J.S.T.
ActiveSummary
J.S.T. has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €4k. Equity is growing by ~18.3% per year across the filed fiscal years. Its solvency ranks better than 81% of 2043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-29
Solvency100▲+5
Growth52▼-6
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 5.08 against 3.3 in 2024; short-term debt: 19.7% and cash: 18.6% of total assets), and 19.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 16-10-2025, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
31 d early
2023
34 d early
2022
31 d early
2021
19 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€25k▲ 18.3%
2024 · €21k
2019: €22k
2020: €28k
2021: €3k
2022: €9k
2023: €14k
2024: €21k
2019 → 2025
Total assets
€31k▲ 2.6%
2024 · €30k
2019: €60k
2020: €54k
2021: €17k
2022: €22k
2023: €22k
2024: €30k
2019 → 2025
Net result
€4k▼ 45.7%
2024 · €7k
2019: €6k
2020: €6k
2021: €-25k
2022: €6k
2023: €5k
2024: €7k
2019 → 2025
Working capital
€25k▲ 18.3%
2024 · €21k
2019: €15k
2020: €21k
2021: €-1k
2022: €7k
2023: €13k
2024: €21k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€9k▲ 197%€14k▲ 61.1%€21k▲ 50.8%€25k▲ 18.3%
Operating result€-24k-€6k€6k▼ 1.5%€8k▲ 27.3%€4k▼ 51.3%
Net result€-25k-€6k€5k▼ 7.9%€7k▲ 34.0%€4k▼ 45.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €31k
Equity
€25k ▲ 18.3%
Debt
€6k ▼ 33.5%
Debt's share of the balance-sheet total falls from 30.3% to 19.7%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
5.08▲
2024 · 3.30
Debt to equity
0.24▼
2024 · 0.44
ROE
15.5%▼
2024 · 33.7%
ROA
12.4%▼
2024 · 23.5%
Debt ≤ 1 year
€6k▼
2024 · €9k
Income taxes
€577▼
2024 · €948
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€30k€31k▲
Current assets29/58€30k€31k▲
Amounts receivable within one year40/41€30k€25k▼
Trade receivables40€15k€3k▼
Other amounts receivable41€15k€22k▲
Cash at bank and in hand54/58€16€6k▲
Deferred charges and accrued income490/1€224€189▼
Equity and liabilities
Total equity and liabilities10/49€30k€31k▲
Equity10/15€21k€25k▲
Contributions10/11€6k€6k=
Reserves13€14k€18k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€12k€16k▲
Profit (loss) carried forward14€553€558▲
Amounts payable17/49€9k€6k▼
Amounts payable within one year42/48€9k€6k▼
Financial debts43€314-
Credit institutions430/8€314-
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€5k€4k▼
Taxes450/3€5k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€530-
Other operating charges640/8€756€715▼
Gross operating margin9900€9k€4k▼
Operating profit (loss)9901€8k€4k▼
Financial income75/76B€514€985▲
Recurring financial income75€514€985▲
Financial charges65/66B€253€349▲
Recurring financial charges65€253€349▲
Profit (loss) for the period before taxes9903€8k€4k▼
Income taxes67/77€948€577▼
Profit (loss) for the period9904€7k€4k▼
Profit (loss) for the period to be appropriated9905€7k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€4k▼
Profit (loss) brought forward from the previous period14P€543€553▲
Transfer to equity691/2€7k€4k▼
To other reserves6921€7k€4k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
16-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €7k ▲34%
Net result €7k, the highest in the series.
2023
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
2021
12-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Weakest financial yearnet €-25k ▼539%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
12-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 42 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Baasrodestraat (BAA) 2229200 DendermondeGround area
813 m²
Building footprint
143 m²
Volume, LiDAR
629 m³
Parcel 42002B0004/00L000, Flanders · tallest building 10.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
J.S.T.
since 20062.155.945.259
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42002B0004/00L000 | Flanders | 813 m² | 1 · 143 m² | 10.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COS STUDIO
BE 1032.116.622
Chaudfontaine · Eq €24,620
TDEX Sport Consult
BE 0785.544.008
Overijse · Eq €24,818
ZIENSWIJZEN
BE 0799.157.363
Zutendaal · Eq €24,844
BE STRONG
BE 0753.627.840
Wervik · Eq €25,043
Rasmus Jørgensen
BE 0718.968.453
Lommel · Eq €25,057
Of 13,492 companies in sector 85510 we hold annual accounts for 718. 601 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-06-2006
Fiscal year end31-03
Activities, NACEBEL 2025
85510Sports and recreation education
47639Retail sale of other sporting goods
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.