J & L VAN LAER

Active

Private limited companyfounded 1978active for 48 yearsVeenzijde 67, 2275 Lille, BelgiumKBO/BCE: BE 0418.330.019

Summary

J & L VAN LAER has been active since 1978 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €160,846 and a net result of €26,392. Equity is growing by about 9.7% per year across the filed financial years. Its solvency ranks better than 66% of 5,834 sector peers (NACE 49, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

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J & L VAN LAERActiveChecked score 83/100

Risk analysis Report Compare

Activity

Freight transport by road

NACE 49410

1 site

Size

≈ €140,000turnover 2025, estimated

Equity: €160,846
Profit: €26,392

Turnover estimated from the gross margin

Financial health

83 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.5%

Structure

VAN LAER Lieven August MariaDirector

2025 accounts 3 days early1 of 3 deeds summarised

Why 83raises riskSector: Land transport and transport via pipelines (NACE 49)Liquidity: current ratio 2.15, cash €15,924, halvedlowers riskFounded in 1978Figures for financial year 2025 (filed 01-08-2026)Show the evidence

Checked score

Score 2025

83 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 56% of its sector peers (NACE 49, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 79+4

equity 53.9% of total assets

Liquidity 34-6

short-term debt 46.1% · cash 5.3%

Profitability 80+7

return on assets 8.9%

Bankruptcy probability, 12 months

0.5% Very low

0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (9,095 companies, NACE 49, micro)

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.2%▼ -0.1 percentage points vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%▼ -0.2 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026lowest value 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.3%▲ +0.1 percentage points vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.5%● unchanged vs 08-2026highest value 10-2026: 0.5%● unchanged vs 09-2026highest value

Credit of up to €13,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.15, compared with 1.95 in 2024, above the usual 1.5; short-term debt: 46.1% and cash: 5.3% of total assets), and 46.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro): better than 66% on solvency, 31% on liquidity, 65% on profitability and 64% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Sector: Land transport and transport via pipelines (NACE 49)

KBO

Liquidity: current ratio 2.15, cash €15,924, halved

NBB · annual accounts

Founded in 1978

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Figures for financial year 2025 (filed 01-08-2026)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

3 days early

2024

5 days early

2023

3 days early

2022

10 days early

2021

10 days early

2020

30 days late

2019

31 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days after the deadline; the sector median (NACE 49) for financial year 2024 is on the deadline day, and 49% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

29-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

28-07-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Highest result from 2018 to 2025net €26,392 ▲165%
31-12-2025 Equity above €150,000equity €160,846 ▲17%

Key points

Positive: Among the best 18% on equitysector median €35,084 · 5,843 companies €160,846 View
Positive: 8 profitable years in a rowprofit 2025: €26,392 8 years View
Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View
Active since 1978founded 18-05-1978 48 years View

By topic

Financials

Financial year: 2025
Total assets: €298,164
Profit: €26,392
Solvency: 53.9%

Total assets▲ 8.0%

Net result

20182025

Go to Financials

Board & ownership

Board: 1 member

VAN LAER Lieven August MariaDirector

Go to Board & ownership

Timeline

Events: 53
Since: 1979
Next accounts: by 31-07-2027

26-07-2025Annual accounts filed
28-07-2024Annual accounts filed
06-10-2023Appointment: VAN LAER Lieven August Maria (statutory…

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Freight transport by roadNACE 49410
Founded: 18-05-1978
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 11

Purpose: “Het vervoer van goederen langs de weg zowel in het binnenland als in het buitenland,de…” (deed in Dutch)

Go to Articles of association

Key facts about J & L VAN LAER

What is the company number of J & L VAN LAER?: 0418.330.019. In Belgium the VAT number is the company number with BE in front: BE 0418.330.019.
Where is J & L VAN LAER based?: The registered office is at Veenzijde 67, 2275 Lille.Company details
What does J & L VAN LAER do?: According to the KBO register, the main activity is freight transport by road (NACE 49410).
What is the legal form of J & L VAN LAER?: Private limited company (BV).
When was J & L VAN LAER founded?: On 18-05-1978.
Is J & L VAN LAER still active?: Yes, J & L VAN LAER is an active enterprise in the KBO register.
What is the turnover of J & L VAN LAER?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is J & L VAN LAER profitable?: In financial year 2025, J & L VAN LAER made a profit of €26,392.
Where can I find the annual accounts of J & L VAN LAER?: J & L VAN LAER filed 48 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of J & L VAN LAER due?: By 31-07-2027, for financial year 2026.Timeline