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J.N. WORKS

Active
Private limited companyfounded 20242 yrs activeLoerstraat 7, 3530 Houthalen-Helchteren, BelgiumKBO/BCE: BE 1010.832.248

The computed 12-month bankruptcy probability of J.N. WORKS is 1.6% (moderate). The 2025 annual accounts show equity of €18k and a net result of €14k. Its solvency ranks better than 42% of 11209 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
68 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability99
Solvency56
Growth-
Track record67
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.15; short-term debt: 68.9% and cash: 39.6% of total assets), and 68.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
31.1%
Return on assets
24.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
21 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€18k
Total assets
€59k
Net result
€14k
Working capital
€6k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €59k
Fixed assets €12k
Current assets €47k
Equity and liabilities €59k
Equity €18k
Debt €41k
Debt finances 68.9% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€22k
Cash flow
€14k
Solvency
31.1%
Current ratio
1.15
Quick ratio
1.15
Debt / equity
2.22
ROE
78.1%
ROA
24.3%
Interest coverage
16.53
Debt
€41k
Debt ≤ 1 year
€41k
Income taxes
€6k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Assets
Total assets20/58€59k
Fixed assets21/28€12k
Tangible fixed assets22/27€3k
Furniture and vehicles24€3k
Financial fixed assets28€9k
Current assets29/58€47k
Amounts receivable within one year40/41€17k
Trade receivables40€17k
Cash at bank and in hand54/58€23k
Deferred charges and accrued income490/1€6k
Equity and liabilities
Total equity and liabilities10/49€59k
Equity10/15€18k
Contributions10/11€4k
Reserves13€14k
Distributable reserves133€14k
Amounts payable17/49€41k
Amounts payable within one year42/48€41k
Trade debts44€7k
Suppliers440/4€7k
Taxes, remuneration and social security45€12k
Taxes450/3€12k
Other amounts payable47/48€22k
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€70
Other operating charges640/8€344
Gross operating margin9900€22k
Operating profit (loss)9901€22k
Financial income75/76B€7
Recurring financial income75€7
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€20k
Income taxes67/77€6k
Profit (loss) for the period9904€14k
Profit (loss) for the period to be appropriated9905€14k
Appropriation of the result
Profit (loss) to be appropriated9906€14k
Transfer to equity691/2€14k
To other reserves6921€14k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
10-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2024
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Loerstraat 73530 Houthalen-Helchteren
Ground area
543 m²
Building footprint
121 m²
Volume, LiDAR
465 m³
Parcel 72014D0488/00N000, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Janssens N. Transport
Loerstraat 7, 3530 Houthalen-HelchterenSupport activities for crop production
since 20242.360.977.327
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72014D0488/00N000 Flanders 543 m² 1 · 121 m² 6.6 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,075 companies in sector 46140 we hold annual accounts for 644. 339 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded27-06-2024
Fiscal year end31-12
Activities, NACEBEL
46140Agents in the wholesale of industrial machinery, ships and aircraft
01610Support activities for crop production
33120Repair and maintenance of machinery
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.