J. TROCH
ActiveSummary
J. TROCH has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.5m and a net result of -€212,778. Equity is shrinking by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 92% of 2025 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability3▲+2
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90,000 at 30 days acceptable
Liquidity ample (current ratio 6.86 against 13.13 in 2023; short-term debt: 11.5% and cash: 0.5% of total assets), and 11.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
88.5%
Return on assets
-12.5%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€212,778
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-07-2025, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
10 d early
2023
4 d early
2022
9 d early
2021
32 d early
2020
46 d early
2019
70 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€1.5m▼ 25.5%
2023 · €2.0m
Total assets
€1.7m▼ 18.3%
2023 · €2.1m
Net result
-€212,778▲ 29.1%
2023 · -€299,975
Working capital
€1.1m▲ 53.6%
2023 · €745,779
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€96,837-€174,287▼ 80.0%-€189,351▼ 8.6%-€152,658▲ 19.4%-€321,971▼ 111%
Net result-€18,564below the sector's middle half€163,669above the sector's middle half-€464,802below the sector's middle half-€299,975below the sector's middle half▲ 35.5%-€212,778below the sector's middle half▲ 29.1%
Equity€3.6mabove the sector's middle half▼ 0.5%€3.7mabove the sector's middle half▲ 4.6%€3.3mabove the sector's middle half▼ 12.5%€2.0mabove the sector's middle half▼ 38.3%€1.5mabove the sector's middle half▼ 25.5%
Total assets€3.7mabove the sector's middle half▼ 2.0%€3.8mabove the sector's middle half▲ 3.9%€3.4mabove the sector's middle half▼ 11.5%€2.1mabove the sector's middle half▼ 38.5%€1.7mabove the sector's middle half▼ 18.3%
Debt€101,527▼ 36.4%€82,629▼ 18.6%€108,294▲ 31.1%€61,470▼ 43.2%€195,337▲ 218%
Working capital€2.1mabove the sector's middle half▼ 7.0%€2.2mabove the sector's middle half▲ 9.2%€1.9mabove the sector's middle half▼ 17.1%€745,779above the sector's middle half▼ 59.9%€1.1mabove the sector's middle half▲ 53.6%
Solvency97.2%above the sector's middle half▲ 1.5pp97.8%above the sector's middle half▲ 0.6pp96.8%above the sector's middle half▼ 1.0pp97.0%above the sector's middle half▲ 0.2pp88.5%above the sector's middle half▼ 8.6pp
Current ratio21.24above the sector's middle half▲ 4.9028.15above the sector's middle half▲ 6.9118.17above the sector's middle half▼ 9.9813.13above the sector's middle half▼ 5.046.86above the sector's middle half▼ 6.27
Return on assets (ROA)-0.5%within the sector's middle half▼ 6.5pp4.3%within the sector's middle half▲ 4.8pp-13.8%below the sector's middle half▼ 18.1pp-14.5%below the sector's middle half▼ 0.7pp-12.5%below the sector's middle half▲ 1.9pp
above
within
below
the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €321,971 in 2024 against €152,658 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.7m
Fixed assets
€355,711 ▼ 72.0%
Current assets
€1.3m ▲ 66.1%
Equity and liabilities €1.7m
Equity
€1.5m ▼ 25.5%
Debt
€195,337 ▲ 218%
Debt's share of the balance-sheet total rises from 3.0% to 11.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€289,992▼
2023 · -€33,173
Cash flow
-€180,799▼
2023 · -€180,490
Debt to equity
0.13▲
2023 · 0.03
ROE
-14.2%▲
2023 · -14.9%
Interest coverage
-16.50▼
2023 · -0.17
Debt ≤ 1 year
€195,337▲
2023 · €61,470
Income taxes
€852▲
2023 · €571
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 928 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 90% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.1%
went bankrupt
8.7%
stopped otherwise
90%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 928 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €2,230 | €0 | €4,391 | €8,347 | ▲ 90.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €109,680 | €117,982 | €126,017 | €119,485 | €31,979 | ▼ 73.2% |
| Other operating charges640/8 | - | €4,886 | €9,075 | €6,741 | €7,824 | ▲ 16.1% |
| Non-recurring operating charges66A | - | - | €9,386 | €0 | €132,347 | - |
| Gross operating margin9900 | €17,394 | -€51,418 | -€44,873 | -€26,432 | -€149,822 | ▼ 467% |
| Operating profit (loss)9901 | -€96,837 | -€174,287 | -€189,351 | -€152,658 | -€321,971 | ▼ 111% |
| Financial income75/76B | - | €472,609 | €161,409 | €43,126 | €127,626 | ▲ 196% |
| Recurring financial income75 | €206,030 | €472,609 | €161,409 | €43,126 | €127,626 | ▲ 196% |
| Financial charges65/66B | - | €85,877 | €436,210 | €189,872 | €17,581 | ▼ 90.7% |
| Recurring financial charges65 | €127,136 | €85,877 | €436,210 | €189,872 | €17,581 | ▼ 90.7% |
| Profit (loss) for the period before taxes9903 | -€17,943 | €212,446 | -€464,152 | -€299,404 | -€211,926 | ▲ 29.2% |
| Income taxes67/77 | €621 | €48,777 | €650 | €571 | €852 | ▲ 49.2% |
| Profit (loss) for the period9904 | -€18,564 | €163,669 | -€464,802 | -€299,975 | -€212,778 | ▲ 29.1% |
