Result
From profit to loss in 2024, after a profit of USD 92,111 in 2023.
From profit to loss in 2024, after a profit of USD 92,111 in 2023.
Green is investment, beige is depreciation.
2025 accounts not filed: deadline was 31-07-2026.
The dashed line is the sector median: 0.3% across 112 companies (NACE 32, small).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 32, small). It does better than 92% of them on solvency, 62% on liquidity, 5% on profitability and 12% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 46.73 (2.21 in 2023), above the usual 1.5. Short-term debt is 2.1% and cash 0.2% of total assets. 2.1% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 6 accounts on average 49 days after the deadline. In the sector (NACE 32), the median for financial year 2024 was 2 days before the deadline, and 39% of those companies filed late.
| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| J.N. DIAMONDS | €2.8m | -€2.1m | 97.9% | - |
| AVITAL DIAMONDS Antwerp | €2.1m | -€0.005m | 57.4% | - |
| LASER EDGE SERVICES Antwerp | €2.0m | -€0.02m | 1.4% | - |
| CAPITAL DIAMONDS Antwerp | €1.0m | -€0.5m | 47.9% | - |
| BLUE PLANET DIAMOND Antwerp | €1.2m | -€0.05m | 54.6% | - |
| ATZMON Antwerp | €1.6m | €0.01m | 47.8% | - |
| B.R.DIAMONDS Antwerp | €1.4m | €0.02m | 6.1% | - |
These companies have the same main activity as J.N. DIAMONDS: other manufacturing (NACE 32121). They are comparable in size and age: total assets between €1m and €2.1m, founded between 2003 and 2010.
J.N. DIAMONDS has existed since 2010. In 2013 turnover rose from €1.9m to €32.5m.
Solvency rose in 2024 from 55.9% to 97.9% because of lower debts.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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