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J.T.C.-CONSTRUCT

Active
Private limited companyfounded 2005active for 21 yearsWondelgemkaai 13, 9000 Gent, BelgiumKBO/BCE: BE 0876.880.097
Summary

J.T.C.-CONSTRUCT has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79,181 and a net result of -€13,968. Equity has been growing by about 14% per year since 2018. Its solvency ranks better than 17% of 9,898 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 12-10-2005 Normal situation
Activity
Other specialised construction activities NACE 43990and 5 others
Establishment unit
2.153.282.511 9000 Gent, since 02-05-2006
Financial year end
31 December
Peppol
Reachable since 28-11-2025

Board and ownership

Financial position

85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€65,782
▼ 59.2%
Turnover
≈ €350,000
estimated
Loss
€13,968
Equity
€79,181
▼ 15.0%
Total assets
€478,665
▼ 5.5%
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Equity €79,181 (16.5% of total assets)lowers riskSize: total assets €478,665Liquidity: current ratio 1.05, cash €181,387Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 35% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 42-1
equity 16.5% of total assets
Liquidity 69+48
short-term debt 55.2% · cash 37.9%
Profitability 65-23
return on assets -2.9%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.9% 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025highest value 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.8%▼ -0.1 percentage points vs 05-2025 07-2025: 0.9%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▼ -0.6 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.05 (0.67 in 2024), below the usual 1.5. Short-term debt is 55.2% and cash 37.9% of total assets. 83.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 19% of them on solvency, 68% on liquidity, 32% on profitability and 21% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Size: total assets €478,665
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €79,181 (16.5% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.05, cash €181,387
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 9898 sector peers (2025).
NBB · sector comparison
Position among 9898 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 days early
2024
14 days early
2023
16 days early
2022
24 days early
2021
67 days early
2020
31 days early
2019
28 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 26 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €78,650 in 2024 -€13,968 View
  • Caution: Lower net result than 87% of companies in specialised constructionsector median €26,845 · 9,890 companies -€13,968 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Resignation: COPPENOLLE Patricia (statutory director)
  2. · Gazette deed Resignation: Patricia Coppenolle (director)Appointment: Carlos Pascual-Madorran (director)
  3. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as J.T.C.-CONSTRUCT: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €420,000 and €600,000, founded between 2004 and 2007.

CompanyTotal assetsGross margin
J.T.C.-CONSTRUCT Gent€478,665€65,782
Bronselaer Merelbeke-Melle€419,844€59,992
KDR INVEST Merelbeke-Melle€549,167€78,797
DESMEDT CARL Maldegem€581,854€66,174
DELTA VN Zulte€599,757€66,888
NOAH Beveren-Kruibeke-Zwijndrecht€481,957€70,993
PVH Water-Wellness Wuustwezel€481,706€74,189
Full comparison

Key facts about J.T.C.-CONSTRUCT

What is the company number of J.T.C.-CONSTRUCT?
The company number of J.T.C.-CONSTRUCT is 0876.880.097. The VAT number is the same number with BE in front: BE 0876.880.097.
Where is J.T.C.-CONSTRUCT based?
The registered office is at Wondelgemkaai 13, 9000 Gent.Company details
What does J.T.C.-CONSTRUCT do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of J.T.C.-CONSTRUCT?
The legal form of J.T.C.-CONSTRUCT is Private limited company (BV).
When was J.T.C.-CONSTRUCT founded?
J.T.C.-CONSTRUCT was founded on 12-10-2005.
Is J.T.C.-CONSTRUCT still active?
Yes, J.T.C.-CONSTRUCT is an active enterprise in the KBO register.
What is the turnover of J.T.C.-CONSTRUCT?
The turnover in financial year 2025 is ≈ €350,000. This figure is estimated from the gross margin of €65,782 and 90 comparable companies (NACE 43990). It probably lies between €230,000 and €660,000.Financials
Is J.T.C.-CONSTRUCT profitable?
In financial year 2025, J.T.C.-CONSTRUCT made a loss of €13,968.
Where can I find the annual accounts of J.T.C.-CONSTRUCT?
J.T.C.-CONSTRUCT filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of J.T.C.-CONSTRUCT due?
J.T.C.-CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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