| Profit (loss) for the period to be appropriated9905 | -€18,564 | €163,669 | -€464,802 | -€299,975 | -€212,778 | ▲ 29.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.7m | €3.8m | €3.4m | €2.1m | €1.7m | ▼ 18.3% |
| Fixed assets21/28 | €1.5m | €1.5m | €1.4m | €1.3m | €355,711 | ▼ 72.0% |
| Tangible fixed assets22/27 | €1.5m | €1.5m | €1.4m | €1.3m | €355,416 | ▼ 72.0% |
| Land and buildings22 | - | €845,054 | €845,824 | €826,008 | €322,977 | ▼ 60.9% |
| Plant, machinery and equipment23 | - | €557,265 | €523,377 | €430,653 | €23,143 | ▼ 94.6% |
| Furniture and vehicles24 | - | €83,204 | €35,446 | €11,404 | €9,295 | ▼ 18.5% |
| Financial fixed assets28 | €290 | €295 | €295 | €295 | €295 | = |
| Current assets29/58 | €2.2m | €2.3m | €2.0m | €807,248 | €1.3m | ▲ 66.1% |
| Amounts receivable after more than one year29 | - | €995,000 | €1.1m | €177,772 | €12,772 | ▼ 92.8% |
| Other amounts receivable291 | - | €995,000 | €1.1m | €177,772 | €12,772 | ▼ 92.8% |
| Amounts receivable within one year40/41 | €20,871 | €64,901 | €119,884 | €36,805 | €1.1m | ▲ 3,020% |
| Trade receivables40 | - | €666 | €41,956 | €4,376 | €367,491 | ▲ 8,297% |
| Other amounts receivable41 | - | €64,235 | €77,927 | €32,429 | €780,857 | ▲ 2,308% |
| Current investments50/53 | €1.9m | €1.2m | €685,190 | €558,448 | €168,220 | ▼ 69.9% |
| Cash at bank and in hand54/58 | €57,679 | €27,023 | €59,272 | €28,828 | €7,750 | ▼ 73.1% |
| Deferred charges and accrued income490/1 | - | €41,260 | €18,120 | €5,395 | €3,898 | ▼ 27.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.7m | €3.8m | €3.4m | €2.1m | €1.7m | ▼ 18.3% |
| Equity10/15 | €3.6m | €3.7m | €3.3m | €2.0m | €1.5m | ▼ 25.5% |
| Contributions10/11 | - | €179,656 | €179,656 | €179,656 | €179,656 | = |
| Reserves13 | €3.4m | €3.6m | €3.1m | €1.8m | €1.3m | ▼ 28.0% |
| Distributable reserves133 | - | €3.6m | €3.1m | €1.8m | €1.3m | ▼ 28.0% |
| Profit (loss) carried forward14 | -€18,564 | -€14,895 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €101,527 | €82,629 | €108,294 | €61,470 | €195,337 | ▲ 218% |
| Amounts payable within one year42/48 | €101,527 | €82,629 | €108,294 | €61,470 | €195,337 | ▲ 218% |
| Trade debts44 | €41,105 | €24,581 | €36,658 | €1,378 | €22,761 | ▲ 1,552% |
| Suppliers440/4 | - | €24,581 | €36,658 | €1,378 | €22,761 | ▲ 1,552% |
| Taxes, remuneration and social security45 | - | €58,049 | €52,396 | €6,467 | €53,052 | ▲ 720% |
| Taxes450/3 | - | €56,049 | €52,396 | €6,467 | €53,052 | ▲ 720% |
| Remuneration and social security454/9 | - | €2,000 | €0 | - | - | - |
| Other amounts payable47/48 | - | - | €19,240 | €53,625 | €119,524 | ▲ 123% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€18,564 | €163,669 | -€464,802 | -€299,975 | -€212,778 | ▲ 29.1% |
| + Depreciation and write-downs630 | €109,680 | €117,982 | €126,017 | €119,485 | €31,979 | ▼ 73.2% |
| Operating cash flow (approximation) | €91,116 | €281,651 | -€338,785 | -€180,490 | -€180,799 | ▼ 0.2% |
| Investment in fixed assets (approximation) | - | -€93,558 | -€45,141 | €17,096 | €880,671 | ▲ 5,051% |
| Change in cash | - | -€30,656 | €32,249 | -€30,444 | -€21,078 | ▲ 30.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
21-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€464,802
Net result drops to -€464,802, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €163,669
Net result €163,669 after one loss-making year.
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 70 days late
2019
31-12
Financial
Highest result since 2018net €223,501 ▲303%
Operating result €224,117, net result €223,501, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 61 days late
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1996
Ground area
1,826 m²
Building footprint
280 m²
Volume, LiDAR
1,406 m³
2 parcels, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
J. TROCH
since 19962.075.166.035
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034D0094/00D000 | Flanders | 1,280 m² | 1 · 200 m² | 10.1 m · 2 fl. |
| 44813E0499/00E000 | Flanders | 546 m² | 1 · 79 m² | 2.8 m |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600QOAX39V6ISA632
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Of 666 companies in sector 77320 we hold annual accounts for 491. 327 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-12-1995
Fiscal year end31-12
Activities, NACEBEL 2025
77320Rental and leasing activities
82990Other business support services
59201Sound recording
59202Motion picture, video and television programme production, sound recording and music publishing activities
59203Motion picture, video and television programme production, sound recording and music publishing activities
68201Renting and operating of own or leased residential real estate, excluding social housing
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0456892368
Also
9925:BE0456892368
Registered
30-10-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.