Checked.be · Company dossierhttps://checked.be/en/c/j-v-l-0461090686 · as of 08-10-2026
J.V.L.
Active
Private limited company · founded 1997 · 29 years activeRue de la Renaissance 21, 4451 Juprelle, BelgiumKBO/BCE: BE 0461.090.686
Summary
The computed 12-month bankruptcy probability of J.V.L. is 5.8% (elevated). For J.V.L., at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €5,104 and a net result of €2,391. Equity is growing by ~63.2% per year across the filed fiscal years. Its solvency ranks better than 55% of 5,686 sector peers (NACE 96, fiscal year 2023). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.
Signals- Figures for FY 2023 (filed 01-11-2024)- 2 financial years not filed after the legal deadline; latest accounts 91 days late; 2 of the last 3 late- Two or more financial years not filed- Filed more than 90 days late+ Founded in 1997+ Liquidity: current ratio 1.93, cash €2,802Show the evidence
Checked score
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Average
Solvency53+14
equity 28.5% of total assets
Liquidity45+29
short-term debt 49.2% · cash 15.6%
Profitability77-23
return on assets 13.3%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
5.8%Elevated
0%0.5%1.5%4%10%≥ 25%
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.7% (7,594 companies)
Last 24 months11-2024: 2.7%12-2024: 0.6%▼ -2.1 percentage points vs 11-2024lowest value01-2025: 0.6%● unchanged vs 12-202402-2025: 0.6%● unchanged vs 01-202503-2025: 0.7%▲ +0.1 percentage points vs 02-202504-2025: 0.7%● unchanged vs 03-202505-2025: 0.7%● unchanged vs 04-202506-2025: 0.6%▼ -0.1 percentage points vs 05-202507-2025: 0.7%▲ +0.1 percentage points vs 06-202508-2025: 0.9%▲ +0.2 percentage points vs 07-202509-2025: 1.1%▲ +0.2 percentage points vs 08-202510-2025: 1.5%▲ +0.4 percentage points vs 09-202511-2025: 1.6%▲ +0.1 percentage points vs 10-202512-2025: 2.0%▲ +0.4 percentage points vs 11-202501-2026: 4.5%▲ +2.5 percentage points vs 12-202502-2026: 4.5%● unchanged vs 01-202603-2026: 4.6%▲ +0.1 percentage points vs 02-202604-2026: 4.2%▼ -0.4 percentage points vs 03-202605-2026: 4.2%● unchanged vs 04-202606-2026: 4.2%● unchanged vs 05-202607-2026: 4.2%● unchanged vs 06-202608-2026: 5.8%▲ +1.6 percentage points vs 07-2026highest value09-2026: 5.8%● unchanged vs 08-2026highest value10-2026: 5.8%● unchanged vs 09-2026highest value
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 30-10-2024, 91 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 40 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (1)
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neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
Annual accounts filedfiscal year 2023 · micro…
Weakest financial yearnet €2,391 ▼86.5%
Annual accounts filedfiscal year 2022 · micro…
Key points
Risk: Accounts not fileddeadline was 31-07-2025434 days lateView
Positive: 5 profitable years in a rowprofit 2023: €2,3915 yearsView