J. OLIVER
ActiveThe computed 12-month bankruptcy probability of J. OLIVER is 3.0% (moderate). The 2025 annual accounts show equity of €58k and a net result of €3k. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 42% of 13009 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
61
/ 100
Healthy▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability24▼-76
Solvency34▼-6
Growth52=
Stability100
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.31 against 0.95 in 2024), and 79.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.9%
Return on assets
1%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
28 d late
2024
22 d late
2023
30 d late
2022
30 d late
2021
22 d early
2020
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€58k▲ 4.9%
2024 · €55k
2020: €27k
2021: €14k
2022: €50k
2023: €54k
2024: €55k
2020 → 2025
Total assets
€278k▲ 35.1%
2024 · €206k
2020: €101k
2021: €95k
2022: €141k
2023: €206k
2024: €206k
2020 → 2025
Net result
€3k▼ 83.0%
2024 · €16k
2020: €21k
2021: €-14k
2022: €24k
2023: €4k
2024: €16k
2020 → 2025
Working capital
€22k
2024 · €-4k
2020: €2k
2021: €-14k
2022: €-2k
2023: €-25k
2024: €-4k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€50k▲ 271%€54k▲ 7.6%€55k▲ 2.1%€58k▲ 4.9%
Operating result€-13k-€26k€6k▼ 75.3%€27k▲ 316%€10k▼ 61.2%
Net result€-14k-€24k€4k▼ 84.2%€16k▲ 318%€3k▼ 83.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 61% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €278k
Fixed assets
€185k▲ 47.8%
Current assets
€93k▲ 15.5%
Equity and liabilities €278k
Equity
€58k▲ 4.9%
Debt
€220k▲ 46.2%
The debt ratio rises from 73.1% to 79.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€28k▼
2024 · €43k
Cash flow
€21k▼
2024 · €32k
Solvency
20.9%▼
2024 · 26.9%
Current ratio
1.31▲
2024 · 0.95
Quick ratio
1.31▲
2024 · 0.95
Debt / equity
3.78▲
2024 · 2.71
ROE
4.7%▼
2024 · 29.1%
ROA
1.0%▼
2024 · 7.8%
Interest coverage
4.34▼
2024 · 7.51
Debt
€220k▲
2024 · €151k
Debt ≤ 1 year
€71k▼
2024 · €85k
Debt > 1 year
€148k▲
2024 · €65k
Income taxes
€1k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€206k€278k▲
Fixed assets21/28€125k€185k▲
Tangible fixed assets22/27€125k€185k▲
Land and buildings22€95k€166k▲
Plant, machinery and equipment23€485€42▼
Furniture and vehicles24€12k€8k▼
Leasing and similar rights25€18k€11k▼
Current assets29/58€81k€93k▲
Amounts receivable within one year40/41€40k€66k▲
Trade receivables40€34k€65k▲
Other amounts receivable41€6k€1k▼
Cash at bank and in hand54/58€41k€27k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€206k€278k▲
Equity10/15€55k€58k▲
Contributions10/11€19k€19k=
Reserves13€37k€40k▲
Distributable reserves133€37k€40k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€151k€220k▲
Amounts payable after more than one year17€65k€148k▲
Financial debts170/4€65k€148k▲
Amounts payable within one year42/48€85k€71k▼
Current portion of amounts payable after more than one year42€12k€12k▼
Financial debts43€10k€0▼
Credit institutions430/8€10k€0▼
Trade debts44€5k€23k▲
Suppliers440/4€5k€23k▲
Advances received on contracts in progress46€5k€0▼
Taxes, remuneration and social security45€2k€7k▲
Taxes450/3€2k€7k▲
Other amounts payable47/48€50k€30k▼
Accrued charges and deferred income492/3-€858
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€18k▲
Other operating charges640/8€482€18k▲
Gross operating margin9900€43k€46k▲
Operating profit (loss)9901€27k€10k▼
Financial income75/76B€143€109▼
Recurring financial income75€143€109▼
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€21k€4k▼
Income taxes67/77€5k€1k▼
Profit (loss) for the period9904€16k€3k▼
Profit (loss) for the period to be appropriated9905€16k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€3k▼
Transfer from equity791/2€15k€0▼
Transfer to equity691/2€16k€3k▼
To other reserves6921€16k€3k▼
Profit to be distributed694/7€15k€0▼
Return on contributions (dividend)694€15k€0▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
2021
09-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-05
Financial
Weakest financial yearnet €-14k ▼165%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
2020
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-03-2024
Resigned as Director
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Noordhinderstraat 278380 BruggeGround area
5,181 m²
Building footprint
1,416 m²
Parcel 31812P0100/00P019, Flanders. Linked by address, not a title deed.
1 establishment unit
VITAMIN SEA
since 20182.283.669.911
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31812P0100/00P019 | Flanders | 5,181 m² | 1 · 1,416 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,234 companies in sector 56111 we hold annual accounts for 11,309. 9,752 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2018
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
16110Sawmilling and planing of wood
16210Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials
31004Manufacture of dining room, living room, bedroom and bathroom furniture
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.vitaminseafoodtruck.be
E-mail:info@jones-dining.be