J.PEAS
ActiveJ.PEAS has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.49M and a net result of €51k. Equity is shrinking by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 39% of 8623 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-3
Solvency65▼-5
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity tight (current ratio 1.43 against 1.51 in 2024; short-term debt: 59% and cash: 5.3% of total assets), and 59.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.1%
Return on assets
1.4%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
24 d early
2023
21 d early
2022
12 d early
2021
19 d late
2020
31 d late
2019
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.49M▲ 3.6%
2024 · €1.43M
2018: €2.25M
2019: €2.37M
2020: €1.85M
2021: €1.19M
2022: €1.34M
2023: €1.48M
2024: €1.43M
2018 → 2025
Total assets
€3.71M▲ 15.4%
2024 · €3.21M
2018: €2.27M
2019: €2.41M
2020: €1.93M
2021: €1.25M
2022: €1.44M
2023: €2.78M
2024: €3.21M
2018 → 2025
Net result
€51k▼ 53.1%
2024 · €109k
2018: €160k
2019: €129k
2020: €-526k
2021: €110k
2022: €149k
2023: €133k
2024: €109k
2018 → 2025
Working capital
€952k▲ 7.1%
2024 · €889k
2018: €830k
2019: €946k
2020: €1.69M
2021: €1.05M
2022: €1.21M
2023: €1.09M
2024: €889k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.19M-€1.34M▲ 12.5%€1.48M▲ 9.9%€1.43M▼ 2.8%€1.49M▲ 3.6%
Operating result€163k-€219k▲ 34.5%€204k▼ 6.9%€162k▼ 20.5%€98k▼ 39.4%
Net result€110k-€149k▲ 36.0%€133k▼ 11.1%€109k▼ 17.6%€51k▼ 53.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 39% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.71M
Fixed assets
€567k▼ 1.6%
Current assets
€3.14M▲ 19.1%
Equity and liabilities €3.71M
Equity
€1.49M▲ 3.6%
Provisions
€21k▼ 5.3%
Debt
€2.20M▲ 25.3%
The debt ratio rises from 54.7% to 59.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€119k▼
2024 · €178k
Cash flow
€72k▼
2024 · €125k
Solvency
40.1%▼
2024 · 44.7%
Current ratio
1.43▼
2024 · 1.51
Quick ratio
0.13▼
2024 · 0.25
Debt / equity
1.48▲
2024 · 1.22
ROE
3.5%▼
2024 · 7.6%
ROA
1.4%▼
2024 · 3.4%
Interest coverage
8.26▼
2024 · 17.29
Debt
€2.20M▲
2024 · €1.76M
Debt ≤ 1 year
€2.19M▲
2024 · €1.75M
Income taxes
€36k▼
2024 · €54k
Staff costs
€32k▲
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.21M€3.71M▲
Fixed assets21/28€576k€567k▼
Tangible fixed assets22/27€455k€446k▼
Land and buildings22€434k€427k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€15k€15k=
Financial fixed assets28€121k€121k=
Current assets29/58€2.64M€3.14M▲
Stocks and contracts in progress3€2.20M€2.86M▲
Stocks30/36€2.20M€2.86M▲
Amounts receivable within one year40/41€334k€80k▼
Trade receivables40€60k€60k▼
Other amounts receivable41€274k€21k▼
Cash at bank and in hand54/58€88k€197k▲
Deferred charges and accrued income490/1€12k€4k▼
Equity and liabilities
Total equity and liabilities10/49€3.21M€3.71M▲
Equity10/15€1.43M€1.49M▲
Contributions10/11€19k€19k=
Reserves13€1.42M€1.47M▲
Tax-exempt reserves132€65k€62k▼
Distributable reserves133€1.35M€1.41M▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€22k€21k▼
Deferred taxes168€22k€21k▼
Amounts payable17/49€1.76M€2.20M▲
Amounts payable within one year42/48€1.75M€2.19M▲
Financial debts43€1.45M€1.96M▲
Credit institutions430/8€1.45M€1.96M▲
Trade debts44€57k€60k▲
Suppliers440/4€57k€60k▲
Taxes, remuneration and social security45€38k€38k▲
Taxes450/3€35k€35k▼
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€209k€135k▼
Accrued charges and deferred income492/3€8k€12k▲
Income statement
Code20242025
Remuneration, social security and pensions62€32k€32k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€21k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€212k€154k▼
Operating profit (loss)9901€162k€98k▼
Financial income75/76B€10k€2k▼
Recurring financial income75€10k€2k▼
Financial charges65/66B€10k€14k▲
Recurring financial charges65€10k€14k▲
Profit (loss) for the period before taxes9903€162k€86k▼
Transfer from deferred taxes780€1k€1k=
Income taxes67/77€54k€36k▼
Profit (loss) for the period9904€109k€51k▼
Transfer from tax-exempt reserves789€3k€3k=
Profit (loss) for the period to be appropriated9905€113k€55k▼
Appropriation of the result
Profit (loss) to be appropriated9906€113k€55k▼
Transfer from equity791/2€151k€0▼
Transfer to equity691/2€113k€55k▼
To other reserves6921€113k€55k▼
Profit to be distributed694/7€151k€0▼
Return on contributions (dividend)694€151k€0▼
Social balance
Average headcount (FTE)90870.70.7=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 21 days late
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-01
State Gazette act
General meeting · Auditor reappointment
Purpose change · Statutes amendment · Christophe BLINDEMAN
31-01
State Gazette act
General meeting · Purpose change
Capital · Director resignation · Blindeman, Christophe
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 19 days late
2021
31-12
Financial
Back to profitnet €110k
Net result €110k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-526k ▼508%
Net result drops to €-526k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 19 days late
12-02
State Gazette act
General meeting · Name change
Registered-office move · Purpose change
2019
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 4 days late
2013
08-07
State Gazette act
General meeting · Auditor reappointment
Director reappointment · Permanent representative
01-07
State Gazette act
General meeting · Director reappointment
Permanent representative · Director appointment
28-06
State Gazette act
General meeting · Director reappointment
Permanent representative · Mandate compensation
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beernem · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Reigerlostraat 68730 BeernemGround area
1,025 m²
Building footprint
391 m²
Volume, LiDAR
3,567 m³
Parcel 31003G0340/00B000, Flanders · tallest building 14.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
J.PEAS
since 19892.012.152.954
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31003G0340/00B000 | Flanders | 1,025 m² | 1 · 391 m² | 14.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
2 connected companiesNetwork connections
Shared director
→
Shared director
→
Ownership & control
3 partiesJ.PEASBE 0415.860.180
controls
Where this company holds controlthis company sits on their board3
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 23,456 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-03-1976
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
68121Development of residential building projects
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.