J.M.S.

Active

Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 199135 yrs activeRue du Pont-à-Rieu(S-M) 13, 7500 Tournai, BelgiumKBO/BCE: BE 0442.957.725

Summary

The computed 12-month bankruptcy probability of J.M.S. is 1.9% (moderate). For J.M.S., at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €183,132 and a net result of €23,885. Equity is growing by ~19.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 7612 sector peers (fiscal year 2022). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

J.M.S.Active

Risk analysis Report Compare

Activity

Other business support services

NACE 82990

1 site

Size

€183,155total assets 2022

Equity: €183,132
Profit: €23,885

Turnover not published (abridged schema)

Financial health

Bankruptcy chance 12 m: 1.9%

2022 figures too old to score

Structure

Accounts 794 d overdue0 of 4 deeds read

Signals- Figures for FY 2022 (filed 21-09-2023)- 3 financial years not filed after the legal deadline; latest accounts 52 days late; 2 of the last 3 late- Size: total assets €183,155- Two or more financial years not filed+ Sector Office administrative, office support and other business support activities (NACE 82)Filed after the deadlineShow the evidence

Checked score

No current score

Figures too old

The available figures for FY 2022 are too old to assess current financial health.

Filing: At least two filing cycles are missing

Financial strength, FY 2022 · tick = 2021

Strong

Solvency 100=

equity 100.0% of total assets

Liquidity 69+4

short-term debt 0.0% · cash 15.0%

Profitability 70-12

return on assets 13.0%

Bankruptcy probability, 12 months

1.9% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,453 companies)

Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.4%▲ +48.6% vs 11-2024 01-2025: 0.9%▲ +160% vs 12-2024 02-2025: 0.9%▼ -3.2% vs 01-2025 03-2025: 1.0%▲ +10.9% vs 02-2025 04-2025: 0.9%▼ -7.1% vs 03-2025 05-2025: 0.9%● 0.0% vs 04-2025 06-2025: 0.9%● 0.0% vs 05-2025 07-2025: 0.9%● 0.0% vs 06-2025 08-2025: 1.7%▲ +82.8% vs 07-2025 09-2025: 1.7%● 0.0% vs 08-2025 10-2025: 2.0%▲ +18.7% vs 09-2025highest value 11-2025: 2.0%● 0.0% vs 10-2025highest value 12-2025: 2.0%● 0.0% vs 11-2025highest value 01-2026: 2.0%● 0.0% vs 12-2025highest value 02-2026: 2.0%● 0.0% vs 01-2026highest value 03-2026: 2.0%● 0.0% vs 02-2026highest value 04-2026: 2.0%● 0.0% vs 03-2026highest value 05-2026: 2.0%● 0.0% vs 04-2026highest value 06-2026: 2.0%▼ -0.5% vs 05-2026 07-2026: 2.0%● 0.0% vs 06-2026 08-2026: 1.9%▼ -7.0% vs 07-2026 09-2026: 1.9%● 0.0% vs 08-2026 10-2026: 1.9%● 0.0% vs 09-2026

Figures for FY 2022 (filed 21-09-2023) raises the probability
3 financial years not filed after the legal deadline; latest accounts 52 days late; 2 of the last 3 late raises the probability
Size: total assets €183,155 raises the probability for this profile
Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Figures for FY 2022 (filed 21-09-2023)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

3 financial years not filed after the legal deadline; latest accounts 52 days late; 2 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Size: total assets €183,155

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Sector Office administrative, office support and other business support activities (NACE 82)

In the bankruptcy model this factor lowers the probability.

KBO

Two or more financial years not filed

Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.

NBB · 10 filings

Position against the passed deadline

31-12-2023 close31-07-2024 deadline03-10-2026 today

Filed after the deadline

The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 21-09-2023, 52 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

not filed

2023

not filed

2022

52 d late

2021

26 d late

2020

41 d late

2019

72 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

21-09-23 Annual accounts filedfiscal year 2022 · micro…
31-12-22 Liquidity times 18current ratio 7939.35
26-08-22 Annual accounts filedfiscal year 2021 · micro…

Key points

Risk: Accounts not fileddeadline was 31-07-2024 794 d late View
Positive: Among the best 5% on solvencysector median 46.6% · 7,612 companies 100.0% View
Active since 1991founded 01-01-1991 35 years View