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J&S Immo

Active
Private limited companyfounded 2016active for 10 yearsLeonardo da Vincilaan 19 A, 1831 Machelen (Brab.), BelgiumKBO/BCE: BE 0659.689.674
Summary

J&S Immo has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€641,816) and a net result of €154,100. Equity is shrinking by about 6.2% per year across the filed financial years. Its solvency ranks better than 7% of 11,063 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Buying and selling of own real estate
NACE 68110
1 site
Size
€2.1mtotal assets 2025
Equity
-€641,816
Profit
€154,100
Turnover not published (abbreviated format)
Financial health
56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Parent
J&S Invest · 98%
Accounts 25 days early0 of 3 deeds read
Why 56raises riskCapped at 59: negative equityNegative equity -€641,816Figures for financial year 2025 (filed 08-10-2025)lowers riskSize: total assets €2.1mSector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 56% of its sector peers (NACE 68, small)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -31.1% of total assets
Liquidity 62+12
short-term debt 0.4% · cash 9.8%
Profitability 55+8
return on assets 7.5%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,971 companies, NACE 68, small)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.6%● unchanged vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.7%▲ +0.1 percentage points vs 09-2025highest value 11-2025: 0.2%▼ -0.5 percentage points vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026lowest value 04-2026: 0.2%● unchanged vs 03-2026lowest value 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.3%▲ +0.1 percentage points vs 09-2026
No credit on open account
short-term debt: 0.4% and cash: 9.8% of total assets, and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small): better than 1% on solvency, 89% on liquidity, 54% on profitability and 81% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Negative equity -€641,816
NBB · annual accounts
lowers risk · Size: total assets €2.1m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Figures for financial year 2025 (filed 08-10-2025)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 11063 sector peers (2025).
NBB · sector comparison
Position among 11063 sector peers
Solvency
better than 7%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 06-10-2025, 25 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
25 days early
2024
20 days early
2023
34 days early
2022
12 days early
2021
24 days early
2020
33 days early
2019
19 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 7 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end09-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Highest result from 2019 to 2025net €154,100 ▲166%
  3. Liquidity more than 7 timescurrent ratio 168.58

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€641,816 View
  • Positive: Result rose in 2025from €57,954 to €154,100 ▲ 166% View
  • Caution: Among the weakest 5% on equitysector median €307,771 · 11,067 companies -€641,816 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Controlled by J&S Invest 98% View

By topic

Financials

Financial year
2025
Total assets
€2.1m
Profit
€154,100
Solvency
-31.1%
Total assets▼ 7.2%
Net result
20192025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-10-2026
  1. 11-10-2024Annual accounts filed
  2. 31-03-2024Back to profit
  3. 31-03-2024Liquidity more than 10 times
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Buying and selling of own real estateNACE 68110
Founded
15-07-2016
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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