J.M.B. FOOD
ActiveSummary
J.M.B. FOOD has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-417k) and a net result of €-5k. Equity is shrinking by ~35.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
33
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth22=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-417k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-09-2026, 40 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
40 d late
2024
38 d late
2023
31 d late
2022
71 d late
2021
153 d late
2020
90 d late
2019
116 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€1k▼ 100.0%
2022 · €4.83M
2018: €10.10M
2019: €10.48M
2020: €11.55M
2021: €10.58M
2022: €4.83M
2018 → 2023
EBIT margin
-5709.0%▼ 5704.8pp
2022 · -4.2%
2018: 1.6%
2019: 1.2%
2020: 0.4%
2021: -1.7%
2022: -4.2%
2018 → 2023
Net result
€-5k▼ 127%
2024 · €-2k
2018: €97k
2019: €57k
2020: €-11k
2021: €-207k
2022: €-213k
2023: €-62k
2024: €-2k
2018 → 2025
Working capital
€-417k▼ 1.1%
2024 · €-412k
2018: €22k
2019: €79k
2020: €68k
2021: €-138k
2022: €-348k
2023: €-410k
2024: €-412k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€10.58M-€4.83M▼ 54.4%€1k▼ 100.0%
Equity€-135k-€-348k▼ 157%€-410k▼ 17.8%€-412k▼ 0.5%€-417k▼ 1.1%
Operating result€-176k-€-203k▼ 15.0%€-60k▲ 70.3%€-2k▲ 96.7%€-591▲ 70.4%
Net result€-207k-€-213k▼ 3.0%€-62k▲ 70.8%€-2k▲ 96.7%€-5k▼ 127%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €591 in 2025 against €2k in 2024; the loss shrinks.
Key figures and ratios
Debt
€417k▲
2024 · €412k
Debt ≤ 1 year
€417k▲
2024 · €412k
Income taxes
€4k
Ratios withheld: a balance sheet total of €331 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet
Code20242025
Assets
Total assets20/58€296€331▲
Current assets29/58€296€331▲
Amounts receivable within one year40/41€228€228=
Trade receivables40€0-
Other amounts receivable41€228€228=
Cash at bank and in hand54/58€68€103▲
Equity and liabilities
Total equity and liabilities10/49€296€331▲
Equity10/15€-412k€-417k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€-480k€-485k▼
Amounts payable17/49€412k€417k▲
Amounts payable within one year42/48€412k€417k▲
Trade debts44€5k€0▼
Suppliers440/4€5k€0▼
Other amounts payable47/48€408k€417k▲
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€276€191▼
Remuneration, social security and pensions62€1k-
Other operating charges640/8€5k€400▼
Gross operating margin9900€4k€-191▼
Operating profit (loss)9901€-2k€-591▲
Financial charges65/66B€38€150▲
Recurring financial charges65€38€150▲
Profit (loss) for the period before taxes9903€-2k€-741▲
Income taxes67/77-€4k
Profit (loss) for the period9904€-2k€-5k▼
Profit (loss) for the period to be appropriated9905€-2k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-480k€-485k▼
Profit (loss) brought forward from the previous period14P€-478k€-480k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 40 days late
2025
07-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 38 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 31 days late
2023
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 71 days late
2022
31-12
Financial
Weakest financial yearnet €-213k
Net result drops to €-213k, the lowest in the series; recovery starts the following year.
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 153 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 90 days late
2020
24-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 116 days late
2019
24-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 55 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 57 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Marronniers-de-Corroy 145032 GemblouxGround area
1,666 m²
Building footprint
165 m²
Volume, LiDAR
520 m³
2 parcels, Wallonia · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AFFILIE SUPER M MESTDAGH
since 19942.068.734.440
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92026D0136/00B000 | Wallonia | 1,011 m² | 1 · 111 m² | - |
| 25016A0155/00A006 | Wallonia | 655 m² | 1 · 55 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,519 companies in sector 47110 we hold annual accounts for 5,857. 4,672 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-07-1994
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.