J.L.
ActiveSummary
J.L. has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.5m and a net result of €483,451. Equity has been growing by about 16% per year since 2019. Its solvency ranks better than 95% of 9,850 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Official details
Source: KBO- Status
- Active since 27-09-2006 Normal situation
- Activity
- Agents in non-specialised wholesale trade NACE 46190and 1 other
- Establishment unit
- 2.156.937.035 8800 Roeselare, since 13-10-2006
- Financial year end
- 30 June
- Peppol
- Reachable since 03-11-2025
Board and ownership
- Vandewalle MartinaDirector · since 10-03-2015
- ROBAMDirector · permanent representative Brecht Vanderper
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €699,961
- ▼ 7.1%
- Turnover
- ≈ €3.6m
- estimated
- Profit
- €483,451
- ▼ 8.3%
- Equity
- €3.5m
- ▲ 15.9%
- Total assets
- €3.7m
- ▲ 16.3%
Score breakdownraises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 19.53, cash €1.6mEquity €3.5m (95.0% of total assets)Figures for financial year 2025 (filed on 19-01-2026)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 92% of them on solvency, 99% on liquidity, 88% on profitability and 77% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 9 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
Key points
- Positive: Higher solvency than 95% of companies in wholesale tradesector median 42.9% · 9,850 companies 95.0% View
- Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
- Positive: 7 profitable years in a rowprofit 2025: €483,451 7 years View
- New directorlatest change 25-02-2026 · 2 in office 1 joined View
Recent changes
- · Gazette deed Appointment: BV ROBAM (director)Permanent representative: Brecht Vanderper
- · Gazette deed Registered office moved from Ardooie to RoeselareNew seat: Beversesteenweg 322 bus 03, 8800 Roeselare · Previous seat: Polenplein 25 bus 31, 8850 Ardooie
- · Gazette deed Resignation: Vandewalle Martina (bestuurder,destijds niet statutair zaakvoerder)Reappointment: Vandewalle Martina (director) · “De aan-en verkoop,huur en verhuur,de import en export,groot-,klein- en detailhandel alsook het onderhoud en…” (deed in Dutch)
Comparable companies
These companies have the same main activity as J.L.: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €3m and €9.1m, founded between 1995 and 2012.
| Company | Total assets | Gross margin |
|---|---|---|
| J.L. Roeselare | €3.7m | €0.7m |
| M.B.T.C. Kortrijk | €3.0m | €0.3m |
| Tom Goorman Consult Geraardsbergen | €3.1m | €1.0m |
| Findor Dentergem | €6.9m | €0.5m |
| OUT AT HOME Brugge | €3.3m | €0.2m |
| Pantheon Staden | €8.1m | €0.2m |
| ALFAM Wevelgem | €9.1m | €0.3m |
Key facts about J.L.
- What is the company number of J.L.?
- The company number of J.L. is 0883.782.341. The VAT number is the same number with BE in front: BE 0883.782.341.
- Where is J.L. based?
- The registered office is at Beversesteenweg 322, 8800 Roeselare.Company details
- What does J.L. do?
- According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
- What is the legal form of J.L.?
- The legal form of J.L. is Private limited company (BV).
- When was J.L. founded?
- J.L. was founded on 27-09-2006.
- Is J.L. still active?
- Yes, J.L. is an active enterprise in the KBO register.
- What is the turnover of J.L.?
- The turnover in financial year 2025 is ≈ €3.6m. This figure is estimated from the gross margin of €699,961 and 138 comparable companies (NACE 46). It probably lies between €2.3m and €6.0m.Financials
- Is J.L. profitable?
- In financial year 2025, J.L. made a profit of €483,451.
- Where can I find the annual accounts of J.L.?
- J.L. filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of J.L. due?
- J.L. must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
See how customers, suppliers and banks see your own company and what to improve first.