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J.T.O.

Active
Private limited companyfounded 2015active for 11 yearsOude Schrieksebaan 85A, 2820 Bonheiden, BelgiumKBO/BCE: BE 0639.968.881
Summary

J.T.O. has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€363,299) and a net result of -€112,855. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 5% of 8,575 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Overview

Official details

Source: KBO
Status
Active since 06-10-2015 Normal situation
Activity
Public relations and communication consultancy NACE 73300and 6 others
Establishment unit
2.246.240.876 2820 Bonheiden, since 06-10-2015
Financial year end
31 December
Peppol
Reachable since 27-03-2026

Board and ownership

Board
  • Cos KatrienDirector · since 06-10-2015
  • Cos LucDirector · since 06-10-2015

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Annual accounts 2025
Gross margin
-€18,318
▲ 61.1%
Loss
€112,855
▼ 20.7%
Equity
-€363,299
▼ 45.1%
Total assets
€109,611
▲ 53.9%
Staff
9.5 FTE
▲ 41.8%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 27 days after the deadline
Turnover not published (abbreviated or micro format)
Filed on 27-08-2026
Score breakdownraises riskCapped at 59: negative equityLoss of €112,855, the second in a row (financial year 2025)Negative equity -€363,299lowers riskSize: total assets €109,611Sector: Advertising, market research and public relations activities (NACE 73)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 8% of micro companies in advertising and market research (NACE 73)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 0=
equity -331.4% of total assets
Liquidity 14-19
short-term debt 415.6% · cash 11.1%
Profitability 0=
return on assets -103.0%
Bankruptcy probability within 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,227 companies, NACE 73, micro)
Last 24 months 12-2024: 2.5% 01-2025: 2.5%● unchanged vs 12-2024 02-2025: 2.5%● unchanged vs 01-2025 03-2025: 2.4%▼ -0.1 percentage points vs 02-2025 04-2025: 2.4%● unchanged vs 03-2025 05-2025: 2.4%● unchanged vs 04-2025 06-2025: 2.3%▼ -0.1 percentage points vs 05-2025 07-2025: 2.3%● unchanged vs 06-2025 08-2025: 3.1%▲ +0.8 percentage points vs 07-2025highest value 09-2025: 1.6%▼ -1.5 percentage points vs 08-2025 10-2025: 1.6%● unchanged vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.6%● unchanged vs 12-2025 02-2026: 1.6%● unchanged vs 01-2026 03-2026: 1.5%▼ -0.1 percentage points vs 02-2026 04-2026: 1.6%▲ +0.1 percentage points vs 03-2026 05-2026: 1.6%● unchanged vs 04-2026 06-2026: 1.5%▼ -0.1 percentage points vs 05-2026 07-2026: 1.6%▲ +0.1 percentage points vs 06-2026 08-2026: 2.1%▲ +0.5 percentage points vs 07-2026 09-2026: 1.5%▼ -0.6 percentage points vs 08-2026 10-2026: 1.5%● unchanged vs 09-2026lowest value 11-2026: 1.5%● unchanged vs 10-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.14 (0.15 in 2024), below 1. Short-term debt is 415.6% and cash 11.1% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 5% of them on solvency, 8% on liquidity, 6% on profitability and 15% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €109,611
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Loss of €112,855, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Negative equity -€363,299
NBB · annual accounts
lowers risk · Sector: Advertising, market research and public relations activities (NACE 73)
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€363,299
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
27 days late
2024
12 days late
2023
2 days early
2022
31 days late
2021
31 days late
2020
3 days early
2019
49 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 7 days after the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€363,299 View
  • Risk: 6 loss-making years in a rowloss in financial year 2025 -€112,855 View
  • Caution: Lower solvency than 95% of companies in advertising and market researchsector median 53.4% · 8,575 companies -331.4% View
  • Caution: Equity fell in 2025from -€250,444 to -€363,299 ▼ 45.1% View

Recent changes

  1. · Gazette deed Registered office moved from Keerbergen to Bonheiden
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as J.T.O.: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €97,200 and €124,000, founded between 2014 and 2016.

CompanyTotal assetsGross margin
J.T.O. Bonheiden€109,611-€18,318
All-Ro Act Bonheiden€115,625-€17,546
GLASSROOTS Kontich€99,090-€8,982
Delcampo Antwerpen€123,682-€11,911
Wonder Projects Wezembeek-Oppem€116,724€192
JP CONSTRUCT Lasne€97,248-€22,817
TAMAVE Hoegaarden€116,393-€848
Full comparison

Key facts about J.T.O.

What is the company number of J.T.O.?
The company number of J.T.O. is 0639.968.881. The VAT number is the same number with BE in front: BE 0639.968.881.
Where is J.T.O. based?
The registered office is at Oude Schrieksebaan 85A, 2820 Bonheiden.Company details
What does J.T.O. do?
According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
What is the legal form of J.T.O.?
The legal form of J.T.O. is Private limited company (BV).
When was J.T.O. founded?
J.T.O. was founded on 06-10-2015.
Is J.T.O. still active?
Yes, J.T.O. is an active enterprise in the KBO register.
How many employees does J.T.O. have?
J.T.O. had an average of 9.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of J.T.O.?
The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.
Is J.T.O. profitable?
In financial year 2025, J.T.O. made a loss of €112,855.
Where can I find the annual accounts of J.T.O.?
J.T.O. filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of J.T.O. due?
J.T.O. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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