Summary
J² MANAGEMENT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €18,964 and a net result of €57,503. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 9871 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
38 d early
2024
8 d early
2023
50 d early
2022
on the day
2021
8 d late
2020
1 d early
2019
28 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€18,964▼ 83.0%
2023 · €111,461
Net result
€57,503▼ 4.7%
2023 · €60,344
Total assets
€180,276▲ 12.4%
2023 · €160,440
Solvency
10.5%▼ 59.0pp
2023 · 69.5%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€63,704▲ 90.0%€64,704▲ 1.6%€72,982▲ 12.8%€78,774▲ 7.9%€74,789▼ 5.1%
Net result€50,469within the sector's middle half▲ 89.3%€51,675within the sector's middle half▲ 2.4%€58,491within the sector's middle half▲ 13.2%€60,344within the sector's middle half▲ 3.2%€57,503within the sector's middle half▼ 4.7%
Equity€82,127within the sector's middle half▲ 159%€133,802within the sector's middle half▲ 62.9%€51,117within the sector's middle half▼ 61.8%€111,461within the sector's middle half▲ 118%€18,964below the sector's middle half▼ 83.0%
Total assets€108,874below the sector's middle half▲ 152%€168,806within the sector's middle half▲ 55.0%€208,514within the sector's middle half▲ 23.5%€160,440within the sector's middle half▼ 23.1%€180,276within the sector's middle half▲ 12.4%
Debt€26,747▲ 131%€35,003▲ 30.9%€157,397▲ 350%€48,980▼ 68.9%€161,313▲ 229%
Working capital€82,127within the sector's middle half▲ 159%€133,802within the sector's middle half▲ 62.9%€47,303within the sector's middle half▼ 64.6%€94,399within the sector's middle half▲ 99.6%€5,479within the sector's middle half▼ 94.2%
Solvency75.4%above the sector's middle half▲ 2.2pp79.3%above the sector's middle half▲ 3.8pp24.5%within the sector's middle half▼ 54.7pp69.5%within the sector's middle half▲ 45.0pp10.5%below the sector's middle half▼ 59.0pp
Current ratio4.07above the sector's middle half▲ 0.344.82above the sector's middle half▲ 0.751.30within the sector's middle half▼ 3.522.93within the sector's middle half▲ 1.631.03within the sector's middle half▼ 1.89
Return on assets (ROA)46.4%above the sector's middle half▼ 15.3pp30.6%above the sector's middle half▼ 15.7pp28.1%above the sector's middle half▼ 2.6pp37.6%above the sector's middle half▲ 9.6pp31.9%above the sector's middle half▼ 5.7pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 5% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €180,276
Fixed assets
€13,484 ▼ 21.0%
Current assets
€166,792 ▲ 16.3%
Equity and liabilities €180,276
Equity
€18,964 ▼ 83.0%
Debt
€161,313 ▲ 229%
Debt's share of the balance-sheet total rises from 30.5% to 89.5%. Equity is lower and debt is higher.
