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J.O.I 2.0

Active
Private limited companyfounded 2018active for 8 yearsPleinlaan 11, 1050 Elsene, BelgiumKBO/BCE: BE 0702.950.783
Summary

J.O.I 2.0 has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,955 and a net result of €337,038. Equity has been shrinking by about 10% per year since 2018. Its solvency ranks better than 25% of 17,119 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 10-09-2018 Normal situation
Activity
Buying and selling of own real estate NACE 68110
Joint committee
216 Paritair Comité voor de notarisbedienden · annual accounts 2024
Establishment unit
2.281.086.345 1050 Elsene, since 10-09-2018
Financial year end
31 December
Peppol
Reachable since 24-11-2025

Board and ownership

Board

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€462,326
▲ 77.4%
Turnover
≈ €810,000
estimated
Profit
€337,038
▲ 73.3%
Equity
€20,955
▼ 90.3%
Total assets
€643,737
▲ 20.6%
Filed on 30-06-2026, 31 days before the deadline
Score breakdownraises riskEquity €20,955 (3.3% of total assets)lowers riskSize: total assets €643,737Sector: Real estate activities (NACE 68)Figures for financial year 2025 (filed on 30-06-2026)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 42% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Average
Solvency 28-38
equity 3.3% of total assets
Liquidity 47-28
short-term debt 91.9% · cash 38.0%
Profitability 100=
return on assets 52.4%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025highest value 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: < 0.1%▼ -0.2 percentage points vs 06-2025lowest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: 0.1%▲ +0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.2%▲ +0.1 percentage points vs 08-2026 10-2026: 0.1%▼ -0.1 percentage points vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.99 (1.76 in 2024), below 1. Short-term debt is 91.9% and cash 38% of total assets. 96.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 24% of them on solvency, 43% on liquidity, 95% on profitability and 6% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €643,737
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Equity €20,955 (3.3% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 30-06-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 17119 sector peers (2025).
NBB · sector comparison
Position among 17119 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
31 days early
2024
51 days early
2023
42 days early
2022
56 days early
2021
46 days early
2020
20 days late
2019
18 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 32 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Equity fell in 2025from €216,917 to €20,955 ▼ 90.3% View
  • Positive: Higher net result than 95% of companies in real estatesector median €6,036 · 17,109 companies €337,038 View
  • Positive: 8 profitable years in a rowprofit 2025: €337,038 8 years View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Appointment: Jérôme OTTE (director)Resignation: l’actuel administrateur statutaire (statutory director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as J.O.I 2.0: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €516,000 and €767,000, founded between 2017 and 2020.

CompanyTotal assetsGross margin
J.O.I 2.0 Elsene€643,737€462,326
EasyDay Group Anderlecht€515,620€319,465
SOCIETE IMMOBILIERE BELGO-LUXEMBOURGEOISE Anderlecht€767,061€466,481
ROLAF Sint-Gillis (bij-Brussel)€591,996€248,396
VASTGOEDKANTOOR IMMO TEAM Liedekerke€658,221€305,129
Immobilière DRB Liège€628,001€232,953
DEFINEA Koksijde€726,364€246,489
Full comparison

Key facts about J.O.I 2.0

What is the company number of J.O.I 2.0?
The company number of J.O.I 2.0 is 0702.950.783. The VAT number is the same number with BE in front: BE 0702.950.783.
Where is J.O.I 2.0 based?
The registered office is at Pleinlaan 11, 1050 Elsene.Company details
What does J.O.I 2.0 do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of J.O.I 2.0?
The legal form of J.O.I 2.0 is Private limited company (BV).
When was J.O.I 2.0 founded?
J.O.I 2.0 was founded on 10-09-2018.
Is J.O.I 2.0 still active?
Yes, J.O.I 2.0 is an active enterprise in the KBO register.
How many employees does J.O.I 2.0 have?
J.O.I 2.0 had an average of 0.4 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
Which joint committee does J.O.I 2.0 fall under?
In its 2024 annual accounts, J.O.I 2.0 states joint committee 216 (Paritair Comité voor de notarisbedienden).
What is the turnover of J.O.I 2.0?
The turnover in financial year 2025 is ≈ €810,000. This figure is estimated from the gross margin of €462,326 and 45 comparable companies (NACE 681). It probably lies between €630,000 and €1.4m.
Is J.O.I 2.0 profitable?
In financial year 2025, J.O.I 2.0 made a profit of €337,038.
Where can I find the annual accounts of J.O.I 2.0?
J.O.I 2.0 filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of J.O.I 2.0 due?
J.O.I 2.0 must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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