J.S. Loonwerken
ActiveJ.S. Loonwerken has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €9k. Its solvency ranks better than 29% of 3111 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability81
Solvency38
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.73; short-term debt: 70.2% and cash: 23.5% of total assets), and 87.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.8%
Return on assets
9.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
24 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€12k
Total assets
€97k
Net result
€9k
Working capital
€-19k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €97k
Fixed assets
€48k
Current assets
€49k
Equity and liabilities €97k
Equity
€12k
Debt
€85k
Debt finances 87.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€26k
Cash flow
€21k
Solvency
12.8%
Current ratio
0.73
Quick ratio
0.73
Debt / equity
6.82
ROE
75.9%
ROA
9.7%
Interest coverage
11.74
Debt
€85k
Debt ≤ 1 year
€68k
Debt > 1 year
€17k
Income taxes
€4k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€97k
Fixed assets21/28€48k
Tangible fixed assets22/27€48k
Plant, machinery and equipment23€48k
Current assets29/58€49k
Amounts receivable within one year40/41€27k
Trade receivables40€26k
Other amounts receivable41€517
Cash at bank and in hand54/58€23k
Equity and liabilities
Total equity and liabilities10/49€97k
Equity10/15€12k
Contributions10/11€3k
Reserves13€9k
Distributable reserves133€9k
Amounts payable17/49€85k
Amounts payable after more than one year17€17k
Financial debts170/4€17k
Amounts payable within one year42/48€68k
Current portion of amounts payable after more than one year42€15k
Trade debts44€41k
Suppliers440/4€41k
Taxes, remuneration and social security45€4k
Taxes450/3€4k
Other amounts payable47/48€8k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k
Other operating charges640/8€387
Gross operating margin9900€27k
Operating profit (loss)9901€15k
Financial income75/76B€113
Recurring financial income75€113
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€13k
Income taxes67/77€4k
Profit (loss) for the period9904€9k
Profit (loss) for the period to be appropriated9905€9k
Appropriation of the result
Profit (loss) to be appropriated9906€9k
Transfer to equity691/2€9k
To other reserves6921€9k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hechtel-Eksel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoksentstraat 313940 Hechtel-EkselGround area
3,394 m²
Building footprint
425 m²
Volume, LiDAR
1,917 m³
Parcel 72006B0320/00H000, Flanders · tallest building 14.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
J.S. Loonwerken
since 20242.363.308.394
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72006B0320/00H000 | Flanders | 3,394 m² | 1 · 425 m² | 14.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,676 companies in sector 01610 we hold annual accounts for 1,369. 547 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2024
Fiscal year end31-12
Activities, NACEBEL
01610Support activities for crop production
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.