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J. TURNER & C°

Active
Private limited companyfounded 1995active for 30 yearsHoogstraat 73, 2000 Antwerpen, BelgiumKBO/BCE: BE 0456.459.729
Summary

J. TURNER & C° has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57,039 and a net result of €47,611. Equity is shrinking by about 4.9% per year across the filed financial years. Its solvency ranks better than 41% of 21,983 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Activity
Retail sale of beverages, general range
NACE 47252
9 sites
Size
€248,494total assets 2025
Equity
€57,039
Profit
€47,611
Turnover not published (micro format)
Financial health
84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Accounts 44 days early2 of 5 deeds read
Why 84raises risk1 change of registered office in 24 monthsSector: Retail trade (NACE 47)Equity €57,039 (23.0% of total assets)lowers riskLiquidity: current ratio 1.12, cash €187,321Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 72% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Strong
Solvency 48+13
equity 23.0% of total assets
Liquidity 58+8
short-term debt 77.0% · cash 75.4%
Profitability 93+14
return on assets 19.2%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,192 companies, NACE 47, micro)
Last 24 months 11-2024: 1.5% 12-2024: 1.5%● unchanged vs 11-2024 01-2025: 1.5%● unchanged vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.5%● unchanged vs 03-2025 05-2025: 1.5%● unchanged vs 04-2025 06-2025: 1.5%● unchanged vs 05-2025 07-2025: 0.4%▼ -1.1 percentage points vs 06-2025lowest value 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 1.0%▲ +0.6 percentage points vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.1%▲ +0.1 percentage points vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 0.9%▼ -0.2 percentage points vs 06-2026 08-2026: 1.4%▲ +0.5 percentage points vs 07-2026 09-2026: 1.7%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 0.5%▼ -1.2 percentage points vs 09-2026
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.12, compared with 0.74 in 2024, below the usual 1.5; short-term debt: 77% and cash: 75.4% of total assets), and 77% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 39% on solvency, 65% on liquidity, 87% on profitability and 99% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 1.12, cash €187,321
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Equity €57,039 (23.0% of total assets)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €57,039
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 days early
2024
36 days early
2023
26 days late
2022
31 days late
2021
29 days late
2020
19 days early
2019
7 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (4 of the last 5 filed years within 63 days of that day).
Companies Code · seven months
Where today falls in the filing period
12-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Resignation: Paul Smit (director)Appointment: Joanna-Marie Van Thilborgh (director)…
  3. Highest result from 2018 to 2025net €47,611 ▲537%

Key points

  • Caution: Board changedlatest change 01-12-2025 · 1 in office 1 joined · 1 left View
  • Positive: Among the best 13% on net resultsector median €5,144 · 21,964 companies €47,611 View
  • Active since 1995founded 09-11-1995 30 years View

By topic

Financials

Financial year
2025
Total assets
€248,494
Profit
€47,611
Solvency
23.0%
Total assets▲ 162%
Net result
20182025
Go to Financials

Timeline

Events
35
Since
1997
Next accounts
by 31-07-2027
  1. 08-09-2025Registered office
  2. 25-06-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
9
Legal form
Private limited company
Activity
Retail sale of beverages, general rangeNACE 47252
Founded
09-11-1995
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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