J+M · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of J+M is 0.9% (low). The company has been active since 1969 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 33 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not confirmed	-
31-12-2024	31-07-2025	01-07-2025	30 d early	2025-00255172
31-12-2023	31-07-2024	10-07-2024	21 d early	2024-00240311
31-12-2022	31-07-2023	29-08-2023	29 d late	2023-00414568
31-12-2021	31-07-2022	02-12-2022	124 d late	2022-20534770
31-12-2020	31-07-2021	29-09-2021	60 d late	2021-70700173
31-12-2019	31-07-2020	18-12-2020	140 d late	2020-76300350
31-12-2018	31-07-2019	17-07-2019	14 d early	2019-33400096
31-12-2017	31-07-2018	31-07-2018	on the day	2018-40200086
31-12-2016	31-07-2017	26-07-2017	5 d early	2017-36800213
31-12-2015	31-07-2016	29-07-2016	2 d early	2016-36800450

Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Long-established

Founded in 1969, 57 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.9% Low

0%0,5%1,5%4%10%≥25%

No NACE activity registered +Long track record −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB

Financials being processed

NBB has 47 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.

Latest 10 of 47 filings

Fiscal year	Type	Filed	Reference
31-12-2024	volledig	01-07-2025	2025-00255172
31-12-2023	volledig	10-07-2024	2024-00240311
31-12-2022	volledig	29-08-2023	2023-00414568
31-12-2021	volledig	02-12-2022	2022-20534770
31-12-2020	volledig	29-09-2021	2021-70700173
31-12-2019	volledig	18-12-2020	2020-76300350
31-12-2018	volledig	17-07-2019	2019-33400096
31-12-2017	volledig	31-07-2018	2018-40200086
31-12-2016	volledig	26-07-2017	2017-36800213
31-12-2015	volledig	29-07-2016	2016-36800450

Directors

Directors & mandates

14 directors

15 of this company's 15 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.

Current directors & mandates

E-MAPROD
Administrateur unique
State Gazette act 22039607 (25-03-2022)

Current
25-03-2022 → present

Historic, not recently confirmed (4)

These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.

Monsieur Christophe de Walque
Director
State Gazette act 20044348 (25-03-2020)

Not recently confirmed
last confirmed in an act from 2020
Monsieur Julien Neyts
Director
State Gazette act 20044348 (25-03-2020)

Not recently confirmed
last confirmed in an act from 2020
Monsieur Laurent Graas
Director
State Gazette act 20044348 (25-03-2020)

Not recently confirmed
last confirmed in an act from 2020
SCRL MAZARS Bedrijfsrevisoren-Réviseurs d'entreprisesLegal entity
Auditor
State Gazette act 20036007 (06-03-2020)

Not recently confirmed
last confirmed in an act from 2020

Permanent representatives (1)

These people represent a legal-person director (a management company, for instance). They hold no board mandate of their own and do not count as directors.

Stéphane BENAYM
Représentant permanent de e maprod
State Gazette act 22039607 (25-03-2022)

Permanent representative
25-03-2022 → present

Former directors (9)

Christophe de Walque
Administrator
State Gazette act 20036007 (06-03-2020)

Former
06-03-2020 → 25-03-2022
2 events
- 25-03-2022 Resigned· Director
- 06-03-2020 Appointed· Administrator
Julien Neyts
Administrator
State Gazette act 20036007 (06-03-2020)

Former
06-03-2020 → 25-03-2022
2 events
- 25-03-2022 Resigned· Director
- 06-03-2020 Appointed· Administrator
Laurent Graas
Administrator
State Gazette act 20036007 (06-03-2020)

Former
06-03-2020 → 25-03-2022
2 events
- 25-03-2022 Resigned· Director
- 06-03-2020 Appointed· Administrator
La société Ymaco SALegal entity
Director
State Gazette act 20044348 (25-03-2020)

Former
- → 25-03-2020
2 events
- 25-03-2020 Resigned· Director
- 25-03-2020 Resigned· Managing director
Madame Reine Trappeniers
Director
State Gazette act 20044348 (25-03-2020)

Former
- → 25-03-2020

4 further former directors in the mandate history. Available in Kantoor S. See plans →

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Statutory auditor

2 auditors

Statutory auditor	IRE/IBR number	Tenure
SCRL MAZARS BEDRIJFSREVISOREN - MAZARS REVISEURS D'ENTREPRISES Commissaire	-	- → 25-03-2022

Show 1 earlier auditors

SCRL MAZARS Bedrijfsrevisoren-Réviseurs d'entreprises

Commissaire

-

25-03-2020 → 25-03-2020

Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	-
Legal form	Public limited company(014)
Incorporation	01-07-1969
Status	Active
Postal code	1060

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

31 companies at this address See who is registered here

Establishment units

1 location

Brugmannlaan 27A, 1060 Sint-Gillis (bij-Brussel)

Ontwikkeling van residentiële bouwprojecten

since 19692.002.821.059

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area2,754 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)