J. V. SOFTWARE DEVELOPMENT
ActiveSummary
J. V. SOFTWARE DEVELOPMENT has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67,220 and a net result of €43,258. Equity is growing by about 21% per year across the filed financial years. Its solvency ranks better than 40% of 21,076 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €67,220
- Profit
- €43,258
Why 94lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 1.35, cash €39,567Size: total assets €137,623Equity €67,220 (48.8% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 42% on solvency, 43% on liquidity, 82% on profitability and 27% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 29 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Highest result from 2019 to 2025net €46,764 ▲5.3%
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result falls in 2025; 2025 is 6% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 26,972 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 94.9% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,972 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,562 | €1,309 | €794 | €4,656 | €19,031 | €22,463 | €22,437 | ▼ 0.1% |
| Other operating charges640/8 | - | - | €874 | €1,018 | €1,091 | €1,047 | €930 | ▼ 11.1% |
| Gross operating margin9900 | €27,430 | €24,756 | €38,124 | €57,326 | €78,835 | €83,573 | €79,928 | ▼ 4.4% |
| Operating profit (loss)9901 | €23,028 | €22,409 | €36,456 | €51,653 | €58,712 | €60,064 | €56,560 | ▼ 5.8% |
| Financial income75/76B | - | - | - | €168 | €33 | €1,585 | €349 | ▼ 78.0% |
| Recurring financial income75 | - | - | - | €168 | €33 | €1,585 | €349 | ▼ 78.0% |
| Financial charges65/66B | - | - | €182 | €457 | €740 | €558 | €386 | ▼ 30.8% |
| Recurring financial charges65 | €233 | €53 | €182 | €457 | €740 | €558 | €386 | ▼ 30.8% |
| Profit (loss) for the period before taxes9903 | €22,795 | €22,356 | €36,274 | €51,363 | €58,005 | €61,091 | €56,522 | ▼ 7.5% |
| Income taxes67/77 | €8,575 | €7,273 | €12,017 | €11,554 | €13,587 | €14,327 | €13,264 | ▼ 7.4% |
| Profit (loss) for the period9904 | €14,220 | €15,083 | €24,257 | €39,809 | €44,419 | €46,764 | €43,258 | ▼ 7.5% |
| Profit (loss) for the period to be appropriated9905 | €14,220 | €15,083 | €24,257 | €39,809 | €44,419 | €46,764 | €43,258 | ▼ 7.5% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €31,503 | €53,221 | €76,789 | €172,760 | €171,340 | €169,692 | €137,623 | ▼ 18.9% |
| Fixed assets21/28 | €1,579 | €1,384 | €591 | €74,276 | €87,451 | €64,988 | €42,551 | ▼ 34.5% |
| Tangible fixed assets22/27 | €1,579 | €1,384 | €591 | €74,276 | €87,451 | €64,988 | €42,551 | ▼ 34.5% |
| Plant, machinery and equipment23 | - | - | - | €1,301 | €1,162 | €1,023 | €884 | ▼ 13.6% |
| Furniture and vehicles24 | - | - | €591 | €72,975 | €86,288 | €63,965 | €41,667 | ▼ 34.9% |
| Current assets29/58 | €29,924 | €51,837 | €76,199 | €98,484 | €83,889 | €104,704 | €95,072 | ▼ 9.2% |
| Amounts receivable within one year40/41 | €13,352 | €16,978 | €16,034 | €12,359 | €14,137 | €14,597 | €34,740 | ▲ 138% |
| Trade receivables40 | - | - | €15,077 | €12,061 | €14,060 | €13,674 | €29,560 | ▲ 116% |
| Other amounts receivable41 | - | - | €958 | €298 | €77 | €924 | €5,180 | ▲ 461% |
| Current investments50/53 | - | - | - | €14,117 | €13,999 | €15,384 | €15,384 | = |
| Cash at bank and in hand54/58 | €16,572 | €34,859 | €59,203 | €66,829 | €50,503 | €69,239 | €39,567 | ▼ 42.9% |
| Deferred charges and accrued income490/1 | - | - | €961 | €5,178 | €5,250 | €5,485 | €5,381 | ▼ 1.9% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €31,503 | €53,221 | €76,789 | €172,760 | €171,340 | €169,692 | €137,623 | ▼ 18.9% |
| Equity10/15 | €18,796 | €32,279 | €54,937 | €53,446 | €78,664 | €78,928 | €67,220 | ▼ 14.8% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €18,600 | €18,600 | €18,600 | = |
| Contributions outside capital11 | - | - | €6,200 | - | - | - | - | - |
| Other1109/19 | - | - | €6,200 | - | - | - | - | - |
| Reserves13 | €12,461 | €24,965 | €47,215 | €47,215 | €59,965 | €59,965 | €48,215 | ▼ 19.6% |
| Non-distributable reserves130/1 | - | - | €1,465 | €1,465 | €1,465 | €1,465 | €1,465 | = |
| Reserves not available under the articles1311 | - | - | €1,465 | €1,465 | €1,465 | €1,465 | €1,465 | = |
| Distributable reserves133 | - | - | €45,750 | €45,750 | €58,500 | €58,500 | €46,750 | ▼ 20.1% |
| Profit (loss) carried forward14 | €135 | €1,114 | €1,521 | €30 | €99 | €363 | €405 | ▲ 11.6% |
| Amounts payable17/49 | €12,707 | €20,942 | €21,853 | €119,314 | €92,676 | €90,764 | €70,402 | ▼ 22.4% |
| Amounts payable after more than one year17 | - | - | - | €47,048 | €30,240 | €12,963 | - | - |
| Financial debts170/4 | - | - | - | €47,048 | €30,093 | €12,963 | - | - |
| Other amounts payable178/9 | - | - | - | - | €147 | - | - | - |
| Amounts payable within one year42/48 | €12,707 | €20,942 | €21,853 | €72,266 | €62,436 | €77,801 | €70,402 | ▼ 9.5% |
| Current portion of amounts payable after more than one year42 | - | - | - | €16,783 | - | - | - | - |
| Financial debts43 | - | - | - | - | €16,955 | €17,130 | €12,963 | ▼ 24.3% |
