Financials
- Financial year
- 2025
- Total assets
- €332,288
- Profit
- €16,109
- Solvency
- 44.5%
Total assets▼ 0.3%
Net result
20182025
J.S.A.
ActiveSummary
J.S.A. has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €147,821 and a net result of €16,109. Equity is growing by about 8.4% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Activity
“L'achat,la vente,l'échange,la location,la sous-location,la gestion,la transformation,l'aménagement,le lotissement,la construction,le leasing de tous biens immeubles bâtis…” (deed in French)
From the articles, 8 activitiesNo NACE code in the KBO yet1 site
Size
≈ €160,000turnover 2025, estimated
- Equity
- €147,821
- Profit
- €16,109
Turnover estimated from the gross margin
Why 69raises risk1 change of registered office in 24 monthsLiquidity: current ratio 0.01, cash €1,742lowers riskSize: total assets €332,288Figures for financial year 2025 (filed 17-07-2026)Show the evidence
Checked score
Score 2025
69
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 45% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Average
Solvency
69+4
equity 44.5% of total assets
Liquidity
22+3
short-term debt 55.5% · cash 0.5%
Profitability
75+1
return on assets 4.8%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%
12-2024: 0.2%● unchanged vs 11-2024
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.6%▲ +0.3 percentage points vs 07-2025
09-2025: 0.2%▼ -0.4 percentage points vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025lowest value
02-2026: 0.2%● unchanged vs 01-2026lowest value
03-2026: 0.2%● unchanged vs 02-2026lowest value
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.9%▲ +0.7 percentage points vs 04-2026
06-2026: 1.1%▲ +0.2 percentage points vs 05-2026
07-2026: 1.2%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 0.7%▼ -0.5 percentage points vs 07-2026
09-2026: 0.7%● unchanged vs 08-2026
10-2026: 0.7%● unchanged vs 09-2026
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.01, compared with 0.01 in 2024, below 1; short-term debt: 55.5% and cash: 0.5% of total assets), and 55.5% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 41% on solvency, 13% on liquidity, 57% on profitability and 70% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 days early
2024
20 days late
2023
19 days late
2022
42 days early
2021
23 days late
2020
18 days early
2019
39 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 4 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 August (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Resignation: BREL Viviane (director)Appointment: MANSVELT John-Gérald (director) ·…
- Highest result from 2018 to 2025net €16,109 ▲18.7%
Key points
By topic
Board & ownership
- Board
- 1 member
- MANSVELT John-GéraldDirector
Timeline
- Events
- 40
- Since
- 1991
- Next accounts
- by 31-07-2027
- 20-08-2025Annual accounts filed
- 19-08-2024Annual accounts filed
- 16-01-2024Resignation: MANSVELT Gérald (director)
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 27-02-1990
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
Articles of association
- Provisions read
- 24
- Annual meeting
- First Wednesday of June
- Purpose
- “L'achat,la vente,l'échange,la location,la sous-location,la gestion,la…” (deed in French)
Key facts about J.S.A.
- What is the company number of J.S.A.?
- 0440.283.790. In Belgium the VAT number is the company number with BE in front: BE 0440.283.790.
- Where is J.S.A. based?
- The registered office is at Houtsniplaan 13, 1970 Wezembeek-Oppem.Company details
- What is the legal form of J.S.A.?
- Private limited company (BV).
- When was J.S.A. founded?
- On 27-02-1990.
- Is J.S.A. still active?
- Yes, J.S.A. is an active enterprise in the KBO register.
- What is the turnover of J.S.A.?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is J.S.A. profitable?
- In financial year 2025, J.S.A. made a profit of €16,109.
- Where can I find the annual accounts of J.S.A.?
- J.S.A. filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of J.S.A. due?
- By 31-07-2027, for financial year 2026.Timeline
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