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J.S. SERVICES

Active
Private limited companyfounded 199036 yrs activeKeizer Karellaan 30, 1083 Ganshoren, BelgiumKBO/BCE: BE 0439.833.236
Summary

J.S. SERVICES has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €485,891 and a net result of €25,102. Equity is growing by ~17% per year across the filed fiscal years. Its solvency ranks better than 90% of 3638 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Certified accountants and tax accountants
NACE 69201Legal and accounting activities NACE 69202NACE 74121
#6 oldest company in Ganshoren, Professional and technical services sector1 site
Size
€542,515total assets 2025
Equity
€485,891
Profit
€25,102
Turnover not published (abridged schema)
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts filed 51 d late0 of 1 deed read
Why 95- Latest accounts 51 days late; 3 of the last 3 late+ Liquidity: current ratio 8.65, cash €411,284+ Sector Legal and accounting activities (NACE 69)+ Equity €485,891 (89.6% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 63% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 89.6% of total assets
Liquidity 100+9
short-term debt 10.4% · cash 75.8%
Profitability 75+14
return on assets 4.6%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (19,732 companies)
Last 17 months 06-2025: < 0.1% 07-2025: < 0.1%▲ +13.3% vs 06-2025 08-2025: < 0.1%▲ +20.6% vs 07-2025 09-2025: < 0.1%▲ +2.4% vs 08-2025 10-2025: < 0.1%▼ -14.3% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%▼ -5.6% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%▲ +5.9% vs 02-2026 04-2026: < 0.1%▼ -2.8% vs 03-2026 05-2026: < 0.1%▼ -5.7% vs 04-2026 06-2026: < 0.1%▲ +6.1% vs 05-2026 07-2026: < 0.1%▲ +8.6% vs 06-2026 08-2026: < 0.1%▲ +21.1% vs 07-2026 09-2026: < 0.1%▲ +2.2% vs 08-2026highest value 10-2026: < 0.1%▼ -38.3% vs 09-2026lowest value
  • Latest accounts 51 days late; 3 of the last 3 late raises the probability
  • Liquidity: current ratio 8.65, cash €411,284 lowers the probability
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • Equity €485,891 (89.6% of total assets) lowers the probability
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 8.65 against 3.76 in 2024; short-term debt: 10.4% and cash: 75.8% of total assets), and 10.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 86%, liquidity 95%, profitability 25%, growth against the median 47%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 51 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Liquidity: current ratio 8.65, cash €411,284
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Equity €485,891 (89.6% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-09-2026, 51 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
51 d late
2024
54 d late
2023
61 d late
2022
67 d late
2021
31 d late
2020
89 d late
2019
20 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 53 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Liquidity doublescurrent ratio 8.65
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Among the best 11% on solvencysector median 44.5% · 3,638 companies 89.6% View
  • Positive: 8 profitable years in a rowprofit 2025: €25,102 8 years View
  • Active since 1990founded 22-01-1990 36 years View

By topic

Financials

Fiscal year
2025
Total assets
€542,515
Profit
€25,102
Solvency
89.6%
Total assets▼ 11.0%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 20-09-2026Annual accounts filed
  2. 31-12-2025Liquidity doubles
  3. 23-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Certified accountants and tax accountantsNACE 69201
Founded
22-01-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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