02-02-1999
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 26

Who signs: Each director alone
Annual meeting: Third Monday of May at 15:00
Purpose: “Alle activiteiten die verband houden met de functie van handelstussenpersoon; Alle…” (deed in Dutch)

Go to Articles of association

Key facts about J & W PARTNERS

What is the company number of J & W PARTNERS?: 0465.380.363. In Belgium the VAT number is the company number with BE in front: BE 0465.380.363.
Where is J & W PARTNERS based?: The registered office is at Obberg 83, 1780 Wemmel.Company details
What does J & W PARTNERS do?: According to the KBO register, the main activity is other postal and courier activities (NACE 53200).
What is the legal form of J & W PARTNERS?: Private limited company (BV).
When was J & W PARTNERS founded?: On 02-02-1999.
Is J & W PARTNERS still active?: Yes, J & W PARTNERS is an active enterprise in the KBO register.
How many employees does J & W PARTNERS have?: On average 0.9 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of J & W PARTNERS?: €34,606 in financial year 2025, according to the filed annual accounts.
Is J & W PARTNERS profitable?: In financial year 2025, J & W PARTNERS made a loss of €45,294.
Where can I find the annual accounts of J & W PARTNERS?: J & W PARTNERS filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of J & W PARTNERS due?: By 31-07-2027, for financial year 2026.Timeline

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Overview

Checked score

Signals

Key points

By topic

Financials

Board & ownership

Timeline

Company details

Articles of association

Key facts about J & W PARTNERS

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