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J.PEAS

Active
Private limited companyfounded 197650 years activeReigerlostraat 6, 8730 Beernem, BelgiumKBO/BCE: BE 0415.860.180
Summary

J.PEAS has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of €51,295. Equity is shrinking by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 39% of 10,567 sector peers (NACE 70, fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200
#2 oldest company in Beernem, Professional and technical services sector1 site
Size
€3.7mtotal assets 2025
Staff
0.7 FTE
Equity
€1.5m
Profit
€51,295
Turnover not published (abridged schema)
Financial health
92 Excellent Checked score 2025
Bankruptcy probability, 12 months
< 0.1%
Structure
Holdings
1
Accounts filed 21 days late0 of 6 deeds read
Why 92- Liquidity: current ratio 1.43, cash €197,151+ Size: 0.7 FTE, total assets €3.7m+ Figures for FY 2025 (filed 21-08-2026)+ Sector Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 33% of its sector peers (NACE 70, micro)
Financial strength · tick = 2024
Average
Solvency 65-5
equity 40.1% of total assets
Liquidity 26=
short-term debt 59.0% · cash 5.3%
Profitability 70-3
return on assets 1.4%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,264 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value 09-2026: < 0.1%▼ -0.2 percentage points vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit up to €130,000 at 30 days acceptable
Liquidity tight (current ratio 1.43 against 1.51 in 2024; short-term debt: 59% and cash: 5.3% of total assets), and 59.9% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 38% on solvency, 11% on liquidity, 34% on profitability and 48% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Size: 0.7 FTE, total assets €3.7m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.43, cash €197,151
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 21-08-2026)
NBB · annual accounts
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
KBO
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
21 days late
2024
24 days early
2023
21 days early
2022
12 days early
2021
19 days late
2020
31 days late
2019
19 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 July (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Key points

  • Positive: Oldest company in Beernem, Professional and technical services…in the Checked rankings #2 View
  • Caution: Result fell in 2025from €109,481 to €51,295 ▼ 53.1% View
  • Positive: 5 profitable years in a rowprofit 2025: €51,295 5 years View
  • Active since 1976founded 12-03-1976 50 years View

By topic

Financials

Fiscal year
2025
Total assets
€3.7m
Profit
€51,295
Solvency
40.1%
Total assets▲ 15.4%
Net result
20182025
Go to Financials

Timeline

Events
18
Since
2013
Next accounts
by 31-07-2027
  1. 31-01-2024General meeting · Auditor reappointment
  2. 31-01-2024General meeting · Purpose change
  3. 19-07-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
12-03-1976
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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