J-Mochi
ActiveSummary
J-Mochi has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €72k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability98▼-1
Solvency28▼-69
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.03 against 3.62 in 2023; short-term debt: 97.4% and cash: 99.2% of total assets), and 97.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.6%
Return on assets
24.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 16546 sector peers (2025).
NBB · sector comparisonPosition among 16546 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2023
30 d late
2022
92 d late
2021
61 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 93.6%
2023 · €121k
2021: €16k
2022: €80k
2023: €121k
2021 → 2025
Total assets
€297k▲ 78.3%
2023 · €167k
2021: €22k
2022: €111k
2023: €167k
2021 → 2025
Net result
€72k▲ 76.9%
2023 · €41k
2021: €11k
2022: €64k
2023: €41k
2021 → 2025
Working capital
€7k▼ 93.8%
2023 · €120k
2021: €12k
2022: €77k
2023: €120k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232025Trend
Equity€16k-€80k▲ 406%€121k▲ 51.1%€8k▼ 93.6%
Operating result€14k-€82k▲ 494%€52k▼ 36.3%€97k▲ 86.1%
Net result€11k-€64k▲ 495%€41k▼ 36.3%€72k▲ 76.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €97k in 2025, compared with €52k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €297k
Fixed assets
€250 ▼ 83.5%
Current assets
€297k ▲ 79.8%
Equity and liabilities €297k
Equity
€8k ▼ 93.6%
Debt
€290k ▲ 530%
Debt's share of the balance-sheet total rises from 27.6% to 97.4%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.03▼
2023 · 3.62
Debt to equity
37.51▲
2023 · 0.38
ROE
936.0%▲
2023 · 33.8%
ROA
24.3%▼
2023 · 24.5%
Debt ≤ 1 year
€290k▲
2023 · €46k
Income taxes
€28k▲
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2023 · 42 lines
Balance sheet
Code20232025
Assets
Total assets20/58€167k€297k▲
Fixed assets21/28€2k€250▼
Tangible fixed assets22/27€1k€0▼
Furniture and vehicles24€1k€0▼
Financial fixed assets28€250€250=
Current assets29/58€165k€297k▲
Amounts receivable within one year40/41-€535
Other amounts receivable41-€535
Cash at bank and in hand54/58€148k€295k▲
Deferred charges and accrued income490/1€17k€2k▼
Equity and liabilities
Total equity and liabilities10/49€167k€297k▲
Equity10/15€121k€8k▼
Contributions10/11€5k€5k=
Reserves13€116k€3k▼
Distributable reserves133€116k€3k▼
Amounts payable17/49€46k€290k▲
Amounts payable within one year42/48€46k€290k▲
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€31k€30k▼
Taxes450/3€28k€27k▼
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€12k€258k▲
Accrued charges and deferred income492/3€367-
Income statement
Code20232025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k-
Other operating charges640/8€800€376▼
Gross operating margin9900€54k€97k▲
Operating profit (loss)9901€52k€97k▲
Financial income75/76B€136€3k▲
Recurring financial income75€136€3k▲
Financial charges65/66B€329€265▼
Recurring financial charges65€329€265▼
Profit (loss) for the period before taxes9903€52k€100k▲
Income taxes67/77€11k€28k▲
Profit (loss) for the period9904€41k€72k▲
Profit (loss) for the period to be appropriated9905€41k€72k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€72k▲
Transfer from equity791/2-€178k
Transfer to equity691/2€41k-
To other reserves6921€41k-
Profit to be distributed694/7-€250k
Return on contributions (dividend)694-€250k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2021net €72k ▲76.9%
Operating result €97k, net result €72k, both a record.
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Equity above €100kEq €121k ▲51.1%
3 profitable years in a row build equity to €121k.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jan Moorkensstraat 112600 AntwerpenGround area
262 m²
Building footprint
127 m²
Volume, LiDAR
1,491 m³
Parcel 11003A0199/00B004, Flanders · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
J-Mochi
since 20212.314.262.523
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11003A0199/00B004 | Flanders | 262 m² | 1 · 127 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Dienst Anesthesie H.F.R.
BE 0821.111.829
Rumst · Eq €7,659
Dr. Vande Voorde Kira
BE 0805.794.044
Knokke-Heist · Eq €7,638
6'naps
BE 0543.519.011
Chastre · Eq €7,818
LANDEN
BE 1012.341.785
Antwerpen · Eq €7,625
DX ANESTHESIA
BE 1029.303.721
Genappe · Eq €7,611
Of 16,627 companies in sector 86220 we hold annual accounts for 7,974. 1,836 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.