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J.M @ INFO

Active
Private limited companyfounded 2004active for 22 yearsAvenue Laboulle 40, 4130 Esneux, BelgiumKBO/BCE: BE 0863.063.735
Summary

J.M @ INFO has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,886 and a net result of €54,357. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 24% of 21,130 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 28-01-2004 Normal situation
Activity
Computer consultancy and computer facilities management NACE 62200
Establishment unit
2.135.391.355 4130 Esneux, since 28-01-2004
Financial year end
31 December
Peppol
Reachable since 19-11-2025

Board and ownership

Board

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€69,215
▼ 7.7%
Turnover
≈ €130,000
estimated
Profit
€54,357
▼ 8.8%
Equity
€12,886
=
Total assets
€49,778
▲ 4.5%
Filed on 09-03-2026, 144 days before the deadline
Score breakdownlowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €49,778Liquidity: current ratio 1.35, cash €11,015Figures for financial year 2025 (filed on 09-03-2026)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 41% of micro companies in computer programming and consultancy (NACE 62)
Financial strength · tick: 2024
Strong
Solvency 51-1
equity 25.9% of total assets
Liquidity 38-20
short-term debt 74.1% · cash 22.1%
Profitability 100=
return on assets 109.2%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,913 companies, NACE 62, micro)
Last 24 months 12-2024: 0.1%highest value 01-2025: 0.1%● unchanged vs 12-2024highest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: < 0.1%▼ -0.1 percentage points vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025lowest value 05-2025: < 0.1%● unchanged vs 04-2025lowest value 06-2025: < 0.1%● unchanged vs 05-2025lowest value 07-2025: < 0.1%● unchanged vs 06-2025lowest value 08-2025: < 0.1%● unchanged vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%▲ +0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.35 (1.37 in 2024), below the usual 1.5. Short-term debt is 74.1% and cash 22.1% of total assets. 74.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 26% of them on solvency, 15% on liquidity, 82% on profitability and 41% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: total assets €49,778
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.35, cash €11,015
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 09-03-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 21130 sector peers (2025).
NBB · sector comparison
Position among 21130 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-03-2026, 144 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
144 days early
2024
162 days early
2023
131 days early
2022
62 days early
2021
37 days early
2020
27 days early
2019
24 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 84 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 March (4 of the last 5 accounts filed within 68 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 3rd oldest company in Esneux, Telecoms and IT sectorin the Checked rankings No. 3 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €54,357 8 years View

Comparable companies

These companies have the same main activity as J.M @ INFO: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €37,900 and €68,400, founded between 1999 and 2006.

CompanyTotal assetsGross margin
J.M @ INFO Esneux€49,778€69,215
INSIEME Balen€44,216€67,880
NICK OF TIME Gent€42,975€75,150
D & K ESSENTIALS Kraainem€37,936€58,924
LOGICAL CONCEPT EUROPE Ottignies-Louvain-la-Neuve€62,914€85,198
Services et Conseils La Louvière€57,063€94,507
AB - SYS COMPUTER ET SUPPLIES Ans€68,448€59,361
Full comparison

Key facts about J.M @ INFO

What is the company number of J.M @ INFO?
The company number of J.M @ INFO is 0863.063.735. The VAT number is the same number with BE in front: BE 0863.063.735.
Where is J.M @ INFO based?
The registered office is at Avenue Laboulle 40, 4130 Esneux.Company details
What does J.M @ INFO do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of J.M @ INFO?
The legal form of J.M @ INFO is Private limited company (BV).
When was J.M @ INFO founded?
J.M @ INFO was founded on 28-01-2004.
Is J.M @ INFO still active?
Yes, J.M @ INFO is an active enterprise in the KBO register.
What is the turnover of J.M @ INFO?
The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €69,215 and 59 comparable companies (NACE 62200). It probably lies between €120,000 and €180,000. In financial year 2021 turnover was €185,945.Financials
Is J.M @ INFO profitable?
In financial year 2025, J.M @ INFO made a profit of €54,357.
Where can I find the annual accounts of J.M @ INFO?
J.M @ INFO filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of J.M @ INFO due?
J.M @ INFO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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