Checked.be · Company dossierhttps://checked.be/en/c/j-m-l-0474337126 · as of 07-10-2026
J.M.L.
Active
Private limited company · founded 2001 · 25 years activeRue des Boutis(NAL) 11, 6120 Ham-sur-Heure-Nalinnes, BelgiumKBO/BCE: BE 0474.337.126
Summary
The computed 12-month bankruptcy probability of J.M.L. is 4.2% (elevated). For J.M.L., at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €48,913 and a net result of -€1,519. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 75% of 33,654 sector peers (NACE 43, fiscal year 2023). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Signals- Figures for FY 2023 (filed 05-11-2024)- 2 financial years not filed after the legal deadline; latest accounts 92 days late; 3 of the last 3 late- Size: turnover €207,860, total assets €71,786- Two or more financial years not filed- Filed more than 90 days late+ Liquidity: current ratio 3.05, cash €60,212Show the evidence
Checked score
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Strong
Solvency93+9
equity 68.1% of total assets
Liquidity86+5
short-term debt 31.9% · cash 83.9%
Profitability58-25
return on assets -2.1%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
4.2%Elevated
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.7% (47,518 companies)
Last 24 months11-2024: 0.6%12-2024: 0.4%▼ -0.2 percentage points vs 11-202401-2025: 0.4%● unchanged vs 12-2024lowest value02-2025: 0.4%● unchanged vs 01-2025lowest value03-2025: 0.4%● unchanged vs 02-202504-2025: 0.4%● unchanged vs 03-202505-2025: 0.4%● unchanged vs 04-202506-2025: 0.4%● unchanged vs 05-202507-2025: 0.4%● unchanged vs 06-202508-2025: 0.5%▲ +0.1 percentage points vs 07-202509-2025: 0.6%▲ +0.1 percentage points vs 08-202510-2025: 0.8%▲ +0.2 percentage points vs 09-202511-2025: 0.8%● unchanged vs 10-202512-2025: 1.2%▲ +0.4 percentage points vs 11-202501-2026: 2.9%▲ +1.7 percentage points vs 12-202502-2026: 2.9%● unchanged vs 01-202603-2026: 2.9%● unchanged vs 02-202604-2026: 2.7%▼ -0.2 percentage points vs 03-202605-2026: 2.7%● unchanged vs 04-202606-2026: 2.7%● unchanged vs 05-202607-2026: 2.7%● unchanged vs 06-202608-2026: 4.2%▲ +1.5 percentage points vs 07-2026highest value09-2026: 4.2%● unchanged vs 08-2026highest value10-2026: 4.2%● unchanged vs 09-2026highest value
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 31-10-2024, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 180 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (1)
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neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
Annual accounts filedfiscal year 2023 · micro…
Annual accounts filedfiscal year 2022 · micro…
Back to profitnet €11,479
Key points
Risk: Accounts not fileddeadline was 31-07-2025433 days lateView