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J & T INVEST

Active
Private limited companyfounded 1991active for 35 yearsBoterlaarbaan 108, 2100 Antwerpen, Belgium12 active companies are registered at this addressKBO/BCE: BE 0443.687.403

From the official registers: KBO 35 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

J & T INVEST has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €294,949 and a net result of €18,917. Equity has been growing by about 5.2% per year since 2019. Its solvency ranks better than 43% of 376 sector peers (NACE 46, financial year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

KBO
Status
Active since 19-03-1991 Normal situation
Legal form
Private limited company
Registered office
Boterlaarbaan 108, 2100 Antwerpen
Activity
Agents in the wholesale of textiles, clothing, fur, footwear and leather goods NACE 46160and 2 others
Establishment unit
2.052.840.296 2100 Antwerpen, since 23-05-1991
Financial year end
31 March
Peppol
Reachable since 23-06-2025

Financial position

95 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 31-03-2026
Gross margin
€96,012
▲ 9.6%
Turnover
≈ €450,000
estimated
Profit
€18,917
▲ 22.2%
Equity
€294,949
▲ 6.9%
Total assets
€850,401
▼ 3.9%
2026 accounts filed 2 days before the deadline
Filed on 29-10-2026at the National Bank
Score breakdownraises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 4.04, cash €257,226Figures for financial year 2026 (filed on 29-10-2026)Size: total assets €850,401Show the evidence

Checked score

Score 2026
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 59% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2025
Strong
Solvency 60+4
equity 34.7% of total assets
Liquidity 88+3
short-term debt 7.5% · cash 30.2%
Profitability 64-2
return on assets 2.2%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025lowest value 06-2025: 0.1%▲ +0.1 percentage points vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.2%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.1%▼ -0.1 percentage points vs 09-2026
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.04 (4.21 in 2025), above the usual 1.5. Short-term debt is 7.5% and cash 30.2% of total assets. However, 65.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 44% of them on solvency, 88% on liquidity, 47% on profitability and 59% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 4.04, cash €257,226
NBB · annual accounts
lowers risk · Figures for financial year 2026 (filed on 29-10-2026)
NBB · annual accounts
lowers risk · Size: total assets €850,401
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 29-10-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
2 days early
2025
130 days early
2024
9 days early
2023
6 days early
2022
125 days early
2021
34 days early
2020
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 39 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 22 October (4 of the last 5 filed years within 116 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 83% of companies in wholesale tradesector median €71,434 · 378 companies €294,949 View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 6 years View
  • Positive: 6 profitable years in a rowprofit 2026: €18,917 6 years View

Documents

Annual accounts at the NBB

All 35 annual accounts

Articles and registers

Key facts about J & T INVEST

What is the company number of J & T INVEST?
The company number of J & T INVEST is 0443.687.403. The VAT number is the same number with BE in front: BE 0443.687.403.
Where is J & T INVEST based?
The registered office is at Boterlaarbaan 108, 2100 Antwerpen.Company details
What does J & T INVEST do?
According to the KBO register, the main activity is agents in the wholesale of textiles, clothing, fur, footwear and leather goods (NACE 46160).
What is the legal form of J & T INVEST?
The legal form of J & T INVEST is Private limited company (BV).
When was J & T INVEST founded?
J & T INVEST was founded on 19-03-1991.
Is J & T INVEST still active?
Yes, J & T INVEST is an active enterprise in the KBO register.
What is the turnover of J & T INVEST?
The turnover in financial year 2026 is ≈ €450,000. This figure is estimated from the gross margin of €96,012 and 30 comparable companies (NACE 461). It probably lies between €230,000 and €1.0m.Financials
Is J & T INVEST profitable?
In financial year 2026, J & T INVEST made a profit of €18,917.
Where can I find the annual accounts of J & T INVEST?
J & T INVEST filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2026.Annual accounts at the National Bank
When are the next annual accounts of J & T INVEST due?
J & T INVEST must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

Comparable companies

These companies have the same main activity as J & T INVEST: agents in the wholesale of textiles, clothing, fur, footwear and leather goods (NACE 46160). They are comparable in size and age: total assets between €607,000 and €1.1m, founded between 1980 and 1996.

CompanyTotal assetsGross margin
J & T INVEST Antwerpen€0.9m€0.1m
OPTIGANCE Brasschaat€0.6m€0.09m
The Factory Wetteren€1.0m€0.08m
STUDIO LUNGARNO Boortmeerbeek€1.1m€0.09m
Groep Demeyer Meise€1.1m€0.2m
DECREM FABIENNE Halle€0.8m€0.08m
DE COCK FASHION Meise€0.6m€0.1m
Full comparison

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