J.V.D.H.
ActiveJ.V.D.H. has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €-2k. Equity is shrinking by ~21.1% per year across the filed fiscal years. Its solvency ranks better than 51% of 4852 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability8▼-20
Solvency72=
Growth22=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.83 against 1.8 in 2024; short-term debt: 53.4% and cash: 94.3% of total assets), but 53.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.6%
Return on assets
-8.4%
Age of the figures
18 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 22-09-2025, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 d early
2024
39 d early
2023
9 d early
2022
92 d late
2021
35 d early
2020
329 d late
2019
238 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, full schema
Turnover
€0▼ 100%
2023 · €31k
2019: €66k
2020: €62k
2021: €47k
2022: €52k
2023: €31k
2019 → 2024
EBIT margin
-43.9%▼ 44.4pp
2022 · 0.5%
2019: 7.3%
2020: 9.5%
2021: -13.5%
2022: 0.5%
2019 → 2023
Net result
€-2k
2024 · €2k
2019: €5k
2020: €6k
2021: €-7k
2022: €-10
2023: €-14k
2024: €2k
2019 → 2025
Working capital
€8k▼ 12.4%
2024 · €9k
2019: €21k
2020: €23k
2021: €19k
2022: €20k
2023: €9k
2024: €9k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€47k-€52k▲ 9.8%€31k▼ 40.0%€0▼ 100%
Equity€22k-€22k=€9k▼ 61.5%€10k▲ 18.9%€9k▼ 15.4%
Operating result€-6k-€262€-14k€-959▲ 92.9%€-2k▼ 57.7%
Net result€-7k-€-10▲ 99.8%€-14k▼ 137,190%€2k€-2k
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €959 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19k
Fixed assets
€403▼ 50.1%
Current assets
€18k▼ 14.0%
Equity and liabilities €19k
Equity
€9k▼ 15.4%
Debt
€10k▼ 15.3%
The debt ratio stays at 53.4%.
Key figures and ratios
EBITDA
€-1k▼
2024 · €-555
Cash flow
€-1k▼
2024 · €2k
Solvency
46.6%=
2024 · 46.6%
Current ratio
1.83▲
2024 · 1.80
Quick ratio
1.83▲
2024 · 1.80
Debt / equity
1.15▲
2024 · 1.15
ROE
-18.1%▼
2024 · 15.9%
ROA
-8.4%▼
2024 · 7.4%
Interest coverage
-18.47▼
2024 · -9.25
Debt
€10k▼
2024 · €12k
Debt ≤ 1 year
€10k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€22k€19k▼
Fixed assets21/28€807€403▼
Tangible fixed assets22/27€807€403▼
Furniture and vehicles24€807€403▼
Current assets29/58€21k€18k▼
Stocks and contracts in progress3€0-
Amounts receivable within one year40/41€501€663▲
Other amounts receivable41€501€663▲
Cash at bank and in hand54/58€21k€18k▼
Equity and liabilities
Total equity and liabilities10/49€22k€19k▼
Equity10/15€10k€9k▼
Contributions10/11€75k€75k=
Capital10€75k€75k=
Issued capital100€75k€75k=
Reserves13€7k€7k=
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Profit (loss) carried forward14€-72k€-73k▼
Amounts payable17/49€12k€10k▼
Amounts payable within one year42/48€12k€10k▼
Financial debts43€2k-
Other loans439€2k-
Trade debts44€10k€10k▲
Suppliers440/4€10k€10k▲
Income statement
Code20242025
Turnover70€0-
Goods, raw materials, services and sundry goods60/61€555€1k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€404€404=
Gross operating margin9900€-555€-1k▼
Operating profit (loss)9901€-959€-2k▼
Financial income75/76B€3k-
Recurring financial income75€3k-
Financial charges65/66B€60€60=
Recurring financial charges65€60€60=
Profit (loss) for the period before taxes9903€2k€-2k▼
Profit (loss) for the period9904€2k€-2k▼
Profit (loss) for the period to be appropriated9905€2k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-72k€-73k▼
Profit (loss) brought forward from the previous period14P€-73k€-72k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
22-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
31-03
Financial
Back to profitnet €2k
Net result €2k after 3 loss-making years.
2023
22-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
31-03
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 92 days late
2021
26-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
25-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 329 days late
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 238 days late
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 602 days late
24-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 967 days late
31-03
Financial
Highest result since 2019net €6k ▲19.6%
Operating result €6k, net result €6k, both a record.
2017
15-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 196 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albert Brachetlaan 111020 BrusselGround area
674 m²
Building footprint
288 m²
Volume, LiDAR
2,608 m³
2 parcels, Brussels · tallest building 16.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Théophile Vander Elststraat 13, 1170 Watermaal-Bosvoorde
since 19972.080.526.373
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21816G0089/00Z002 | Brussels | 452 m² | 1 · 161 m² | 13.3 m · 3 fl. |
| 21017D0164/00K007 | Brussels | 222 m² | 1 · 126 m² | 16.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 828 companies in sector 46620 we hold annual accounts for 642. 92 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-01-1997
Fiscal year end31-03
Activities, NACEBEL
46620Wholesale of machine tools
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.