J&L17

Active

Private limited company·Activiteiten van holdings· 5 yrs active

Vlegelstraat 34 ·2350 Vosselaar, Belgium

BE 0765.875.772

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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age5 yrs

Real estate1 parcel · 621 m²

Summary

Conclusion

the dossier summarised in one paragraph

J&L17 is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €44k and a net result of €13k. Equity is growing by ~47.5% per year across the filed fiscal years. Its solvency ranks better than 83% of 1204 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Trust signals

3 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Equity€44k+43.9%

Net result€13k+1183.0%

Total assets€54k+27.2%

Solvency81.4%+9.5pp

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 24-10-2025 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~47.5%/year over 4 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 64, Financial services · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	81.4%	47.4%	better than 83% of 1204 sector peers
Net result	€13k	€44k	better than 26% of 1203 sector peers
Equity	€44k	€84k	better than 35% of 1204 sector peers
Gross operating margin	€24k	€70k	better than 21% of 1200 sector peers
Total assets	€54k	€211k	better than 11% of 1204 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Net profit

€13k

+1183.0% far above sector median

Total assets

€54k

+27.2% -85% vs sector

Equity

€44k

+43.9% -82% vs sector

Income taxes

€4k

+270.9% far above sector median

Debt

€10k

-15.8% -59% vs sector

Debt ≤ 1y

€7k

-44.8% -73% vs sector

Solvency

81.4%

+13.2% -7% vs sector

ROE

30.5%

+791.5% far above sector median

ROA

24.8%

+909.0% far above sector median

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Revenue	n/a
EBITDA	n/a
Net profit	€13k
Cash flow	n/a
Staff costs	-
Income taxes	€4k
Dividends	-
Total assets	€54k
Equity	€44k
Debt	€10k
of which ≤ 1y	€7k
of which > 1y	-
Working capital	n/a
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	n/a
Quick ratio	n/a
Working capital ratio	n/a
Solvency	81.4%
Debt / equity	n/a
Long-term debt ratio	n/a
Interest coverage	n/a
Gross margin	n/a
Net margin	n/a
ROA	24.8%
ROE	30.5%
EBITDA margin	n/a
Days sales outstanding	n/a
Days payable outstanding	n/a
Inventory turnover	n/a
Days inventory (DSI)	n/a

Balance-sheet composition 2025

Assets

Fixed assets €3k · 5.0% Current assets €51k · 95.0%

Equity & liabilities

Equity €44k · 81.4% Debt €10k · 18.6%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€54k
Fixed assets	21/28	€3k
Tangible fixed assets	22/27	€3k
Current assets	29/58	€51k
Amounts receivable within one year	40/41	€28k
Cash & bank	54/58	€23k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€54k
Equity	10/15	€44k
Contributions / capital	10/11	€3k
Reserves	13	€41k
Amounts payable	17/49	€10k
Amounts payable within one year	42/48	€7k
Trade debts payable within one year	44	€82
Income statement
Gross operating margin	9900	€24k
Operating result	9901	€21k
Financial income	75	€11
Financial charges	65	€3k
Result before taxes	9903	€18k
Income taxes	67/77	€4k
Net result for the period	9904	€13k
Result to be appropriated	9905	€13k

You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

seat.Municipality exact location from the address register

Establishment units

1 location

J&L17

Vlegelstraat 34, 2350 VosselaarOntwikkeling van residentiële bouwprojecten

since 20212.315.894.004

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area621 m²

Buildings1

Building footprint195 m²

Volume (LiDAR)1,431 m³

Tallest building11.2 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)