Key figures and ratios
ROE
303.2%▲
2023 · 54.1%
Debt ≤ 1 year
€161,313▲
2023 · €48,980
Income taxes
€15,447▼
2023 · €15,801
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0 | - | €387 | €2,539 | €3,578 | ▲ 40.9% |
| Other operating charges640/8 | - | €1,009 | €1,189 | €1,195 | €1,104 | ▼ 7.6% |
| Gross operating margin9900 | €64,600 | €65,714 | €74,557 | €82,509 | €79,470 | ▼ 3.7% |
| Operating profit (loss)9901 | €63,704 | €64,704 | €72,982 | €78,774 | €74,789 | ▼ 5.1% |
| Financial income75/76B | - | €249 | €1,138 | €1,138 | €358 | ▼ 68.6% |
| Recurring financial income75 | €0 | €249 | €1,138 | €1,138 | €358 | ▼ 68.6% |
| Financial charges65/66B | - | €120 | €120 | €3,767 | €2,197 | ▼ 41.7% |
| Recurring financial charges65 | €110 | €120 | €120 | €3,767 | €2,197 | ▼ 41.7% |
| Profit (loss) for the period before taxes9903 | €63,594 | €64,834 | €73,999 | €76,145 | €72,949 | ▼ 4.2% |
| Income taxes67/77 | €13,125 | €13,158 | €15,508 | €15,801 | €15,447 | ▼ 2.2% |
| Profit (loss) for the period9904 | €50,469 | €51,675 | €58,491 | €60,344 | €57,503 | ▼ 4.7% |
| Profit (loss) for the period to be appropriated9905 | €50,469 | €51,675 | €58,491 | €60,344 | €57,503 | ▼ 4.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €108,874 | €168,806 | €208,514 | €160,440 | €180,276 | ▲ 12.4% |
| Fixed assets21/28 | - | - | €3,814 | €17,062 | €13,484 | ▼ 21.0% |
| Tangible fixed assets22/27 | - | - | €3,814 | €17,062 | €13,484 | ▼ 21.0% |
| Furniture and vehicles24 | - | - | €3,814 | €17,062 | €13,484 | ▼ 21.0% |
| Current assets29/58 | €108,874 | €168,806 | €204,700 | €143,379 | €166,792 | ▲ 16.3% |
| Amounts receivable within one year40/41 | €12,109 | €64,178 | €94,928 | €50,729 | €14,883 | ▼ 70.7% |
| Trade receivables40 | - | €12,100 | €13,564 | €14,242 | €14,883 | ▲ 4.5% |
| Other amounts receivable41 | - | €52,078 | €81,364 | €36,487 | €0 | ▼ 100% |
| Current investments50/53 | - | - | - | - | €120,000 | - |
| Cash at bank and in hand54/58 | €96,764 | €104,628 | €109,772 | €92,649 | €31,909 | ▼ 65.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €108,874 | €168,806 | €208,514 | €160,440 | €180,276 | ▲ 12.4% |
| Equity10/15 | €82,127 | €133,802 | €51,117 | €111,461 | €18,964 | ▼ 83.0% |
| Contributions10/11 | - | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €77,127 | €128,802 | €46,117 | €106,461 | €13,964 | ▼ 86.9% |
| Amounts payable17/49 | €26,747 | €35,003 | €157,397 | €48,980 | €161,313 | ▲ 229% |
| Amounts payable within one year42/48 | €26,747 | €35,003 | €157,397 | €48,980 | €161,313 | ▲ 229% |
| Trade debts44 | €494 | €147 | €345 | €144 | €462 | ▲ 220% |
| Suppliers440/4 | - | €147 | €345 | €144 | €462 | ▲ 220% |
| Taxes, remuneration and social security45 | - | €34,857 | €15,875 | €13,104 | €11,376 | ▼ 13.2% |
| Taxes450/3 | - | €34,857 | €15,875 | €13,104 | €11,376 | ▼ 13.2% |
| Other amounts payable47/48 | - | €0 | €141,176 | €35,731 | €149,475 | ▲ 318% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €50,469 | €51,675 | €58,491 | €60,344 | €57,503 | ▼ 4.7% |
| + Depreciation and write-downs630 | €0 | - | €387 | €2,539 | €3,578 | ▲ 40.9% |
| Operating cash flow (approximation) | €50,469 | €51,675 | €58,878 | €62,883 | €61,080 | ▼ 2.9% |
| Investment in fixed assets (approximation) | - | - | - | -€15,788 | €0 | ▲ 100% |
| Change in cash | - | €7,864 | €5,144 | -€17,123 | -€60,740 | ▼ 255% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €60,344 ▲3.2%
Operating result €78,774, net result €60,344, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.93
Current ratio from 1.30 to 2.93; short-term debt falls from €157,397 to €48,980.
31-12
Financial
Equity above €100,000Eq €111,461 ▲118%
5 profitable years in a row build equity to €111,461.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
31-12
Financial
Equity above €100,000Eq €133,802 ▲62.9%
3 profitable years in a row build equity to €133,802.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2019
Ground area
278 m²
Building footprint
92 m²
Volume, LiDAR
901 m³
Parcel 34022E0142/00E000, Flanders · tallest building 13.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
J² MANAGEMENT
since 20192.293.949.832
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34022E0142/00E000 | Flanders | 278 m² | 1 · 92 m² | 13.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 7,251 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0733952280
Also
9925:BE0733952280
Registered
30-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.