| Credit institutions430/8 | - | - | - | - | €16,955 | €17,130 | €12,963 | ▼ 24.3% |
| Trade debts44 | €15 | €309 | €339 | €17 | €138 | €99 | €160 | ▲ 61.4% |
| Suppliers440/4 | - | - | €339 | €17 | €138 | €99 | €160 | ▲ 61.4% |
| Taxes, remuneration and social security45 | - | - | €11,021 | €5,643 | €10,637 | €10,173 | €9,157 | ▼ 10.0% |
| Taxes450/3 | - | - | €11,021 | €5,643 | €10,637 | €8,197 | €9,157 | ▲ 11.7% |
| Remuneration and social security454/9 | - | - | - | - | - | €1,976 | - | - |
| Other amounts payable47/48 | - | - | €10,493 | €49,823 | €34,706 | €50,399 | €48,123 | ▼ 4.5% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14,220 | €15,083 | €24,257 | €39,809 | €44,419 | €46,764 | €43,258 | ▼ 7.5% |
| + Depreciation and write-downs630 | €1,562 | €1,309 | €794 | €4,656 | €19,031 | €22,463 | €22,437 | ▼ 0.1% |
| Operating cash flow (approximation) | €15,782 | €16,392 | €25,051 | €44,465 | €63,450 | €69,227 | €65,695 | ▼ 5.1% |
| Investment in fixed assets (approximation) | - | -€1,115 | €0 | -€78,341 | -€32,205 | €0 | €0 | - |
| Change in cash | - | €18,287 | €24,344 | €7,627 | -€16,326 | €18,736 | -€29,672 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (7)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 07-07-2026 | 2026-00262202 |
| 31-12-2024 | micro format | 02-07-2025 | 2025-00216806 |
| 31-12-2023 | micro format | 04-07-2024 | 2024-00205960 |
| 31-12-2022 | micro format | 30-06-2023 | 2023-00180988 |
| 31-12-2021 | micro format | 23-06-2022 | 2022-20086033 |
| 31-12-2020 | micro format | 01-07-2021 | 2021-30300352 |
| 31-12-2019 | micro format | 04-07-2020 | 2020-28200299 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Johan Julien Anita VERSCHOOTEN |
|
Owners and capital
Capital and shareholders
- 28-12-2023 Converted to unavailable equity
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
28-12
Gazette deed
Resignation: Johan Julien Anita VERSCHOOTEN (director)Appointment: Johan Julien Anita VERSCHOOTEN (statutory director) · Capital conversion · Reserve release11 facts ▸
- General meeting, 29-08-2023
- Other provision, “aanpassing statuten en behoud rechtsvorm, statuten aanpassen aan WVV en rechtsvorm behouden” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “opheffing, statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Director resignation, Johan Julien Anita VERSCHOOTEN (director)
- Director appointment, Johan Julien Anita VERSCHOOTEN (statutory director)
- Registered office clause, “Vitsdam 12 C te Bornem, De zetel is gevestigd in het Vlaams Gewest.” (deed in Dutch)
- Amendment of the articles
- Capital
- Board composition, Johan Julien Anita VERSCHOOTEN (statutory director)
- Power of attorney, Johan VAN den NIEUWENHUIZEN
About the unread acts
Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0694.919.381
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 12007B0637/00L002 | Flanders | 216 m² | 1 · 76 m² | 10.3 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Het ontwikkelen van software,het verzorgen van netwerk management en netwerk ondersteuning,webontwikkeling,algemene IT ondersteuning,het…” (deed in Dutch)
5 activities (deed in Dutch)
- Het ontwikkelen van software,het verzorgen van netwerk management en netwerk ondersteuning,webontwikkeling,algemene IT ondersteuning,het stroomlijnen van bedrijfsprocessen en project management. En dit alles in de meest ruime zin;
- Het verlenen van adviezen en dienstprestaties van financiële,technische,commerciële,juridische of administratieve aard,onder meer met betrekking tot analyse en onderzoek,adviesverstrekking,initiatief en organisatie,beheer,controle en toezicht,audit,consulting- en managementprestaties,het opstellen en geven van presentaties allerhande,dit alles in de ruimste zin,met uitzondering van adviesverschaffing inzake beleggingen en geldplaatsingen;
- Het verlenen van bijstand,rechtstreeks of onrechtstreeks op het vlak van administratie en financiën,verkoop,marketing,productie,personeelszaken en algemeen bestuur;
- Het verlenen van alle dienstprestaties en het uitvoeren van alle opdrachten onder de vorm van organisatiestudies,expertises,technische handelingen en raadgevingen of andere op eender welk vlak;
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen,alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten,zoals de aan en verkoop,de bouw,de verbouwing,de binnenhuisinrichting en decoratie,de huur- en verhuur,de ruil,de verkaveling,de onroerende leasing en in het algemeen alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of het productief maken van onroerende goederen of onroerende zakelijke rechten.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- J. V. SOFTWARE DEVELOPMENT
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Bestuursorgaan, met of zonder beperking” (deed in Dutch)“Algemene vergadering, onbepaalde duur” (deed in Dutch)“Algemene vergadering volgens wet of statuten, alleen optredend” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Second Tuesday of June at 19:00