J&M CONSTRUCTION
ActiveJ&M CONSTRUCTION is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €2k and a net result of €802. Its solvency ranks better than 68% of 27407 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency99
Growth-
Stability50
Credit verdict
No credit on open account
balance sheet total too small for a liquidity verdict.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
14 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€2k
Total assets
€3k
Net result
€802
Working capital
€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €3k
Equity
€2k
Debt
€1k
Debt finances 36.6% of the balance-sheet total.
Key figures and ratios
Debt
€1k
Debt ≤ 1 year
€1k
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€3k
Current assets29/58€3k
Amounts receivable within one year40/41€445
Other amounts receivable41€445
Cash at bank and in hand54/58€2k
Equity and liabilities
Total equity and liabilities10/49€3k
Equity10/15€2k
Contributions10/11€1k
Profit (loss) carried forward14€802
Amounts payable17/49€1k
Amounts payable within one year42/48€1k
Trade debts44€303
Suppliers440/4€303
Other amounts payable47/48€739
Income statement
Code2025
Gross operating margin9900€853
Operating profit (loss)9901€853
Financial charges65/66B€50
Recurring financial charges65€50
Profit (loss) for the period before taxes9903€802
Profit (loss) for the period9904€802
Profit (loss) for the period to be appropriated9905€802
Appropriation of the result
Profit (loss) to be appropriated9906€802
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 18A1730 AsseGround area
369 m²
Building footprint
167 m²
Volume, LiDAR
876 m³
Parcel 23322E0103/00N000, Flanders · tallest building 10.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
J&M CONSTRUCTION
since 20252.380.391.282
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23322E0103/00N000 | Flanders | 369 m² | 1 · 167 m² | 10.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BEZETTINGSWERKEN BROES
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Of 3,987 companies in sector 43310 we hold annual accounts for 1,737. 323 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-10-2025
Fiscal year end31-12
Activities, NACEBEL
43310Plastering work
41001General construction of residential buildings
41003General construction of other non-residential buildings
43331Floor and wall tiling
43341Painting of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:adm-jmconstruction@hotmail.com