Financials
- Financial year
- 2025
- Total assets
- €94,802
- Profit
- €9,142
- Solvency
- 12.3%
J&L and Co
ActiveSummary
The computed 12-month bankruptcy probability of J&L and Co is 3.7% (moderate). The 2025 annual accounts show equity of €11,642 and a net result of €9,142. Its solvency ranks better than 32% of 4,749 sector peers (NACE 56, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Full-service restaurants
NACE 56111
1 site
Size
€94,802total assets 2025
- Equity
- €11,642
- Profit
- €9,142
Turnover not published (abbreviated format)
Why 50raises riskFounded in 2024Sector: Food and beverage service activities (NACE 56)Size: total assets €94,802Equity €11,642 (12.3% of total assets)Show the evidence
Checked score
Score 2025
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 54% of its sector peers (NACE 56, micro)
Financial strength
Average
Solvency
37
equity 12.3% of total assets
Liquidity
56
short-term debt 26.2% · cash 12.9%
Profitability
81
return on assets 9.6%
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 3.9%
02-2026: 3.9%● unchanged vs 01-2026
03-2026: 4.0%▲ +0.1 percentage points vs 02-2026
04-2026: 4.4%▲ +0.4 percentage points vs 03-2026
05-2026: 4.6%▲ +0.2 percentage points vs 04-2026
06-2026: 4.9%▲ +0.3 percentage points vs 05-2026
07-2026: 4.9%● unchanged vs 06-2026
08-2026: 5.3%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 5.3%● unchanged vs 08-2026
10-2026: 3.7%▼ -1.6 percentage points vs 09-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.94, below 1; short-term debt: 26.2% and cash: 12.9% of total assets), and 87.7% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 35% on solvency, 59% on liquidity and 67% on profitability.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 day early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · abbreviated…
- IncorporationAppointment: HERREGODTS Jérémy Christian Fernand…
Key points
By topic
Board & ownership
- Board
- 1 member
- HERREGODTS Jérémy Christian FernandDirector
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Full-service restaurantsNACE 56111
- Founded
- 30-12-2024
- Year ends
- 30-06
- Peppol
- Not found in the Peppol directory
Articles of association
- Provisions read
- 27
- Annual meeting
- Last Friday of December at 18:00
- Statutory auditor
- No statutory auditor
Key facts about J&L and Co
- What is the company number of J&L and Co?
- 1018.063.203. In Belgium the VAT number is the company number with BE in front: BE 1018.063.203.
- Where is J&L and Co based?
- The registered office is at Zijpstraat 142, 1851 Grimbergen.Company details
- What does J&L and Co do?
- According to the KBO register, the main activity is full-service restaurants (NACE 56111).
- What is the legal form of J&L and Co?
- Private limited company (BV).
- When was J&L and Co founded?
- On 30-12-2024.
- Is J&L and Co still active?
- Yes, J&L and Co is an active enterprise in the KBO register.
- What is the turnover of J&L and Co?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is J&L and Co profitable?
- In financial year 2025, J&L and Co made a profit of €9,142.
- Where can I find the annual accounts of J&L and Co?
- J&L and Co filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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