J.V.SYSTEMS
ActiveJ.V.SYSTEMS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €554k and a net result of €216k. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 53% of 7924 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
94
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency92▲+16
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 2.6 against 1.92 in 2024), but 52.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.3%
Return on assets
18.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
3 d early
2023
34 d early
2022
62 d early
2021
39 d early
2020
52 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€554k▲ 63.6%
2024 · €339k
2018: €193k
2019: €193k
2020: €229k
2021: €241k
2022: €213k
2023: €244k
2024: €339k
2018 → 2025
Total assets
€1.17M▲ 21.8%
2024 · €961k
2018: €915k
2019: €946k
2020: €912k
2021: €987k
2022: €959k
2023: €942k
2024: €961k
2018 → 2025
Net result
€216k▲ 120%
2024 · €98k
2018: €3k
2019: €646
2020: €36k
2021: €12k
2022: €21k
2023: €30k
2024: €98k
2018 → 2025
Working capital
€395k▲ 101%
2024 · €197k
2018: €170k
2019: €99k
2020: €100k
2021: €175k
2022: €83k
2023: €77k
2024: €197k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€241k-€213k▼ 11.6%€244k▲ 14.3%€339k▲ 38.9%€554k▲ 63.6%
Operating result€31k-€46k▲ 48.1%€58k▲ 25.5%€152k▲ 163%€336k▲ 121%
Net result€12k-€21k▲ 74.4%€30k▲ 45.4%€98k▲ 222%€216k▲ 120%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 121% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.17M
Fixed assets
€529k▼ 3.9%
Current assets
€642k▲ 56.3%
Equity and liabilities €1.17M
Equity
€554k▲ 63.6%
Debt
€617k▼ 1.0%
The debt ratio falls from 64.8% to 52.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€428k▲
2024 · €259k
Cash flow
€308k▲
2024 · €204k
Solvency
47.3%▲
2024 · 35.2%
Current ratio
2.60▲
2024 · 1.92
Quick ratio
2.48▲
2024 · 1.82
Debt / equity
1.11▼
2024 · 1.84
ROE
38.9%▲
2024 · 28.9%
ROA
18.4%▲
2024 · 10.2%
Interest coverage
24.17▼
2024 · 37.36
Debt
€617k▼
2024 · €623k
Debt ≤ 1 year
€247k▲
2024 · €214k
Debt > 1 year
€328k▼
2024 · €383k
Income taxes
€106k▲
2024 · €50k
Staff costs
€576k▲
2024 · €523k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€961k€1.17M▲
Fixed assets21/28€551k€529k▼
Tangible fixed assets22/27€548k€529k▼
Land and buildings22€409k€415k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€137k€113k▼
Financial fixed assets28€3k€110▼
Current assets29/58€411k€642k▲
Stocks and contracts in progress3€22k€30k▲
Stocks30/36€22k€30k▲
Amounts receivable within one year40/41€62k€87k▲
Trade receivables40€23k€37k▲
Other amounts receivable41€39k€50k▲
Cash at bank and in hand54/58€285k€485k▲
Deferred charges and accrued income490/1€42k€40k▼
Equity and liabilities
Total equity and liabilities10/49€961k€1.17M▲
Equity10/15€339k€554k▲
Contributions10/11€12k€12k=
Reserves13€326k€542k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€326k€542k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€623k€617k▼
Amounts payable after more than one year17€383k€328k▼
Financial debts170/4€383k€328k▼
Amounts payable within one year42/48€214k€247k▲
Current portion of amounts payable after more than one year42€77k€79k▲
Financial debts43€508€1k▲
Credit institutions430/8€508€1k▲
Trade debts44€52k€92k▲
Suppliers440/4€52k€92k▲
Taxes, remuneration and social security45€81k€75k▼
Taxes450/3€27k€26k▼
Remuneration and social security454/9€54k€49k▼
Other amounts payable47/48€3k€0▼
Accrued charges and deferred income492/3€26k€42k▲
Income statement
Code20242025
Remuneration, social security and pensions62€523k€576k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€106k€92k▼
Other operating charges640/8€4k€5k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€785k€1.01M▲
Operating profit (loss)9901€152k€336k▲
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€7k€18k▲
Recurring financial charges65€7k€18k▲
Profit (loss) for the period before taxes9903€148k€321k▲
Income taxes67/77€50k€106k▲
Profit (loss) for the period9904€98k€216k▲
Profit (loss) for the period to be appropriated9905€98k€216k▲
Appropriation of the result
Profit (loss) to be appropriated9906€98k€216k▲
Transfer from equity791/2€3k€0▼
Transfer to equity691/2€98k€216k▲
To other reserves6921€98k€216k▲
Profit to be distributed694/7€3k€0▼
Return on contributions (dividend)694€3k€0▼
Social balance
Average headcount (FTE)90877.57.3▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €216k ▲120%
Operating result €336k, net result €216k, both a record.
31-12
Financial
Equity above €500kEq €554k ▲63.6%
8 profitable years in a row build equity to €554k.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €200kEq €229k ▲18.6%
3 profitable years in a row build equity to €229k.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €646 ▼78.7%
Net result drops to €646, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 2 establishment units since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Disbeekweg 131501 HalleGround area
1,549 m²
Building footprint
324 m²
Volume, LiDAR
2,458 m³
2 parcels, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
J.V. Systems
since 20082.171.868.404
J.V. Systems
since 20192.300.481.692
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23035A0344/00V002 | Flanders | 796 m² | 1 · 140 m² | 12.1 m · 3 fl. |
| 23013A0186/00T002 | Flanders | 752 m² | 1 · 184 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,200 EUR awarded · 1,200 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,200 EUR | 1,200 EUR |
Schemes
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Recognised contractor
1 categoryJ.V.SYSTEMS BV43144
Dual-learning approval
3 live approvalsCommercieel assistent (vwo)
Commercieel assistent duaal (so)
Commerciële organisatie duaal (so)
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Of 22,740 companies in sector 43211 we hold annual accounts for 10,275. 6,192 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2008
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
46431Wholesale of electrical household appliances and audio-video equipment
47559Retail sale of other household articles
47599Retail trade
80090Investigation and security activities
80200Investigation and security activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.